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Perpay

4.6

On SmartCustomer, businesses may not offer incentives or pay to remove reviews. Learn more about our Review Guidelines.

From the business

Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.


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Perpay Reviews Summary

Perpay has a rating of 4.6 stars from 2,527 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay most frequently mention customer service, direct deposit and credit score. Perpay ranks 8th among Discount Shopping sites.

service
389
quality
1,199
This company responds to reviews on average within 3 days

We monitor reviews for authenticity

Ohio
1 review
0 helpful votes
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Easy payments. Awesome products. Got a brand new Xbox series X and it was brand new as stated. Fast shipping. Then went and got a king size gel memory foam king mattress and it's absolutely amazing! Will continue to buy from them because it's so simple and convenient

Date of experience: June 8, 2024
Montana
1 review
0 helpful votes
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Helpful but expensive
June 8, 2024

I love it that it already taken out of my paycheck or direct deposit. It's like I don't have to worry about the payment because it's already done but the products is limited and expensive. I bought ps5 and it's like I have to pay double of what it's worth.

Date of experience: June 8, 2024
Perpay T. Perpay Rep
over a year old

Hi Karen! Our prices for most items are generally comparable, but they may be higher than a retail store as we provide a unique shopping experience, offering top quality products with the convenience of paying over time and building your credit.

While there is a small convenience factor, we do not charge interest on purchases and ship the order after one payment!

As a financial platform, we encourage our customers to choose the purchasing option that is comfortable for their own financial situation.

Maryland
1 review
0 helpful votes
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Very helpful and attentive. I have always felt good with the assistant that is given and always have been assured that whatever I am having issues with are taking care of with no stress to me

Date of experience: June 8, 2024
California
2 reviews
0 helpful votes
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UP UP
June 8, 2024

Her pay has gave me the experience of having what I wanted and building my credit at the same time with small payments

Date of experience: June 8, 2024
Florida
2 reviews
8 helpful votes
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Great Site!
June 8, 2024

It's very easy to establish your account, very easy to shop, very easy to pay, excellent customer service!

Date of experience: June 8, 2024
Maryland
1 review
0 helpful votes
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Prepay is the best way to go
June 8, 2024

Prepay has the most respectful customer service out there they answer any questions or concerns about any problems you may have. The time frame for your problems or your concerns will be answered in a timely fashion. I love Prepay I stop using Afterpay and only use Prepay. Trust me when I say that you can't go wrong with Prepay they are the best by far

Date of experience: June 8, 2024
Florida
1 review
0 helpful votes
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My experience with Perpay has been nothing but great. The things that i ordered always comes on time annd everything always look nice and neat.

Date of experience: June 8, 2024
Illinois
1 review
0 helpful votes
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The best
June 8, 2024

I absolutely love Perpay I love how they break the payments down to make it affordable I also love that you don't have to worry about missing a payment because it automatically comes out of my check! They have high quality products and it helps build my credit! I recommend prepay to everyone!

Date of experience: June 8, 2024
Michigan
1 review
0 helpful votes
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The products have been great and it's very convenient to get products without paying up front

Date of experience: June 8, 2024
Illinois
1 review
0 helpful votes
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Great experience
June 8, 2024

I have had nothing but the best experience with perpay. The only thing is that I don't like is the fact that everything is overpriced and having a bigger quantity of items as far as certain sizes but other than that I will continue to be a customer.

Date of experience: June 8, 2024
Texas
1 review
0 helpful votes
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Awesome
June 8, 2024

Fast and easy to shop and receive items! Also like the easy payment method and, it helps to build my credit.

Date of experience: June 8, 2024
Colorado
1 review
0 helpful votes
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5 stars
June 8, 2024

I ordered a heart pendant necklace and they sended me the wrong thing I been try too returning with no luck or answer!

Date of experience: June 8, 2024
Michigan
1 review
0 helpful votes
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Ya over pay for there products
June 8, 2024

Some things have been ok others not so much. They don't go by word of shipping, they make ya pay way before you even have your product. Some things don't even get shipped. I paid for 2 fans for almost a month and never got them and they didn't adjust it in my account. There good for things you can't afford to pay outright for. This is how I bought new tires for my jeep. Sometimes they do come in handy but I sure wouldn't give them 5 stars.

Date of experience: June 8, 2024
Perpay T. Perpay Rep
over a year old

Hi Amy, thank you for sharing your experience with us. Please know we kick things off with your order once we receive the first payroll direct deposit payment. This is how we confirm your direct deposit is set up properly and payments will be made successfully going forward! Your order will be processed and shipped within the week once the first payment is received on your actual pay date. If you need further assistance with any orders, please reach out to us at [email protected].

California
1 review
0 helpful votes
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My card never works
June 8, 2024

Every time I try to use my Perpay card it gets declined. I have over 600 in the credit card account and it never eorks

Date of experience: June 8, 2024
Perpay T. Perpay Rep
over a year old

Hello Robin, Allow us to take a closer look at this for you. Please contact us at [email protected] with your information so we're able to best assist you. Thank you.

Michigan
1 review
0 helpful votes
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Easy breezy
June 8, 2024

I had a high ticket item I just couldn't afford all at once. It was simple and convenient came promptly and I didn't have to even think about the payment!

Date of experience: June 8, 2024
Virginia
2 reviews
0 helpful votes
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Excellent
June 8, 2024

I love Perpay it gives me options and a chance to buy things I wouldn't be able to afford just paying straight out and I love how it helps my credit score also I will always be a Perpay customer

Date of experience: June 8, 2024
Indiana
1 review
0 helpful votes
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Love it
June 8, 2024

This app is amazing and very convenient. It comes in a very nice timely manner

Date of experience: June 8, 2024
New York
1 review
0 helpful votes
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You get exactly what you pay for, comes straight out of your check, and it's no hassle don't have to worry about if you have the money for it because it's coming straight out of your ADP and I love it and ima continue to use it and suggest other people as well to use it because it is a good way to build your credit while getting something you like!

Date of experience: June 8, 2024
New York
1 review
0 helpful votes
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Too over priced
June 8, 2024

Everything 200 dollars more then wat u can actually get it from store

Date of experience: June 8, 2024
Perpay T. Perpay Rep
over a year old

Hi Roy! Our prices can be higher than retail prices, but they reflect the convenience of our zero interest, zero fees financing options! As a financial platform, we encourage you to choose the purchasing option that's most comfortable for your own financial goals. If you're able to buy the item for a cheaper price in stores, we support you in doing so!

North Carolina
1 review
0 helpful votes
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Easy and gave me a chance
June 8, 2024

Couldn't get a loan or finance anywhere in Perpay has been super easy with no interest. I really don't think you can beat it.

Date of experience: June 8, 2024