Check out our latest communities fighting
AI scams on Reddit and Facebook
On SmartCustomer, businesses may not offer incentives or pay to remove reviews. Learn more about our Review Guidelines.
Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
We monitor reviews for authenticity
Thank you so much. À big help. Im so grateful. Looking forward to start making payments soon.
Super simple and fast, I was almost about to be evicted and this saved me
I had a great experience that were fast and easy. I recommend to everybody. If you need it. They will lend it
Terrible rip off company. Will bleed you for your money with hardly any money going toward your balance
It Was a simple process to obtain the loan and make the payments. I would recommend.
This is a great service for anyone who needs finances short or long term. A great way to get funds, in an emergency
I had a great experience, it was fast and easy. I got approved tight sway and funding was in my bank account on next business day which was Monday at end of bank day.
From getting approved to receiving portions of the approved amount there have been no delays or glitches. Thank you for getting me through my money crunch with no glitches!
Applied quick and easy. I've had the account for almost 2 years. Great line of credit when you need it
Once u filled out the application and requirements need the rest is very straightforward
They lied about the interests rates.The way they over charge you, you will never finishing paying them.Do not borrow money from this company.
Money Key was there when no one else would help. I would recommend them to try and get yourself back on track. Very easy to navigate.
I had a Great Experience when applying for a loan. The reps were very helpful.
The day after my application was successful, I called the customer service desk. The receptionist who answered was very patient and polite. She answered all my questions and dispelled my doubts about trusting your company. I don't know her name, but she was indeed a wonderful receptionist.
I've just recently began my line of credit with Moneykey. So far, no issues. It's been easy to use, request money and pay on the balance.
I've been using this line of credit for several months now,
I am so thankful, the way you can access your cash is easy, transparent and also quick.
I was very happy with the way things. I o ly thing I need now is my payment plan I can't seem to find it and I don't want to be late on payments
I appreciate the company giving me a chance to redeem myself. I was nothing less than amazed how straightforward, fast, reliable, and professional the company and customer service was. I look forward to establishing a relationship with them in the near future!
My service received from MoneyKey has been fast and always a smooth process. I have had consistent service and very happy to be a part of the MoneyKey family.
My experience with money key was real good a few questions I gave him a few answers they told me he said give me a minute I'll get back with you and the minute was they got right back with me and thank you again for looking out for me money key
Answer: Nope! It's high-interest, as hard credit checks aren't performed, but all info can be found on MoneyKey.com. B rating with BBB, and registered with the Online Lender's Alliance.
Answer: It all depends which State you're in, and whether you're paid weekly, biweekly, semi-monthly, or monthly.
Answer: MoneyKey only reports to credit bureaus when repayments default, or are sold to 3rd-party collections or to a bankruptcy/consumer proposal trustee. Otherwise no.


Hello,
Thank you for taking the time to leave a review. Please note that at MoneyKey, transparency is important to us. Details about cost of borrowing can be found in disclosures provided during the application process.
We’re always looking to improve how we disclose information to ensure that all details about cost of borrowing are available upfront to help consumers make informed decisions.
If you have any specific concerns that we can help with, please email us at [email protected]. Thank you.