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Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
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She did a great job. There nothing she did a great job. What else can I say but a great job she did. I will reach out to my friends to get a loan with money key
Quick and easy application and process. It's all written out and explained/read to you. Funds delivered the next day. I'm a repeat customer!
This is my second loan with Moneykey and they don't check my credit and the process is really easy they had help me with 1000 dollars and the customer service from Andrea G is excellent.
The Rep didnt leave a name or ID was a lil slow. I didn't get the e-signature to sign... But overall she was good i would have liked to have to been told welcome back to Moneykey... how can I help ypu today...
Awesome Job Cassondra was amazing! I Have never talked to someone as polite and just a amazing person and very knowledgeable. You are truly blessed to have her work for you
Great service from agent today. I was satisfied with the agent knowledge and help giving to obtain loan.
I had a great experience through the process! The agent was very pleasant and nice. She was very helpful and attentive. She answered all question and was very knowledgeable.
Rabab K. Was amazing! I jave never talked to someone as polite and just a amazing person and very knowledgable. You are truly blessed to have her work for you.
Excellent service and patient and answered all my questions. Was very knowledgeable and took the time to explain my options.
ANDREA G. DID A WONDERFUL JOB AND SHE WAS VERY PROFESSIONAL. I REALLY APPRECIATE HER HARD WORK IN MAKING SURE THAT I RECEIVED THE ULTIMATE CARE.
She was nice and had a relaxing voice thank you for being great. Not that happy about what will have to be paid back but nice to know I have three days to figure it out.
Best customer service yet. Very helpful! Very sweet took her time to make sure that I got my money the correct way
He was really sweet. Hovhannes was really good help and if I'm approved then I'll definitely be back
I was affected by Harvey flooding and had some money saved, but have run aout of it. I needed to see how I could get some help and she was able to wave my interests for this month.
Great customer service was very helpful and understanding answered all my questions was fast easy and short. Will recommend to others
Great consumer service! Very helpful and extremely funny. Did a great job getting me the loan I deserved!
Great customer service! The representative explained all the information very well. I was very satisfied with the help I received.
Answer: Nope! It's high-interest, as hard credit checks aren't performed, but all info can be found on MoneyKey.com. B rating with BBB, and registered with the Online Lender's Alliance.
Answer: It all depends which State you're in, and whether you're paid weekly, biweekly, semi-monthly, or monthly.
Answer: MoneyKey only reports to credit bureaus when repayments default, or are sold to 3rd-party collections or to a bankruptcy/consumer proposal trustee. Otherwise no.

