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Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.
Perpay has a rating of 4.6 stars from 2,527 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay most frequently mention customer service, direct deposit and credit score. Perpay ranks 8th among Discount Shopping sites.
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Easy payments. Awesome products. Got a brand new Xbox series X and it was brand new as stated. Fast shipping. Then went and got a king size gel memory foam king mattress and it's absolutely amazing! Will continue to buy from them because it's so simple and convenient
I love it that it already taken out of my paycheck or direct deposit. It's like I don't have to worry about the payment because it's already done but the products is limited and expensive. I bought ps5 and it's like I have to pay double of what it's worth.
Very helpful and attentive. I have always felt good with the assistant that is given and always have been assured that whatever I am having issues with are taking care of with no stress to me
It's very easy to establish your account, very easy to shop, very easy to pay, excellent customer service!
Prepay has the most respectful customer service out there they answer any questions or concerns about any problems you may have. The time frame for your problems or your concerns will be answered in a timely fashion. I love Prepay I stop using Afterpay and only use Prepay. Trust me when I say that you can't go wrong with Prepay they are the best by far
My experience with Perpay has been nothing but great. The things that i ordered always comes on time annd everything always look nice and neat.
I absolutely love Perpay I love how they break the payments down to make it affordable I also love that you don't have to worry about missing a payment because it automatically comes out of my check! They have high quality products and it helps build my credit! I recommend prepay to everyone!
The products have been great and it's very convenient to get products without paying up front
I have had nothing but the best experience with perpay. The only thing is that I don't like is the fact that everything is overpriced and having a bigger quantity of items as far as certain sizes but other than that I will continue to be a customer.
I ordered a heart pendant necklace and they sended me the wrong thing I been try too returning with no luck or answer!
Some things have been ok others not so much. They don't go by word of shipping, they make ya pay way before you even have your product. Some things don't even get shipped. I paid for 2 fans for almost a month and never got them and they didn't adjust it in my account. There good for things you can't afford to pay outright for. This is how I bought new tires for my jeep. Sometimes they do come in handy but I sure wouldn't give them 5 stars.
Hi Amy, thank you for sharing your experience with us. Please know we kick things off with your order once we receive the first payroll direct deposit payment. This is how we confirm your direct deposit is set up properly and payments will be made successfully going forward! Your order will be processed and shipped within the week once the first payment is received on your actual pay date. If you need further assistance with any orders, please reach out to us at [email protected].
Every time I try to use my Perpay card it gets declined. I have over 600 in the credit card account and it never eorks
Hello Robin, Allow us to take a closer look at this for you. Please contact us at [email protected] with your information so we're able to best assist you. Thank you.
I had a high ticket item I just couldn't afford all at once. It was simple and convenient came promptly and I didn't have to even think about the payment!
I love Perpay it gives me options and a chance to buy things I wouldn't be able to afford just paying straight out and I love how it helps my credit score also I will always be a Perpay customer
You get exactly what you pay for, comes straight out of your check, and it's no hassle don't have to worry about if you have the money for it because it's coming straight out of your ADP and I love it and ima continue to use it and suggest other people as well to use it because it is a good way to build your credit while getting something you like!
Hi Roy! Our prices can be higher than retail prices, but they reflect the convenience of our zero interest, zero fees financing options! As a financial platform, we encourage you to choose the purchasing option that's most comfortable for your own financial goals. If you're able to buy the item for a cheaper price in stores, we support you in doing so!
Couldn't get a loan or finance anywhere in Perpay has been super easy with no interest. I really don't think you can beat it.
Answer: They are 100% reliable. I have ordered multiple nothings NEVER had an issue. If I reached out to customer service they respond within 24hours. Try it once and you won't be disappointed.
Answer: I don’t think my answer would help you now, if you do not have access to your payroll software then tell them account numbers you wish to add and how much to deduct and keep track because you decide whether you are paying for 8,16, or 20 weeks and depending on which the amount of is higher if paying in 8 or much less if paying off in 20.
Answer: The truth is, when I had an issue, I wished there was customer service number but, you have to send email and they will respond till your problem is resolved, but that is how they keep the cost down no additional fees, no interest. They respond usually quickly.
Answer: Yup! I use it pretty often. I have terrible credit and it helps me get things. Not to mention after using them for a while they also gave me a credit card with a $500 limit!
Answer: I guess on the software for individual payroll company used, mine spli my check in muliple account example 30% to one account then account Perpay amount say it’s 25 dollars weekly for however many weeks and balance of my check to another account.


Hi Karen! Our prices for most items are generally comparable, but they may be higher than a retail store as we provide a unique shopping experience, offering top quality products with the convenience of paying over time and building your credit.
While there is a small convenience factor, we do not charge interest on purchases and ship the order after one payment!
As a financial platform, we encourage our customers to choose the purchasing option that is comfortable for their own financial situation.