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Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.
Perpay has a rating of 4.6 stars from 2,495 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay most frequently mention customer service, credit score and direct deposit. Perpay ranks 8th among Discount Shopping sites.
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I've been using perpay for over 2 years. I've ordered a sofa, washer and many household items. I even ordered an iPhone, with no hassle. No hidden fees and everything is presented before moving forward on the purchase. I gave 4 stars because their shipping can be extremely expensive on larger items. They do give you more credit with the more you buy. It's a great alternative to credit cards.
I love them I have now placed 3 different orders and comes right out of my check super easy and the customer service is wonderful
Hi Cathi,
We're glad to hear you're enjoying your purchases with Perpay and look forward to having you continue to be a valued member of the Perpay community. Thank you!
I use them all the time for larger purchases, cause they make it super easy to budget for things by making payments over time from my paycheck.
Guess they were super busy during the holidays because they are so popular and their site couldn't handle the traffic haha.
Thanks for the review, Terence. We're very thankful to have you as a valued Perpay member and hope you're enjoying all of your purchases!
This site is supposed to allow you to lease products. After putting all my information in and being approved, I could not shop. The site was down. Now I am scared this is a fraudulent site. Found this site on Facebook.
Hi Jennifer! We are very sorry to hear that you were having difficulty accessing our site & hope this issue was resolved for you. If you're still experiencing issues, please email us at [email protected] so we can troubleshoot this with you!
Perpay currently has over 1 million users & has recently received the PACT Enterprise Award recognizing us as Philadelphia's most impressive Technology Startup in 2018. We hope to have the opportunity to work with you as well & are happy to address any concerns you may have about our program!
Answer: They are 100% reliable. I have ordered multiple nothings NEVER had an issue. If I reached out to customer service they respond within 24hours. Try it once and you won't be disappointed.
Answer: I don’t think my answer would help you now, if you do not have access to your payroll software then tell them account numbers you wish to add and how much to deduct and keep track because you decide whether you are paying for 8,16, or 20 weeks and depending on which the amount of is higher if paying in 8 or much less if paying off in 20.
Answer: The truth is, when I had an issue, I wished there was customer service number but, you have to send email and they will respond till your problem is resolved, but that is how they keep the cost down no additional fees, no interest. They respond usually quickly.
Answer: Yup! I use it pretty often. I have terrible credit and it helps me get things. Not to mention after using them for a while they also gave me a credit card with a $500 limit!
Answer: I guess on the software for individual payroll company used, mine spli my check in muliple account example 30% to one account then account Perpay amount say it’s 25 dollars weekly for however many weeks and balance of my check to another account.


Hi Mari, we're so happy to have you as one of our valued Perpay members!
If the shipping price for an item ever has you concerned, please reach out to a Customer Success team member via live chat or by emailing [email protected] so we can make sure it's not a mistake! We pride ourselves on providing our users with making budgeting for larger purchases affordable, simple and easy!