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Perpay

4.6

On SmartCustomer, businesses may not offer incentives or pay to remove reviews. Learn more about our Review Guidelines.

From the business

Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.


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Perpay Reviews Summary

Perpay has a rating of 4.6 stars from 2,493 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay most frequently mention customer service, credit score and direct deposit. Perpay ranks 7th among Discount Shopping sites.

service
389
quality
1,199
This company responds to reviews on average within 3 days

We monitor reviews for authenticity

Montana
1 review
0 helpful votes
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Love it so far
July 26, 2025

I wish it was easier to get approvals or increases after paying off items but still haven't had anything bad to say

Date of experience: July 25, 2025
Tennessee
1 review
0 helpful votes
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Greatness
July 25, 2025

Great payments and easy to manage and good quality tv thanks again

Date of experience: July 25, 2025
Florida
1 review
0 helpful votes
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💪🏻💪🏻💪🏻💪🏻💪🏻💪🏻💪🏻💪🏻💪🏻💪🏻💪🏻💪🏻💪🏻

Date of experience: July 25, 2025
California
1 review
0 helpful votes
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Great and perfect for what I need
July 25, 2025

Been fast easy and simple. Very happy with the app. Will definitely recommend to more people

Date of experience: July 25, 2025
Texas
1 review
0 helpful votes
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More than 5 stars
July 25, 2025

I absolutely love it you find the best products for the best value and affordable payments with no interest! It's a win win for me!

Date of experience: July 24, 2025
Texas
1 review
0 helpful votes
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Information verified
July 23, 2025

My information has been verified so I'm able to start shopping now.

Date of experience: July 23, 2025
New York
1 review
0 helpful votes
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Awesome, perfect
July 23, 2025

I love it, everything is good. Good quality, and delivery on time.

Date of experience: July 23, 2025
Maryland
1 review
0 helpful votes
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Credit builder
July 23, 2025

Thank you this is a great way to build your credit to purchase things that you want with weekly payments that don't affect you once you have your check these payments come out before I see my check so that's a plus

Date of experience: July 22, 2025
Florida
1 review
0 helpful votes
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Excellent with there service
July 22, 2025

Prepay has been a wonderful experience for me I have bought all my household items from here I really love shopping with perpay

Date of experience: July 22, 2025
Oregon
1 review
0 helpful votes
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Useful credit rebuilding tool
July 22, 2025

Excellent choice of products. Ease of service second to none. Fast shipping. Very hassle free to deal with. Way better than Fingerhut

Date of experience: July 21, 2025
Texas
1 review
0 helpful votes
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Per Pay excellence
July 22, 2025

I've ordered from per pay several times spending a good amount of money. It helps with your credit and allow you to enjoy things you want with just having a job. Even though they won't approve me for the credit card( I never missed a payment with per pay on several orders) they are awesome

Date of experience: July 21, 2025
Nevada
1 review
0 helpful votes
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Awesome experience everytime!
July 21, 2025

PerPay is so user friendly! I am able to purchase items that I would normally not be able to do, and it helps build my credit! Thank you!

Date of experience: July 21, 2025
Texas
1 review
0 helpful votes
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My Perpay my way
July 20, 2025

I love how easy it is to shop No worries on my payment method and I don't miss any payments Just a simple way to to shop and enjoy your orders

Date of experience: July 20, 2025
Iowa
1 review
0 helpful votes
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Like it alot
July 20, 2025

It's pretty awesome I've ordered a few items an plan on ordering more

Date of experience: July 19, 2025
Perpay T. Perpay Rep
8 months ago

Thanks so much for the kind words! We are thrilled to hear you’re enjoying your experience and planning to come back for more. If you ever need help or have questions, feel free to reach out to us at [email protected].

California
1 review
0 helpful votes
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This was supposed to be a great way to build my credit and I have never even activated this card and it's already charged 120 from my personal bank account, it also cost 35 dollars for them to send you the card which never is anything of this explained to you anywhere! Also it says you can withdraw the money you've overpaid at any time well I've overpaid over a hundred dollars and nowhere on the app or the website is there a choice to withdraw the money this is the worst experience I've had. Tried to contact customer service to get my money back and cancel the account and the fake automated customer service just keeps sending me the same message saying thank you for your message please leave a review this is so frustrating and I'm actually losing out on money and patience and seems like a scam I can't get a hold of a real human

Date of experience: July 19, 2025
Perpay T. Perpay Rep
8 months ago

We appreciate you taking the time to share this and are genuinely sorry for the frustration caused. It’s never our intention for anyone to feel misled. We're especially concerned to hear that you weren’t able to get in touch with our team—our customer support is real and here to help. We’d love the chance to fix this and make things right. Please email us at [email protected], and we’ll prioritize your request.

North Carolina
1 review
0 helpful votes
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I love my PerPay
July 19, 2025

PerPay is awesome I love that you can buy what you want and need so many items to choose from! The CC helps my credit and the Marketplace as well

Date of experience: July 19, 2025
California
1 review
0 helpful votes
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Great outcome
July 19, 2025

I was kind of skeptical at first working with Prepay to find out the a suitable outcome, but after talking with customer care. They really eased my mind and tension. And, I was able to get the TV that I wanted. Thank you..

Date of experience: July 19, 2025
Ohio
1 review
0 helpful votes
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Using per pay
July 19, 2025

I love my experience although I've notice that some of the items are so expensive and u go to Walmart or bestbuy it's like two or three hundred less but I use it for convenience.

Date of experience: July 19, 2025
California
1 review
0 helpful votes
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Great love it!
July 19, 2025

Great products huge variety and quick delivery love shopping here and its raised my credit score by 50 points

Date of experience: July 19, 2025
Arizona
1 review
0 helpful votes
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Awesome Service
July 18, 2025

Since I have started with your company, My credit rating is Soaring. I know i started small a simple toaster and ice machine. But as my credit started to climb, More things became available too my budget. I have enjoyed everything i have purchased minus the 1 thing i did not get warranty for lol the toaster. I send My Thanks to my friend who recommended PerPay. Again awesome way to get your credit back on track.

Date of experience: July 18, 2025