Check out our latest communities fighting
AI scams on Reddit and Facebook
On SmartCustomer, businesses may not offer incentives or pay to remove reviews. Learn more about our Review Guidelines.
Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.
Perpay has a rating of 4.6 stars from 2,498 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay most frequently mention customer service, credit score and direct deposit. Perpay ranks 8th among Discount Shopping sites.
We monitor reviews for authenticity
I've been using Perpay for a while now, and I've had a great experience so far. The site is easy to use, and getting approved was quick and simple. I've bought a few things from them, including a Nintendo DS bundle, a YSL perfume, and a couple more items and everything arrived in good condition and on time. What I like most is how convenient the payment process is. The automatic payments taken from my paycheck make it stress-free, and I don't have to worry about missing due dates
Package was opened hope all parts are there and delivery driver was not liking his job. Dragging my package across driveway hope it is not damaged
My overall experience with Perpay has been positive. I genuinely appreciate their services and am satisfied with the platform's convenience and functionality. However, I believe there is significant room for improvement in terms of expanding their marketplace by incorporating a wider variety of retailers
So far, I really enjoy the overall experience! I have put in requests for certain products. We will see if/when they get them. For the credit situation, it does what it says. You make good on paying back, they make good on reporting your positive activity!
Great quality products, wonderful prices. Arrives on time. Great Customer service.
I love the service! I love quality of items! Please update items regularly.
Ship times can be slow but the payments and service times are really good
I love this app. This app actually helps you take time and pain something that you may want and as well if there's ever a mixup or anything, they definitely investigate to help solve the problem and find the solution.
Let me tell you about this magical program that lets you order what you want without unleashing your inner budget monster! 💰 It's like a wish list with a twist! You find that coveted gadget, trendy outfit, or quirky home decor, and instead of breaking the bank, you simply make small deductions from your direct deposit. Imagine this: You're treating yourself to that fancy coffee maker and instead of a hefty upfront cost, it feels more like a little subscription box of joy every payday! 🎁 It's guilt-free shopping with a sprinkle of fun and a dash of anticipation! Oh, and the best part? You're turning impulse buys into delightful experiences. If you're looking to indulge without the financial hangover, this program is your new best friend! 10/10 would recommend for happy spending vibes! 🎈💸
Low payment and good stuff. I will request other to join. And good quantity of stuff
They have always made sure my products are well in tact when I received them, easy payment set up, over all great!
Great way to get big ticket items on a plan that works for me. Makes the process simple and worry free.
Nicegfhxfjmgdghfcghffhjfghjfbjhgdfhhdxgytdtyrtyrfyydhhfhjuhgbjjfggfdghhdghffggguffhhgffhhfghhghhfghifchhggvfdfggg
Fast and good love the product and quality of item. Quick and reliable
I am trying to return an item that was in my cart but i never ordered it. They just shipped it anyway and it was in the cart since December. Now i need to return it and they want a fee for it! Plus i sent email to customer service and still have not heard back!
Thank you for sharing your feedback! We take concerns like this seriously and wants to ensure everything gets sorted quickly. At this time, our team is currently working through a large volume of customer outreach at this time, but we will get back to you as soon as possible, if we haven't at this time. Of course, you're always welcome to connect with us again via hello@perpay. Com, and I assure you, a team member will be in touch with you from that point forward to assist you in any way we can!
Good payment plan great experience easy helped my credit score
I've been using Perpay for a few years now and I have zero complaints. It's helped my credit score, great product offerings, easy payment schedule/set up and customer service is responsive and timely. Couldn't ask for anything more honestly.
I'm enjoying all my purchases that I have received and purchased through per pay.
Answer: They are 100% reliable. I have ordered multiple nothings NEVER had an issue. If I reached out to customer service they respond within 24hours. Try it once and you won't be disappointed.
Answer: I don’t think my answer would help you now, if you do not have access to your payroll software then tell them account numbers you wish to add and how much to deduct and keep track because you decide whether you are paying for 8,16, or 20 weeks and depending on which the amount of is higher if paying in 8 or much less if paying off in 20.
Answer: The truth is, when I had an issue, I wished there was customer service number but, you have to send email and they will respond till your problem is resolved, but that is how they keep the cost down no additional fees, no interest. They respond usually quickly.
Answer: Yup! I use it pretty often. I have terrible credit and it helps me get things. Not to mention after using them for a while they also gave me a credit card with a $500 limit!
Answer: I guess on the software for individual payroll company used, mine spli my check in muliple account example 30% to one account then account Perpay amount say it’s 25 dollars weekly for however many weeks and balance of my check to another account.


We appreciate your feedback and are sorry to hear about how your package was delivered. That’s definitely not the experience we aim to provide. If you notice any damage or missing items, our team is here to support you every step of the way. Feel free to contact us directly at [email protected], and we'll take the next appropriate steps from there!