Check out our latest communities fighting
AI scams on Reddit and Facebook

business logo of U.S. Bank

U.S. Bank

1.4

On SmartCustomer, businesses may not offer incentives or pay to remove reviews. Learn more about our Review Guidelines.

How would you rate U.S. Bank?
grey stargrey stargrey stargrey stargrey star

U.S. Bank Reviews Summary

U.S. Bank has a rating of 1.4 stars from 308 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers dissatisfied with U.S. Bank most frequently mention customer service, credit card and next day. U.S. Bank ranks 293rd among Banking sites.

service
162
value
146
quality
148

We monitor reviews for authenticity

Maryland
1 review
5 helpful votes
Follow Gary R.
Unfollow Gary R.
Share Review
Report Review

I've been a credit card holder at this bank for nearly twenty years. I hadn't used the card in several years and therefore only logged in to the account every few months to check activity. Unfortunately I was charged an annual fee recently and missed the payment two months in a row. US Bank never bothered to contact me. Now, they closed my account and will likely report the non-payments to the credit bureau. This lack of customer service is appalling. It's no wonder US Bank is so poorly rated by consumers.

Date of experience: August 22, 2021
Kentucky
1 review
0 helpful votes
Follow Becky W.
Unfollow Becky W.
Share Review
Report Review

1. ATM machine went down during transaction. Kept card and deposit. Took almost 2 weeks to get corrected. 2. Computer errors when tried to get car loan. Took 45 minutes to close. Terms were explained but different on contract. 3. Changed home owner insurance. USbank notified. New policy sent to a 3rd party who administrates for US Bank. Sent numerous times. Said never got. Charged me for not having insurance. Took 2 months to correct.
4. Local bank has no voice mail so on hold for long periods of time when service is needed.
5. Covid closed lobby. Appts only. But no notice on door so ppl come in and sent right back out.

Date of experience: August 20, 2021
California
1 review
2 helpful votes
Follow James B.
Unfollow James B.
Share Review
Report Review

Incompetent
July 31, 2021

Went to my home branch. Asked for in person help in applying for a secured visa prepaid (have $20 k in my checking, requesting $1500). Sat down w the assistant Mgr, face to face. She helped me walk thru the online process for applying. Spent 45 min going thru the process. Cool. Done. Told I would get a letter in the mail. Well, no mail came. Why? Wtf. Spent 50 min on the ph (5 ph calls 4 couldn't hear the rep on the other end even tho the auto menu voice is 100x louder), then being transferred from banker to card services to banker to other representatives. Finally, found out my application is not even in the system. So $#*! you US Bank. I'm shopping for another bank.

Date of experience: July 29, 2021
Georgia
1 review
4 helpful votes
Follow james c.
Unfollow james c.
Share Review
Report Review

Customer complaints
June 16, 2021

Customer service dept awful. Very poorly trained... in process of cancelling card... credit card purchase disputed... took four phone calls to verify payt from us bank to vendor... last contact with us bank rep. She was unpleasant and unprofessional

Date of experience: June 16, 2021
California
1 review
4 helpful votes
Follow Angela F.
Unfollow Angela F.
Share Review
Report Review

A single star because there is no negative option. I don't about you, but about sick of dealing with nothing but machines. US Bank why bother to go to the expense to build a new branch if all the customer service I can get is "let me show you how to use the new ATM's". If you don't want to talk to your customers just stick a bunch of ATM's in a wall and call it a day. You guys SUCK and that is being kind!

Date of experience: June 16, 2021
New Jersey
1 review
0 helpful votes
Follow Ramsey W.
Unfollow Ramsey W.
Share Review
Report Review

Basically this bank accepted my payroll check and is holding on to it. They won't give me my money I work my $#*! off for, I'm hungry, I don't have money to pay Uber to go to work. This is a nightmare

Date of experience: June 8, 2021
Georgia
1 review
4 helpful votes
Follow Mark C.
Unfollow Mark C.
Share Review
Report Review

Worst Bank Ever!
May 24, 2021

I'm in Georgia, and US Bank will not work with any ATM's in the state, so I cannot make a Cash Deposit, and if I get someone to write me a check I can take a picture for a check deposit, but even if I could deposit cash, which I can not, cash or check deposit they will only put 225.00 on my account that day, no matter the time. The rest of the deposit will not be credited to your account till the next day! They bought State Farm bank and stopped all cash deposits. Customer service is also awful in itself. Just a awful bank, stay a way!

Date of experience: May 24, 2021
Michigan
1 review
0 helpful votes
Follow matt b.
Unfollow matt b.
Share Review
Report Review

Worst service ever
May 21, 2021

Took out a boat loan 10 years ago-never missed a payment. Went to upgrade and paid off loan. Then it starts... Needed payoff letter and was told it would be 7-10 days. After day 15 called back and they apologized and said it was in the mail and would receive in 1-2 days. Waited 5 days and was told it only cleared two days ago... (so three weeks to process a pay=off) and you guessed it-I would recieve letter in 1-2 days. Asked speak with a supervisor who apologized and said there was coaching to be done (don't care) and he would personally get letter and mail and fax it to me. /Whats the faxe number? And I would receive it in? YES 1-2 days. Here we are on day five after the 1-2 days-no letter no fax, no response to my emails to the supervisor. Called to make compalint against supervisor and asked for his boos and was told (by one of his workers) that they would take the complaint (against their boss) and forward it on...

Date of experience: May 21, 2021
Illinois
1 review
2 helpful votes
Follow Nico R.
Unfollow Nico R.
Share Review
Report Review

Trying to make a change to my profile for my mobile number and it won't let me. Keep getting message number is being used another account. Spoke with customer service and they were of no help. So if a customer has multiple accounts they can't use the same number? Zelle is slow! It takes 3 days for funds to get deposited when sending money. Yes, the recipient is registered with Zelle. I Zelle to the same recipient with chase and the money is there instantly.

Date of experience: May 19, 2021
Kentucky
1 review
2 helpful votes
Follow Christone C.
Unfollow Christone C.
Share Review
Report Review

So want to raise rate when i know my credit, jerks when they get called out, then pretend they help. U when a manager pretends to lower 5% for 6 months. Called a branch when i was once told they could help nope guy was still a jerk. So probably moving all to the credit union soon
And tell all my avenues on the internet my feelings and not recommend them a damn
Such a shame. I use to love this bank
I guess its the a sign of times. Sh! T rolls down the hill! Keep up the SH! TTY customer service. Im sure you will keep all your best customer
Oh I forget you don't give a damn

Date of experience: May 11, 2021
California
1 review
3 helpful votes
Follow C R.
Unfollow C R.
Share Review
Report Review

I've been with this bank for roughly 25 years and I've never been this disappointed. They've changed their clear and concise website into an unreadable mess. It is so cluttered that you don't know where to look first. I don't want or need to know all the information that they are throwing at me on my "dashboard." If I wanted to know my last transactions in a certain account then I would click on that account. Why is this on the front page? It's taking up space and forcing me to look for my accounts - which should be front and center, not shuttled off to the left. What yahoo justified their job by coming up with this ridiculous redo?

Date of experience: May 6, 2021
Oregon
1 review
4 helpful votes
Follow Carey R.
Unfollow Carey R.
Share Review
Report Review

Get another bank
April 22, 2021

6 dollars per page to get a statement? After 10 years you'd think they could do this for customers but at least the lady I talked to was a complete $#*!!

Date of experience: April 22, 2021
Missouri
1 review
5 helpful votes
Follow William C.
Unfollow William C.
Share Review
Report Review

Horrible Service
April 21, 2021

Manager on Gregory Blvd closed my accounts for no reason, without consent! Left me without money for 7 days while checks were mailed. Absolutely outrageous!

Date of experience: April 21, 2021
California
1 review
3 helpful votes
Follow Vince R.
Unfollow Vince R.
Share Review
Report Review

Never bank at US Bank
April 21, 2021

I have had a bank account with them for approximately ten years. I will be closing bank account soon... not happy with bank operations and service. The reason I have to wait to close account, is a returned business check that was made out to me with my middle name written out and not abbreviated by the initial. Apparently, my middle name is not spelled out on current statement, so check was rejected and I won't get it back for 10 business days to re-deposit it. Absolutely unbelievable...

Date of experience: April 21, 2021
New Jersey
2 reviews
13 helpful votes
Follow Ed T.
Unfollow Ed T.
Share Review
Report Review

US Bank Bill Pay went from 1st to worst in a few short months. A total dumpster fire with lots of 'pretty logos' and bells & whistles that NOBODY GIVES A DAMN ABOUT. This site is untrustworthy and the functions that made it good were removed without an opt in period and for sure no beta test Its like a 12 year old stole the source code. Now another change that just poured gas on this DF. This needs to be fixed and the customer's of US Bank deserve an explanation

Date of experience: April 10, 2021
California
1 review
2 helpful votes
Follow Chile A.
Unfollow Chile A.
Share Review
Report Review

This bank is full of sycophant workers as employees.the bank has no security over customers protection. Accounts I had a account with them when I first opened the account they were so unethical and so upset and concern about the amount of money that I had so unprofessional assumptions about my balance account every time that I would do a deposite they would get so up set and hyper to the point that they would loose their litttle cocarach mind and envy bottom line my account got hacked 3 times they allowed or let a criminal forge a check and cashed. Second a institution from out of state hacked my account and third a Xoom transaction got hacked they are so inept that any thieft can hack their atms or customers accounts the branch I used to do banking with replaced all the bunch of fat idiots with worst dressed up $#*!es this bank imposes to many conditions and regulations and fees to customers I chooses the bank back than because I was ignorante of their ways of doing business but as I kept using their service I got to learn them and came to conclusion of closing all my accounts with those idiots. They are the worst bank I ever known. They are to much caca. They do not even turn the lights inside I guess they are trying to save on a electricity bill. Hhahaha. They are ship. Chip meaning trash chip

Date of experience: March 24, 2021
California
1 review
5 helpful votes
Follow Kim T.
Unfollow Kim T.
Share Review
Report Review

Deserves zero stars
March 25, 2021

Customer service disconnects you when you ask for a supervisor. CS agents have zero power to do anything helpful. I believe they are taking advantage of my elderly mother. Just the absolute worst— stay away!

Date of experience: March 24, 2021
Ohio
1 review
0 helpful votes
Follow jason d.
Unfollow jason d.
Share Review
Report Review

Horrible Service
March 7, 2021

I have made many purchases on line from the same merchant countless times overseas. Us bank fraud department decided to lock my card up for hours because they felt the purchase was fraudulent. They kept me on the phone for 25 minutes without being serviced. I called again a hour later the same result. They texted me to verify the transaction was legit I said it was and my card still remained locked. Several months ago I deposited a check into my account and went to withdraw my funds to find the bank didn't even put the money into my account. This is getting old very quick. I will definitely be closing my account and take my business else where.

Date of experience: March 7, 2021
Nebraska
1 review
3 helpful votes
Follow Todd M.
Unfollow Todd M.
Share Review
Report Review

Clueless
February 28, 2021

I am the personal representative for a relative that recently passed away. After providing the PR papers to the local branch ( court documents + EIN forms). I thought everything would be good to go, since this is the 3rd time I have been a PR in 3 years. I tried to access the account to prepare for the upcoming income tax season and I have no access. I called the branch to find out what the problem was and I was told they would have to call me back after they made a call. I gave them a couple of hours and no call, very unprofessional. I called again and talked to a different teller, I was told that I had no access to the account, even though my name is on the account. Then I was told that I could stop down at the branch and they would print off the statements for a fee. I am then told that I am receiving paper statements. I think I would know if I am getting paper statements. After talking to them for a few more minutes I'm told to treat this as a new account and sign up online again to gain access. That worked for a few days and now I'm back to being locked out. From the tellers not having a clue in regards to estate policies, or even knowing how to understand what is on the computer screen in front of them, paper statements RRRR! I will never do business with US Bank ever again, the service from the locally owned banks is 1,000% better.

Date of experience: February 27, 2021
Washington
1 review
2 helpful votes
Follow Jacob A.
Unfollow Jacob A.
Share Review
Report Review

Im too pissed to write a review. Thats how $#*!ing mad i am and how $#*!ty they are! Fuuuuuuckkk im about to shoot myself!

Date of experience: February 9, 2021