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healthcare.gov has a rating of 1.5 stars from 382 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers dissatisfied with healthcare.gov most frequently mention customer service, insurance company and market place. healthcare.gov ranks 14th among Affordable Care Act sites.
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I'm currently without coverage because they somehow lost my original application the State Farm agent did when I signed up in December for 2016 coverage. Problems with my bank not direct pay to Anthem caused me to lose coverage in April 2016 but I quickly remedied the situation. August 4,2016 Anthem informed me that Marketplace cancelled my coverage because I needed to submit documents to prove myself and my children were US citizens. My original thought was "can't they just use our social security numbers and cross reference that information?" But I finally got a ton of documents together and submitted it all.
Long story short, on a phone call where I finally got to talk to a supervisor, she said that I didn't need to submit paperwork and all I needed to do was put in our social security numbers.
They were there from the get go but when I temporarily lossed coverage in April, they reset my application without the SS numbers.
I'm awaiting a back surgery with was initially scheduled for September 14, but now I have to wait because of their mistake and mishandling of my information.
Affordable Healthcare Act is a joke and they not only rip off us the consumer and citizens, they are ripping off the doctors and other medical professionals. That's why all the doctors and providers I used to see when I had a group plan don't accept Obamacare. They know they're getting ripped off.
As a highly educated, middle class, self employed American, this system is a tragedy.
This insurance plan is the worst plan ever! If I would of stayed in my so called network I could be dead by now, My network doctors missed the cancer in other areas of my body, the in-network said I was stage 2 colon cancer, the doctors in my network wanted to remove everything and give me a permit colostomy, I reached out and found a Doctor at Mayo Clinic that could perform the surgery without a permit colostomy. When I got there they found the cancer was in other places in my body, Mayo Clinic said this was a fast growing cancer and if I did not get treated I would possibly be gone by this fall. Since I went out of network, Anthem Blue Cross will not pay for the surgery or any of the testing done at Mayo Clinic we now have a $100,000. Bill at the clinic our insurance will not pay because I choose to go to a Doctors and hospitals who gave me the best care I needed for my situation. We pay $1200 a month for 3 in our household, and $6500 deductible per person. It is sad we can not choose our Doctors and hospitals we want to go to all due to the Obamacare Plan.
Obama lied about this, in 2 years I have had 3 new doctors and on my second insurance company due to them pulling out of the marketplace. I am not going to sign up for any of them for next year. I feel that the idiots in Washington have really screwed up this time. Seams like more insurance companies are going to pull out. Looks like I will just pay the penalty next year.
My husband lost his job so we were eligible for the special enrollment. Spent over 2 hours filing out the application. 2 days to decide which crap policy to choose. When I finally go into choose the one the site is down for maintenance. Next day I try it again. Upload my documents. Call the insurance company to pay. Then after all that I find out it only covers me. Not my family. So I call because I put all that info in. I get the most unhelpful, unfriendly rep who basically tells me something happened with the website update. Great. Fix it. Only they can't because it's been processed. She finally hung up on me because this is ridiculous and I told them why should I be punished for the website issues. So after I lost count of how many phone calls and not getting anywhere they will set the rest of my family up on all separate policies. But couldn't tell me why it was that way. So basically I have a policy on myself but can't afford one now for the rest of my family. They refuse to fix this mistake. Hopefully this doesn't screw up me getting on my husband's plan at work. This is a complete nightmare that has the possibility of costing me tons of money. I should have just took the fine. Worst ever. They can even see where I had all my family's info entered. It just wasn't included. I can't get my money back on the other policy and now since I have it and can't get rid of it I can't afford insurance for them. I can not stress enough to just take the fine if you are in between coverage.
I personally don't care for fetching for myself on this site. My deductible was way too high and the options seemed like a bottleneck that everyone else would have to crawl through. Especially here in Texas.
I'm a supporter of a single payer system. I have supported the ACA. The healthcare.gov website is cumbersome to use, and has informational errors in it. Seventy percent of the time I have called them, it has been an mind-numbingly awful experience. I'm looking at other insurance because of it.
Writing this review in all honesty. I've had a health plan with marketplace for the past two years. When I re-enrolled for the current year, 2016, I recieved a letter shortly after enrollment saying additional documents were needed to verify I didn't have any other additional health coverage. It didn't specify which documents, who to inquire with, or any other information. I called more than five times and did not receive a return call. Then, I finally reached someone who told me I didn't need to send any additional documents and everything was up to date. A month later, I recieved another letter and was given the same speil. Two months later I recieved a third letter and this time when I called, the representitive told me I needed to contact the dhhr and get a verification letter sent in. When I explained that I had called in prior to talking to her, she stated there was nothing noted in my records that stated anything about me calling. I was also hit with a $30 increase that I'm still trying to work out. I'm the type of person who owns up to my mistakes but in this circumstance I do not feel like I did anything wrong and if anything, was given very poor service and lack of information. The quality of professionalism is not satusyfing at all and I wish I had multiple options being self employed because I would look elsewhere. If you are reading this and desire quality service, quality healthcare coverage, and affordable rates, I suggest doing research and comparing any and all options.
This agency needs to be shut down! They take your life and screw it up for laughs. Once they ask for data ascertain your eligibility they do nothing with it. I don't think any of the info is actually put to use I believe it's just a way for government lackies to steal your identity. The employees get free healthcare through this scam place and they get it paid for even when they lie to us to get info from our employers and still cancel our policy. I hate the $#*!ing President for bullying us into paying for other people's healthcare. You are being scammed and screwed if you deal with this agency I want them out of buainess!
Farm fresh eggs. And. Preventive care services are not subject to cost-sharing (co-pays, deductibles and co-insurance) when performed by a network doctor and follow the comprehensive guidelines: - These two comments hold the same value. Where I was raised, they both would be considered a lie.
Mike Young is a Healthcare.gov Supervisor (*******596) who did absolutely nothing to help my parents find out what needed to be done to keep their coverage. He hung up on me for being condescending when I asked for someone who knew more than him and could actually help.
Mike Young is a perfect example of tax payer money wasted. I get better customer service from a McDonald's driver-thru employee.
A pain to navigate through. Good luck getting anything through the website on your own.
I feel like this doesn't help anyone. They guesstimate what you will make for the year give you a great "deal" on the health insurance then take $2000 dollars from you when you do your taxes. Also finding doctors and medication is a lot more difficult. If there is any other option for you I would take it!
I've been calling the marketplace since January. Their website wasn't working and I had to submit numerous applications. I finally called to correct my app and was then enrolled into the wrong company. I paid united health care and they had me on file as a customer. Come to find out I was enrolled with Florida blue. Called the marketplace and spoke with a supervisor who assured me he was going to fix the mistake. Well his fix was to give me a special enrollment period with a retoactive date of February. Well guess what now Florida blue wants me to pay February to April to keep my coverage. This makes no sense. Why would anyone pay any company for services they never had? Never again will I use the market place. The supervisor I spoke with today was rude, short tempered and had no customer service skills at all. Where do they find this people. Idiots are US?
Took them 2-3 month to set up my insurance after multiple clerical errors. Now the didn't even create my 1095 A and I have to file an extension. They cant even take responsibility for their mistakes.
Called last March to report life change. Address change ONLY. My health coverage cancelled but dental did not. Received new health plan effective April 1 but marketplace didn't show the new effective date. I received 1095a in Jan only showing coverage for January- March. I have logged more than 10 hours on the phone trying to get this resolved. I am on my 3rd escalation, nobody has ever contacted me from that department. I HAVE PROOF OF COVERAGE. Every time I call the marketplace I get a little more information. I just found out last week (after my 5th phone call) that I SHOULD get two 1095's because of the life change but I haven't because they didn't show me having coverage after March. I finally spoke to someone on February 24 that sieve nearly an hour searching my account and found where I DID HAVE COVERAGE... She sent documentation to the technical department as well as escalation department. FYI... ESCALATION DEPARTMENT HAS NEVER CONTACTED ME... NOR DOES THE MARKETPLACE HAVE ANY WAY OF CONTACTING THAT DEPARTMENT. So I've been playing a waiting game now since Jan 26th... still nothing!
I have a policy but I'm forced to purchase but cannot Exchange until November Really Wow I don't understand why this is why can't you just change the policy number and send me the bill I guess I have to have a baby or something in order to make this happen hope nothing happens to me catastrophic before November comes not sure how my pimp family will pay 20% of a heart attack I can't barely afford the $306 a month premium as it is I guess it's their way or the f****** highway what's new right up yours mother f*****
It is impressive how incompetent the customer service is at healthcare.gov. I have made 5 phone calls to get my named spelled correctly on my insurance card, and still is spelled incorrectly. I'm flabbergasted. This is a simple task. I am currently locked out to acess my application, and customer service could not unlock the account even though the website says to call customer service to unlock.
These place is absolutely $#*!ed. I sent my tax documents 2 months ago now--certified mail and they received them! They keep sending me letters saying my coverage is going to lapse because I have not sent my documents. Try calling, which is a freaking joke---all they do is keep telling you--oh its in processing, its in processing, oh it takes a long time. I haven't had coverage in 19 years--may as well keep it that way because I can already see---THEY WILL NEVER FIND MY DOCUMENTS EVEN THOUGH I SENT CERTIFIED MAIL AND THEY RECEIVED THEM 2 MONTHS AGO! 1
Sent hard copy twice! They called yesterday and said they never got it, do it online.
I got on the phone with them, the support person really shouldn't have that job, Now I'm
Not even sure my wife still has coverage or if she has 2 policies. I'll pay one but is she covered? I don't know!
God help you if you've been a hard working American your whole adult life then try to get insurance when you no longer can work.
Answer: Same happened to me. So agent at marketplace switched me from PPO to HMO without telling me and completely mislead me last December promising me that this new plan was the one I needed. As it happens, it is the worst plan from Florida Blue. These so called "agents" at the marketplace have no idea what is going on, many can care less, they know that we, the consumers, are powerless to do anything. They apparently are not allowed to give their employee ID number and names do not suffice to place a formal complaint against any of them. Health Marketplace went from being a dream come true to the worst nightmare. I hope you finally solved your issue
Answer: Oh YES. And I have tried to dispute the claims my insurance is rejecting. The MP agent whom I got in December in order to renew my plan completely mislead me and the plan I have on is the worst plan Florida Blue is offering. According to Florida blue agents, they have no control over what the Marketplace decides and claim that the Marketplace refuses to communicate with them. I suspect that Florida Blue is also taking advantage of the situation. I pay twice as much as before and my copays are 3 times what they used to be. And my network is quite restraint now. Many of the specialists I used to see are no longer in my network. I am kind of relieved to see how many people are unhappy with HMO. I started to wonder if it was me who in fact was wrong and who misunderstood or…
Answer: BECAUSE THEY ARE UNEDUCATED IGNORANT PEOPLE THE FEDERAL GOVERNMENT HIRED. TRUMP NEEDS TO FIRE ALL THEM AND SHUT THIS DOWN. THEY HAVE YET AGAIN SCREWED UP MY PLAN AND MY DAUGHTERS 15 CALLS LATER AND I RENEWED IN NOVEMBER... THEY DELETED ME AND PUT MY DAUGHTER... JERKS THEN GAVE HER A MESSED UP PLAN
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