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Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
We monitor reviews for authenticity
Excellent services and very polite also very patient and infromative regading my loan extension would defitnetly recommend
She was very helpful and pleasant. I really enjoy doing business with your company. Again Andrea was great. Thank you and have a blessed day.
Very satisfied very professional would use money key in the future for another loan would let other people know about the quality service you get using money key
Andrea was good at explaining my options and explained how my survey would be done, she was very helpful and I would come back to get service from Money Key again.
It was a great experience with Mireya handing my loan with Money Key.
Mireya is very professional and much patience.
Thank You
They helped me out when my dog needed emergency surgery the following day and they got me processed and approved to receive funds the following day. Samantha W had a great attitude and really put some effort into handling my request. Thank you Money Key and Samantha W.!
When i needed cash they are there, very professional, convenient, fast, easy to get approved and didnt take long, Irene was very nice and knew wat she was doing thank u very much
Hoy día me atendió Irene muy amable su atención y excelente servicio y sobretodo su atención muy rapido en general siempre q e llamado todo el personal me a atendido de maravilla gracias por su servicio
I have always had excellent service with my customer service representative. Very polite always explain everything clearly... I have used money key several times and I will recommend them to everyone I know
I filled an application online and was approved for a loan the following day. I am pleased with the response that I got from them and very happy for the loan that i could get.
I want to commend Money Key for reaching out to me when I missed a payment. Instead of chastising me and threatening me, they offered me a new plan to repay the loan. Thank you, Money Key! More Human than Company!
I called MoneyKey to payoff existing loan and was transferred to David to assist me in applying for a new loan. David was very patient and professional while putting together the application, and waiting for me to complete and submit the form.
Kristen Sierra is the best! Very friendly and professional. Helped me with an issue, i called back and asked for her and she helped me finish my trsnsaction.
David W was so helpful and patient! He assisted me with applying for a loan and also resetting my password. He was very patient and courteous! Thank you, David W!
Answer: Nope! It's high-interest, as hard credit checks aren't performed, but all info can be found on MoneyKey.com. B rating with BBB, and registered with the Online Lender's Alliance.
Answer: It all depends which State you're in, and whether you're paid weekly, biweekly, semi-monthly, or monthly.
Answer: MoneyKey only reports to credit bureaus when repayments default, or are sold to 3rd-party collections or to a bankruptcy/consumer proposal trustee. Otherwise no.

