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MoneyKey

4.6

On SmartCustomer, businesses may not offer incentives or pay to remove reviews. Learn more about our Review Guidelines.

From the business

Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.


moneykey.com
Wilmington, DE, United States
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MoneyKey Reviews Summary

MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.

This summary is generated by AI, based on text from customer reviews

service
20
shipping
7
returns
7
This company responds to reviews on average within 14 days

We monitor reviews for authenticity

New York
1 review
0 helpful votes
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Andrea
January 24, 2018

Andrea was very helpful and polite in addressing my financial situation. She assisted me in a very professional and courteous manner. I have been a customer
Of Money Key for a long time and would recommend your company to others.

Date of experience: January 23, 2018
Germany
1 review
0 helpful votes
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Awesome Customer Service
January 24, 2018

Wonderful experience with Mireya R today. She was patient, experienced and made it easy for me. I would do business with her again.

Date of experience: January 23, 2018
Texas
1 review
0 helpful votes
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Was easy
January 23, 2018

Very friendly and helpful with issues on email and taking out another loan. I hope to do business again in the future.

Date of experience: January 22, 2018
Ohio
1 review
0 helpful votes
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I love MoneyKey
January 23, 2018

MoneyKey helped me right away as soon as I needed it. Wonderful great people. I would recommend MoneyKey to anyone who needs funds right away, they will work with you and help you as much as they can.

Date of experience: January 22, 2018
Louisiana
1 review
0 helpful votes
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Great experience!
January 23, 2018

Mireya was very efficient and kind! I appreciate not being meant to feel bad for taking a loan. She was very sweet and knowledgable

Date of experience: January 22, 2018
Ohio
1 review
0 helpful votes
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Very Polite
January 23, 2018

Mireya was very polite and handled my call professionally! Money Key helped me out in my time of need!

Date of experience: January 22, 2018
Texas
1 review
0 helpful votes
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Money Key is great!
January 23, 2018

Money Key has helped me out twice before and again they came through.
Andrea is a joy and answers all questions. Full information on rates and payback
Schedule.

Date of experience: January 22, 2018
Kansas
1 review
0 helpful votes
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Slow
January 23, 2018

I liked the representative, but I could barely understand sone things she stated. It also took a while to get information, maybe he systems to slow loading. Overall she did ok.

Date of experience: January 22, 2018
Texas
1 review
0 helpful votes
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Money Key has been a true blessing in the time of need.

Thank you Andrea G for your kind attention.

Date of experience: January 19, 2018
Maryland
1 review
0 helpful votes
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Money Key treats their customers with honesty & professional. Courtesy. They give full disclosure on their rates & payment plans.

Date of experience: January 18, 2018
Maryland
1 review
0 helpful votes
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Good service
January 19, 2018

Interaction was brief and professional. Representative was friendly and knowledgeable. The process was easy and problem-free.

Date of experience: January 18, 2018
Ohio
1 review
0 helpful votes
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Very Professional and very helpful. I was very pleased with the customer service that was provided to me.

Date of experience: January 18, 2018
Washington
1 review
0 helpful votes
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Andrea G
January 18, 2018

Andrea G did an excellent job guiding me through the loan process. She answered all of my questions and was very courteous. Great service.

Date of experience: January 17, 2018
Pennsylvania
1 review
0 helpful votes
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Fast approval
January 18, 2018

1business day u will be satisfied I would love to refer. Some one. Thanks again took me long enough to get 1and I was greatful by the news

Date of experience: January 17, 2018
Pennsylvania
1 review
0 helpful votes
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I like moneykey
January 17, 2018

Money key is a fair and good loan company. I have never had any issues with them. I would refer people to them if they need to get a loan. Andrea was really nice like all the others.

Date of experience: January 16, 2018
Michigan
1 review
0 helpful votes
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Mireya
January 17, 2018

Mireya was polite and efficient. She assisted me with setting up my payment in full to be taken from my checking account on 01/17/18.

Date of experience: January 16, 2018
Maryland
1 review
1 helpful vote
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Andrea G
January 17, 2018

Andrea G delivered exceptional customer service to me today. Her pleasant and friendly voice makes you feel at ease while conducting important business. I was able to secure funds and received much needed advice on how to pay down the loan. The MoneyKey service has been very helpful to me in my time of financial shortcomings.

Date of experience: January 16, 2018
Texas
1 review
0 helpful votes
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Good job
January 16, 2018

Irene was very helpful and very nice she was very professional money key has always been there for me when i needed them

Date of experience: January 15, 2018
Colorado
1 review
0 helpful votes
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Best loan company
January 16, 2018

Easiest place to use for a loan. Very quick. I have used them 3 times. Customer service is always awesome to me. Irene was the last rep I talked with and she was so quick and very helpful. I don't even try to use any other places. Entire transaction through phone and online. Thank you Moneykey!

Date of experience: January 15, 2018
Texas
1 review
0 helpful votes
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Andrea G
January 13, 2018

Getting the loan was easy and Andrea was very helpful and friendly! Got the money i needed quickly!

Date of experience: January 12, 2018