On SmartCustomer, businesses may not offer incentives or pay to remove reviews. Learn more about our Review Guidelines.
From the business
Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.
MoneyKey Reviews Summary
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
We monitor reviews for authenticity
Money Key was there when I needed them in the worse was. Within 1 week I had 3 major life events. When all other lending outlets said NO, MONEYKEY.COM SAID YES!
I applied for this loan and it was approved. I am grateful and now I can slowly catch up on my few debts. Thank you and I highly recommend this company!
It's very easy to request a draw and depending on the date and time, I usually receive the funds the same day.
I was in need of some extra money to get my plumbing issues fixed. I didn't have enough money at the time. I reach out to them and apply for a loan. I thought I was not going to be approved but I was very pleased and happy was able to get my plumbing issues taking care of thank you money key.
I borrowed some money when I needed some help. Been making payments back but never going to get out of the hole with how outrageous your rates are. Struggling to get on top of it. Might just shut down bank account re open somewhere else. Its not that I want to skip out on payments. Its ill be paying you forever and that's not feasible for borrowing a few hundred bucks. Stupid if you ask me
I was able to secure a loan with little confusion. Money Key made terms simple and application easy.
I was pleasantly surprised with how quick and easy the whole process was. Exceeded my expectations! I would recommend.
I was shocked to to find out how much of the payment actually goes to the principle. Very expensive way of lending.
I applied online quick and easy, if you do it early you'll received money same day, when everything gets approved.
It was a fast and easy process getting my loan an it only took one day for it to deposit into my account.
Money Key informed me that I could be eligible for a new loan, I excepted based on the need in my home at this time, the monthly payment was reasonable I contacted them 10:30a.m. My money was in my checking account by 5:00. P.m. The same day. I had a few questions and Bulah was very knowledgeable and helpful. A trusted company
Monkey Key comes in handy when you need some extra cash and they are quick with the deposit to your account.
I can only say moneykey is fast efficient and helpful. It took less than an hour to get through the application process and then another 2 hours to get the money. They are very helpful when i need help and when they say they will call you back they do.
It was very easy and quick no hassle. The apr is extremely high but that's life hopefully its reported to the credit companies.
Moneykey makes it easy to payback as well as upping your limits when your on time
While I can appreciate the opportunity to use this service the fine print needs to be properly outlined in bold regarding the fees structure. I feel like you are taking advantage of people that have fallen on hard times with this repayment plan. Even trying to pay early on the principle balance are fee based. Not cool!
This was so easy to work with when I was in a pinch for a small loan.
Moneykey is a great resource, it need to offer more dollars for good customers.
See reviews as you browse!
Get the Chrome Extension.
Add Extension
- SmartCustomer’s sole mission is to increase online transparency for buyers and businesses
- SmartCustomer has helped over 200M buyers make better purchasing decisions online
- Suspicious reviews are flagged by our algorithms, moderators, and community members
- SmartCustomer’s sole mission is to increase online transparency for buyers and businesses
- SmartCustomer has helped over 200M buyers make better purchasing decisions online
- Suspicious reviews are flagged by our algorithms, moderators, and community members
SmartCustomer for Business
Gain trust and grow your business with customer reviews.
Claim your free account
Hello,
We appreciate your honesty, and your experience matters to us as we’re always looking for ways to improve the products offered through MoneyKey.
If you would like to provide further feedback, please feel free to email us at [email protected]. Thank you.