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Perpay

4.6

On SmartCustomer, businesses may not offer incentives or pay to remove reviews. Learn more about our Review Guidelines.

From the business

Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.


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Perpay Reviews Summary

Perpay has a rating of 4.6 stars from 2,506 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay most frequently mention customer service, direct deposit and credit score. Perpay ranks 8th among Discount Shopping sites.

service
389
quality
1,199
This company responds to reviews on average within 3 days

We monitor reviews for authenticity

North Carolina
1 review
0 helpful votes
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Playstation 5 for my son
May 4, 2025

Good payment plan great experience easy helped my credit score

Date of experience: April 24, 2025
California
1 review
0 helpful votes
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Zero Regrets
May 4, 2025

I've been using Perpay for a few years now and I have zero complaints. It's helped my credit score, great product offerings, easy payment schedule/set up and customer service is responsive and timely. Couldn't ask for anything more honestly.

Date of experience: April 23, 2025
New York
1 review
0 helpful votes
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Exceptional experience
May 4, 2025

I'm enjoying all my purchases that I have received and purchased through per pay.

Date of experience: April 23, 2025
Virginia
1 review
0 helpful votes
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My favorite bet all experience has been great things I ordered came quickly shopping limit increase automatically and the fact it helps built your credit is also a plus

Date of experience: April 23, 2025
North Carolina
1 review
0 helpful votes
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Useful
May 3, 2025

Perpay can be very useful to me. However, I have been using it for quite some time, and what bothers me is that I still have to wait for my direct deposit before I get my order shipped. When a customer is consistent with ordering and paying, Perpay should ship immediately. That's just my opinion. It makes customers want to keep coming back. However, my last experience almost made me give up. I placed an order and received active shipping, but my order was never shipped out. I sent numerous emails, but finally got a response when I asked to cancel after 10 days. Instead of customer service expediting my order at that point, they cancelled the order and refunded me my first payment to my Perpay credit card, which was made the Monday after I placed the order (Saturday). Disappointing!

Date of experience: April 22, 2025
Perpay T. — Perpay Rep
11 months ago

We’re grateful for your continued use of Perpay and sincerely regret that your recent experience didn’t reflect the level of service we aim to provide. Our shipping process is designed to ensure secure and responsible transactions, but we understand that it can feel limiting for returning users. We’re especially sorry that your recent order wasn’t fulfilled after showing active shipping, and that our response time missed the mark. We’re always working to improve and sincerely appreciate you taking the time to share this with us. At this time, I'm happy to report that a team member has reached out to you to address this issue, please respond to their message, and we'll take the next appropriate steps from there to rectify this!

Colorado
1 review
0 helpful votes
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I've ordered from Perpay 3 times already each time my experience was great. The purchase arrived rather quickly after shipment and the quality of the products were as expected with Name Brands. If you are looking to pay off items you've been wanting for a low fee, and trying to rebuild your credit, I highly recommend Perpay.

Date of experience: April 23, 2025
TT
1 review
0 helpful votes
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Great card to build credit
May 3, 2025

If you know how to use this card properly for both the marketplace financing and the credit with the card then it can really help you. After a few payments my credit score went up and so did my credit limit. I like that it pulls straight from my direct deposit so I don't miss a payment! Like I said you just know how to use it in a smart way. Don't go financing a bunch of bs because the interest is high af. Other than that love the card.

Date of experience: April 23, 2025
New Jersey
1 review
0 helpful votes
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Two IPads
May 3, 2025

I love having these iPads it helps to keep my kids out of my face.

Date of experience: April 22, 2025
Texas
1 review
0 helpful votes
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My experience with PerPay is very good. My devices were packaged neatly & nicely. My devices came rapidly. It was no hassle. Truly thinking about getting something else. I don't have one bad thing to say about PerPay! I'm thankful. My credit score also went up 10 points!

Date of experience: April 22, 2025
Texas
1 review
0 helpful votes
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Customer service
May 2, 2025

Great experience with the customer service didn't have me wait long, was very nice and helpful z

Date of experience: April 22, 2025
California
1 review
0 helpful votes
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Good
May 2, 2025

Good good good good good good good good good good good good good

Date of experience: April 22, 2025
Illinois
1 review
0 helpful votes
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They just want your money
May 1, 2025

They do not care about you, and honestly this isn't what it seems everything is extremely marked up by price, most of the stuff on there is stuff no one wants or needs just stuff to get your money, the credit card is only given if you have 700+ score. Customer service is trash and bots. This company is just praying on you.

Date of experience: April 21, 2025
Perpay T. — Perpay Rep
11 months ago

Thank you for taking the time to share your feedback! Our purpose is to help individuals access the products they need while building credit along the way. We regret that your experience didn't reflect that mission. Our pricing, product selection, and credit-building features are designed with our community in mind, and our team is committed to offering personalized support. If you’d like to discuss your concerns further, we encourage you to reach out at hello@perpay. Com, a team member will be more than happy to assist you from there!

Alabama
1 review
0 helpful votes
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Outstanding
May 1, 2025

My experience with this company was amazing and detail about the ordering and the delivery time of the package. Your service was excellent

Date of experience: April 21, 2025
Iowa
1 review
0 helpful votes
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Great selection
May 1, 2025

Perpay has a great selection on items that sometimes you wouldnt be able to afford. There payment system is easy and also helps out your credit.

Date of experience: April 21, 2025
California
1 review
0 helpful votes
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Grateful for a program like yours I'm able to purchase items I need...

Date of experience: April 20, 2025
Kentucky
1 review
0 helpful votes
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A+
April 30, 2025

Low payments that come right out of my bank account. Do even miss the money. Nice high quality items. Absolutely recommend!

Date of experience: April 20, 2025
Georgia
1 review
0 helpful votes
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Review of Perpay Inc
April 30, 2025

My experience with PerPay has been exceptional. The products are quality products and shipping is fast. The only issue I've had lately is with my active shipping. I've never missed a payment and have paid off multiple products but somehow my active shipping is no longer working. Please fix this issue.

Date of experience: April 20, 2025
Tennessee
1 review
0 helpful votes
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.
April 30, 2025

...

Date of experience: April 20, 2025
Texas
1 review
0 helpful votes
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Nice
April 30, 2025

Cool cool cool cool cool nice I like it. Easy process easy shipping

Date of experience: April 19, 2025
Ohio
1 review
0 helpful votes
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Thankful
April 30, 2025

Ever since being with Perpay, I have been able to purchase items I need, regardless of my credit score! Since I started using Perpay my credit has went up 20 points!

Date of experience: April 19, 2025