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Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.
Perpay Reviews Summary
Perpay has a rating of 4.6 stars from 2,495 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay most frequently mention customer service, credit score and direct deposit. Perpay ranks 8th among Discount Shopping sites.
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I enjoy using it to build my credit I just wish I could see my remaining payments
Convenient, easy to use, and quality products. Overall a great way to get all you need when you can't afford to buy it out right.
Was a easy purchase even got sent 2 products and the return of second was drop off and go easy to return
Every time I go to check out it says identity not verified what do I do
Its a great experience and love that it help me keep up with everything
This company is the best ever i had and got my credit score pull up and easier payment no missing. Love those what i order
Great app some
Savings but what gets me is the high shipping fee and then another fee for shipping from Perpay
I been with them for a few years now and this probably is the best thing I've seen
The app very easy to use. Payments are reasonable. Store variety is great. You can use this app to save money for a rainy day. Or for purchasing items with monthly payments.
I am not happy with my order at all. I ordered 2 items the Beats over the head headphones and received wireless headphones and a blue iPad that was supposed to come with a blue case and the case was pink. I am so upset because these items were for my son's birthday and you have to go through hell to be able to send it back. I don't think I will be using Perpay anymore.
We're so sorry to hear about the mix-up with this recent order and understand how frustrating this must have been—especially with it being a gift for such a special occasion. We appreciate the feedback and would love to assist you to the best of our abilities to ensure a resolution is reached. A team member has reached out with the next appropriate steps we would need to take in order to resolve this issue, please respond to their message, and they will take care of the rest from there!
I've been using Perpay for a few months now, and I honestly wish I had found it sooner. It's one of the few platforms that truly understands how to meet you where you are financially, especially if you're working on improving your credit or don't have access to traditional financing. What I love most is the Pay-As-You-Get-Paid model—it's simple, stress-free, and fits right into my budget. You make smaller payments each payday instead of a huge upfront cost. The automatic deductions are predictable and convenient, and there's no interest when paid on time. They also report to the credit bureaus, which has already helped boost my score—something a lot of "buy now, pay later" companies don't do. Plus, the online marketplace offers quality products (name brands too), and shipping is surprisingly fast. Customer service has been responsive when I had questions, and the app is easy to navigate. It's a solid tool if you're focused on financial growth, building credit, or shopping smarter without falling into debt. Highly recommend for anyone looking to buy with intention and build responsibly!
Super helpful to get some gifts for holidays when you don't have cash in hand and waiting on paycheck 😍🥰 they very much have everything here, it helps me get things that me and family needs and we have more time to pay and it's will tell you exactly how much payment is will take out from my paycheck so I can manage my financial plans, Love it 😍 PerPay
Best place I have ever dealt with. I love it. I have not enjoyed anywhere else as much as I have enjoyed Perpay!
The merchandise is always good and on time and great quality
My experience with Perpay has been terrific no hassle easy process
The price of the product is higher than standard retail, but the convenience and the credit building dynamic makes up for it, in my opinion.
Everything I have gotten so far has been very good and I am really enjoying it all
Everything that I have ordered from this site has been #1 products. Everything comes to me in a timely manner. I would recommend Per Pay to anyone that may be interested or has questions about the products.
It's a great app good opportunity to do with credit. Able to receive things with no problem items whatever you like never had any issues
Always able to help with any questions or concerns. Nothing negative to say.
I love the app and program. Credit Card is top notch. Recently received a new card made out of metal. Drawback is that you have to pay a $35 fee. Helps with your credit. Payments from your paycheck really helps out. Thank You!
They have been awesome! It is easy to set up payments and to see your remaining balance.
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- SmartCustomer’s sole mission is to increase online transparency for buyers and businesses
- SmartCustomer has helped over 200M buyers make better purchasing decisions online
- Suspicious reviews are flagged by our algorithms, moderators, and community members
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