Check out our latest communities fighting
AI scams on Reddit and Facebook

business logo of Perpay

Perpay

4.6

On SmartCustomer, businesses may not offer incentives or pay to remove reviews. Learn more about our Review Guidelines.

From the business

Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.


+95
See all photos
How would you rate Perpay?
grey stargrey stargrey stargrey stargrey star

Perpay Reviews Summary

Perpay has a rating of 4.6 stars from 2,495 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay most frequently mention customer service, credit score and direct deposit. Perpay ranks 8th among Discount Shopping sites.

service
389
quality
1,199
This company responds to reviews on average within 3 days

We monitor reviews for authenticity

Kentucky
1 review
0 helpful votes
Follow Kimberly M.
Unfollow Kimberly M.
Share Review
Report Review

Pleased beyond words
May 7, 2025

Please be on words about the products I ordered good quality and an awesome quick delivery time

Date of experience: May 7, 2025
Washington
1 review
0 helpful votes
Follow Rebecca G.
Unfollow Rebecca G.
Share Review
Report Review

Great concept
May 7, 2025

I like that I can get the products I want and pay for them over time. I also like that it builds my credit. I wish some of the shipping did happen after my first payment but what can you do.

Date of experience: May 7, 2025
New York
1 review
0 helpful votes
Follow Amy C.
Unfollow Amy C.
Share Review
Report Review

Awesome app
May 7, 2025

Per pay is the only app that seems to be that I can do this on the rest ck your credit and won't allow you even if u do direct deposit other than not being a le to contact them very easy and not having something is i would like to get it is an awesome app thankyou perpay

Date of experience: May 7, 2025
Oregon
1 review
0 helpful votes
Follow jack r.
Unfollow jack r.
Share Review
Report Review

Truly amazing
May 7, 2025

I have ordered quite a few Big Ticket items from her pay all items have been top quality legit and name brand price is reasonable for the pay overtime highly recommended using per pay

Date of experience: May 6, 2025
Oklahoma
1 review
0 helpful votes
Follow Traci C.
Unfollow Traci C.
Share Review
Report Review

Great experience!
May 7, 2025

I thought I would try this out and purchase something I normally wouldn't spend that much money on in one shopping trip! The payments fit my budget and it was very easy to do! I paid it off early and now looking for my next purchase!

Date of experience: May 6, 2025
Virginia
1 review
0 helpful votes
Follow Varee W.
Unfollow Varee W.
Share Review
Report Review

*Best decision
May 7, 2025

My overall experience with Perpay Inc. has been amazing to say the least. I definitely recommend this app

Date of experience: May 6, 2025
New York
1 review
0 helpful votes
Follow Susan G.
Unfollow Susan G.
Share Review
Report Review

Perpay is great!
May 7, 2025

Great experience using Perpay. Directly debited, no payment you have to remember to make. Quick easy ordering. Fast shipping.

Date of experience: May 6, 2025
Texas
1 review
0 helpful votes
Follow Sharon L.
Unfollow Sharon L.
Share Review
Report Review

Greatness
May 7, 2025

I say, when shopping, consider your options like I did on Google, or just ask me, and I will let you know that perpay is a convenient and awesome page to do shopping.

Date of experience: May 6, 2025
Illinois
1 review
0 helpful votes
Follow Lauren B.
Unfollow Lauren B.
Share Review
Report Review

Love Perpay!
May 7, 2025

It's a really great and convenient way to shop around for items that you don't have to have the headache of paying full price for.

Date of experience: May 6, 2025
Florida
1 review
0 helpful votes
Follow Jo G.
Unfollow Jo G.
Share Review
Report Review

I love the flexibility, I just wish that discounts would be offered to those that have been using this website for a while.

Date of experience: May 6, 2025
New York
1 review
0 helpful votes
Follow Christopher F.
Unfollow Christopher F.
Share Review
Report Review

Order stolen
May 7, 2025

I had a delivery Friday 5/2/25, and FedEx disregarded the signs stating not to leave packages outside, disregarded my FedEx delivery manager profile with the code to door, and didn't call me. They left package on front steps and my sneakers and slides where stolen while in was at work, I have emailed twice and still haven't got a respond.

Date of experience: May 2, 2025
Perpay T. — Perpay Rep
11 months ago

Thank you for bringing this to our attention! We're very sorry your delivery wasn’t handled as expected — your instructions should always be respected. While FedEx is responsible for final delivery decisions, we are committed to supporting our customers through situations like this. A team member has reached out to assist you with this issue, please respond to their message and they'll take care of the rest from there!

Florida
1 review
0 helpful votes
Follow Ashley L.
Unfollow Ashley L.
Share Review
Report Review

Over the last six months my credit score has seen a very noticeable difference. I love prepay and recommend it to anyone wanting to build credit a little faster then the standard credit card game.

Date of experience: May 5, 2025
Pennsylvania
1 review
0 helpful votes
Follow Kiva E.
Unfollow Kiva E.
Share Review
Report Review

Good afternoon I filled how to response to return the item it's not what I thought it was haven't heard from anyone or email back or cannot contact anyone to return this item. I'm being charged every week and I'm trying to return this item for the last two weeks it's not what I thought it was. I thought it was a speaker surround system And it's

Date of experience: May 5, 2025
Perpay T. — Perpay Rep
11 months ago

Thank you for your review and for bringing this to our attention. We're sorry to hear that the item didn’t match what you expected and that you've had a hard time getting support. That’s not the standard we strive for. It looks like a team member has reached out to address this situation; please respond to their message, and they'll be more than happy to offer assistance from there!

California
1 review
0 helpful votes
Follow Annaly B.
Unfollow Annaly B.
Share Review
Report Review

I'VE BEEN TRYING TO CONTACT CUSTOMER SERVICE ABOUT NOT BEING ABLE TO VERIFY MY BANK ACCOUNT FOR 5 DAYS NOW AND NO ANSWER. THEY WERE QUICK TO ANSWER WHEN I WAS STARTING TO BUY WITH THEM. NOW THAT I NEED TO WITHRAW MY BALANCE THEY ARE NOWHERE TO BE FOUND.

Date of experience: May 5, 2025
Perpay T. — Perpay Rep
11 months ago

Thank you for bringing this to our attention! We're so sorry to hear that is an issue with verifying your bank account, and the lack of response in getting this issue resolved. We understand how frustrating it is when unexpected issues stop you from accessing your cash balance. I'm happy to inform you that a team member is aware of the issue and has since reached out to assist you - please respond to their message and they'll take care of the rest from there!

Missouri
1 review
0 helpful votes
Follow Alejandra H.
Unfollow Alejandra H.
Share Review
Report Review

Amazing app and things to buy.
May 7, 2025

Costumer service goes above and beyond to help out if you have any questions. They don't reply right away but they do make sure to fix the problem you have with no issues.

Date of experience: May 3, 2025
Delaware
1 review
0 helpful votes
Follow Shukerah T.
Unfollow Shukerah T.
Share Review
Report Review

A committed member
May 7, 2025

I have been using this service for years and I love it so easy and they have a lot of the items I always look for and it helps with big ticket items I love this service and never usually have any issues will continue to use.

Date of experience: May 5, 2025
Georgia
1 review
0 helpful votes
Follow Krystle C.
Unfollow Krystle C.
Share Review
Report Review

Took my pay check
May 7, 2025

You guys took my whole pay check last week and I was livid. Please return my money! That was not the agreement.

Date of experience: May 5, 2025
Perpay T. — Perpay Rep
11 months ago

Thank you for bringing this to our attention! We are so sorry to hear that unexpected payments have been posted to your account, however, we do not have the capacity to take your direct deposit. Only you are authorized to make adjustments to your direct deposit information in your payroll. We are not directly affiliated with your employer. Instead, your payroll sends your direct deposit payment on your pay day to your unique Perpay payment account. It looks like a team member has reached out in regards to this issue with more information and an update on the payments that were sent in; please respond to their message, and we'll take the next appropriate steps from there!

Texas
1 review
0 helpful votes
Follow Breanna A.
Unfollow Breanna A.
Share Review
Report Review

Love this site!
May 7, 2025

I love that you can pay over time! I was approved for $1,000 when I first signed up and I had bad credit at the time!

Date of experience: May 4, 2025
New York
1 review
0 helpful votes
Follow Natanael R.
Unfollow Natanael R.
Share Review
Report Review

Great items and great price
May 7, 2025

The item prices are not that far off them what they are bought outright. You're able to buy expensive items and pay it a little at a time

Date of experience: May 4, 2025
Tennessee
1 review
0 helpful votes
Follow Jermie H.
Unfollow Jermie H.
Share Review
Report Review

Updated profile information
May 7, 2025

I reached out to customer service to update my phone number. The expedited response and support was great. My information was updated immediately with no issues. Great support team!

Date of experience: May 4, 2025