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Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.
Perpay has a rating of 4.6 stars from 2,523 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay most frequently mention customer service, direct deposit and credit score. Perpay ranks 8th among Discount Shopping sites.
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Convenient & easy to use and understand.
Love the card best credit card ive come across
I love how the credit card is connected to your payroll so you don't miss a payment…
Awesome always quick friendly and easy to deal with. Great company to do business with.
Payroll deduction options is good no missed payments and credit available right away
My card constantly gets declined. I have been told what not to use card on. Purchasing a movie off of Amazon was not on that list and now my card is possibly blocked... I respond and try to get info from message received and shows nothing. I can't get a response from the support team and I have called numerous times only to be hung up on...multiple times.
Love perpay! It's been wonderful site to shop from. I've tried other sites and take it out my paycheck but because I had no credit they wouldn't let me shop from them.
This is my first time using Perpay and I must say I love it! Also was approved for the Perpay+ card and it's been great. It's helped with getting my score up.
Everything was well explained and very much appreciated the customer service that was provided every time I had a question or something.
Although the items available in the app are pricey, it's still great to have the option to finance without missing a payment.
Not one live person can be reached by phone and everyone that responded by chat passes to someone else in system like cant do anything
Hi Ashley, we're sorry to hear about your experience. We strive to provide excellent customer service and will address your concerns with our team. Please reach out to us at [email protected] directly with your account details so we can assist you further. Thank you for bringing this to our attention.
I have had nothing but great experience. I just wish there were other payment options.
They have no contact number to call and for every person that replies back to you through email they repeat the same thing and it's a process to get your money back. Would not recommend plus it did nothing for my credit.
Hi there, we're sorry to hear about your experience. We apologize for any inconvenience you encountered. Please know that we take customer feedback seriously and will work to improve our processes. If you have any further concerns, feel free to reach out to us at [email protected]. Thank you for bringing this to our attention.
It's more convenient getting items in payments. You get a higher credit limit as you pay on time.
It has been a flawless experience so far. No issues they send money to my card out of my check and it goes straight to the card and the money is available to use right away.
Great experience and the fact they make purchasing a lot easier 🙌🤝
I love that I can buy gifts in time. It takes the stress off of my finances that are thin enough.
I love them and I have no complaints about them. They are reliable and reasonable
Answer: They are 100% reliable. I have ordered multiple nothings NEVER had an issue. If I reached out to customer service they respond within 24hours. Try it once and you won't be disappointed.
Answer: I don’t think my answer would help you now, if you do not have access to your payroll software then tell them account numbers you wish to add and how much to deduct and keep track because you decide whether you are paying for 8,16, or 20 weeks and depending on which the amount of is higher if paying in 8 or much less if paying off in 20.
Answer: The truth is, when I had an issue, I wished there was customer service number but, you have to send email and they will respond till your problem is resolved, but that is how they keep the cost down no additional fees, no interest. They respond usually quickly.
Answer: Yup! I use it pretty often. I have terrible credit and it helps me get things. Not to mention after using them for a while they also gave me a credit card with a $500 limit!
Answer: I guess on the software for individual payroll company used, mine spli my check in muliple account example 30% to one account then account Perpay amount say it’s 25 dollars weekly for however many weeks and balance of my check to another account.


Hi Constance, we're sorry to hear about your frustrating experience. We understand the importance of timely and effective customer support. We'd like to address your concerns and ensure a smoother experience moving forward. Please reach out to us directly at [email protected] so we can assist you further. Thank you for your feedback.