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From the business
Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.
MoneyKey Reviews Summary
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
We monitor reviews for authenticity
Aùn no recibo mi linea de crèdito por un error en el nùmero de cuenta, hablè con alguien de Money Key y me dijo que debìa esperar de 3 a 5 dìas laborables.
Money Key made the entire process of getting a line of credit incredibly smooth and stress-free. Their team was helpful, professional, and quick to respond to my questions. I really appreciated how straightforward everything was—no hassle, no confusion, just clear communication and great service.
I couldn't be happier with my experience and would definitely recommend Money Key to anyone looking for reliable financial assistance!
I applied over the weekend and got approved within the same day. Funds hit my account the next business day. Thank you!
Easy to draw down the available cash and deposited quickly. Monthly payments are affordable as well.
I took a chance on MoneyKey because I really needed some funds and they came through. I am so happy!
I'm pleased to have the money, but the interest rate is way way way too high... I use it all and pay it off in less than a month... I borrow $1,700 and the pay off is $1,900... If you don't pay off immediately you'll never pay it off
They were quick with their decision & the money gets deposited into the account in no time. They are upfront with their fees, no hidden fees. Your account is easy to navigate
You helped me more that you could ever know, I had no one to turn too for help. THANK YOU, THANK YOU, THANK YOU!
Merry Christmas and God Bless you!
I am very grateful that I am having the opportunity to be a part of getting this credit line because I at the time I was at a point where I didn't know how I was going to pay the bills and then when I got this credit line, it came just in the nick of time to where I paid all my bills now I'm paying on time. I don't miss a payment and whenever I can get an increase it really does help so thank you so much. I really appreciate it.
Very easy pleasant experience. Quick also with no running crazy answering same questions over and over
I've had nothing but a good experience with MoneyKey. Well, outside of login but even that is small. I haven't had to contact customer support or IT. Everything has been good including the ability to draw on funds if I need to and the fact that I can draw each month.
Moneykey is very easy to do business with and their representatives are very knowledgeable and friendly to help with anything you need
I love Moneykey but I do not like when you miss the due date by a few hours or by a day, your account is automatically suspended for 90 days.
The entire process from beginning to end was excellent. Received my funds on the same day as well! Awesome experience.
Very fast same day deposit. The customer service was great and explained everything very easy to understand.
I applied and was a pretty very rapidly have had no problems. Courtesy and knowledgeable staff available to help if you need it,
I took out an additional $500 and it made my payment triple. This is supposed to help people but in stead it puts you way deeper in the hole.
Money Key was there when I needed extra cash. Always great customer service, the rates were far less cheaper than pay day loans along with the monthly payments and I'm always advised
When I need a little financial help they are there to help. Low monthly payments and very quick deposits.
This is happening to fast at first I was approved for only $1200. 00 and didn't authorize you to take any money and now I'm authorized for $3500. 00 and why the sudden change and until I can figure out if this is legitimate, no money is to be taken from my account.
Hello Joseph,
We would like to take the opportunity to address your specific concerns. Please reach out to us at 1-866-255-1668, so we can assist you. Thank you.
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- SmartCustomer’s sole mission is to increase online transparency for buyers and businesses
- SmartCustomer has helped over 200M buyers make better purchasing decisions online
- Suspicious reviews are flagged by our algorithms, moderators, and community members
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Hello Sarah,
Thank you for sharing your perspective. We have taken note of it and will be sure to pass your feedback on to our team. For any specific questions, please feel free to reach out to us at 1-866-255-1668.