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Perpay

4.6

On SmartCustomer, businesses may not offer incentives or pay to remove reviews. Learn more about our Review Guidelines.

From the business

Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.


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Perpay Reviews Summary

Perpay has a rating of 4.6 stars from 2,511 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay most frequently mention customer service, direct deposit and credit score. Perpay ranks 8th among Discount Shopping sites.

service
389
quality
1,199
This company responds to reviews on average within 3 days

We monitor reviews for authenticity

Illinois
1 review
0 helpful votes
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Has helped me obtain high priced items that I would not otherwise be able to afford on my fixed income

Date of experience: June 18, 2025
Pennsylvania
1 review
0 helpful votes
Follow Amanda F.
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I've had a great experience with the app product and shipping. Perpay is convenient and payments are easy I like that the payments go directly to perpay from payroll provider

Date of experience: June 17, 2025
Michigan
1 review
0 helpful votes
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Great
June 18, 2025

I was looking for a way to help my credit score and this has been excellent

Date of experience: May 27, 2024
Mississippi
1 review
0 helpful votes
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I love it!
June 18, 2025

I love how I'm able expensive items and not have to worry about having all the money upfront! I also love how it comes out of check each week automatically so I don't have to worry about forgetting to make a payment! Everything I have gotten from here has been wonderful

Date of experience: June 17, 2025
Macao
1 review
0 helpful votes
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The best one stop shop
June 17, 2025

I couldn't get approved for a lot of other sites but prepay helped and I can't help but love it thanks

Date of experience: June 17, 2025
Texas
1 review
0 helpful votes
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Thanks for the chance
June 17, 2025

This is great! I don't have to remember a payment, and I own the product, and it doesn't cost me additional fees. Like other places. Thanks for giving hard-working individuals a chance to own great products without breaking the bank.

Date of experience: June 11, 2025
Colorado
1 review
0 helpful votes
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I love how I can make a payment on things it's so convenient. I even told my son about

Date of experience: June 17, 2025
Alabama
1 review
0 helpful votes
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Awesome
June 17, 2025

I gifted my son a laptop for high school graduation, I didn't have to save a fortune to do it and the payments are low and just come out from my paycheck with no fuss.

Date of experience: June 17, 2025
Mississippi
1 review
0 helpful votes
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Love it!
June 17, 2025

Very convenient! Payment come out of my check is great thing! Enjoy my experience with Perpay.

Date of experience: June 17, 2025
Virginia
1 review
0 helpful votes
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Very positive experience
June 17, 2025

I enjoy prepay very much, and any problems I've had have been resolved in a timely manner. I plan on getting many more things through them 😉😁

Date of experience: June 16, 2025
Indiana
1 review
0 helpful votes
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Great service
June 17, 2025

I thank you all for allowing me this opportunity. To shop with you all!

Date of experience: June 16, 2025
California
1 review
0 helpful votes
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Extremely fast service
June 17, 2025

My iPad came on day three from ordering the product. It was nicely packaged.

Date of experience: May 12, 2025
Florida
1 review
0 helpful votes
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The best
June 16, 2025

I love everything about Perpay. The customer service team always there when I needed them

Date of experience: June 16, 2025
California
1 review
0 helpful votes
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Help me live
June 16, 2025

Perpay has always helped me out when I need it I use it on vacation often and around holiday to order gift for family in a pinch, it's really helped me out a lot

Date of experience: June 16, 2025
Florida
1 review
0 helpful votes
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Love it!
June 16, 2025

Perpay has been amazing! Very convenient and it makes it easy to purchase the things you want with a quick payment plan which js super convenient!

Date of experience: June 15, 2025
Texas
1 review
0 helpful votes
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Over priced but Credit Nice!
June 16, 2025

I just want to note that my experience with having bad credit is you get nothing At least there are company's credit wise that will work with you. Prepay allows payment s from your paycheck. Yes, Per Pay is kinda pricey but it allows you to have the things that you like and be able to use Build Credit

Date of experience: June 15, 2025
New York
1 review
0 helpful votes
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Respectable
June 16, 2025

This company has my loyalty! Quality items for nice price at reasonable pay rate. Directly out my pay with no problem. Love it

Date of experience: June 15, 2025
Oregon
1 review
0 helpful votes
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Love
June 15, 2025
Updated review

Never late on receiving my items. Most of the time it's early. Just bought a mega chef hot/cold water dispenser and absolutely love it. Water is really cold and hot water is pretty hot but not too hot. I highly recommend this.

Date of experience: June 15, 2025

Absolutely worth every penny.
May 7, 2025
Previous review

Goes above and beyond for me to have the best experience with no hassle.

Date of experience: May 7, 2025
Alabama
1 review
0 helpful votes
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Shipping was speedy but one air conditioner was a little bent

Date of experience: June 14, 2025
Pennsylvania
1 review
0 helpful votes
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Referral links don't work
June 15, 2025

Sent a friend a referral link. It would not work for him. So we both lost out of the bonus.

Date of experience: June 14, 2025
Perpay T. Perpay Rep
10 months ago

Thank you for bringing this to our attention! Our referral program should be a smooth and rewarding experience, and we're sorry things didn’t go as planned. We'd love to look into this for you and get to the bottom of what went wrong here — a team member has reached out to you for some more information. Please respond to their message, and they will be more than happy to assist you from there!