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Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
We monitor reviews for authenticity
Andrea was very helpful and polite in addressing my financial situation. She assisted me in a very professional and courteous manner. I have been a customer
Of Money Key for a long time and would recommend your company to others.
Wonderful experience with Mireya R today. She was patient, experienced and made it easy for me. I would do business with her again.
Very friendly and helpful with issues on email and taking out another loan. I hope to do business again in the future.
MoneyKey helped me right away as soon as I needed it. Wonderful great people. I would recommend MoneyKey to anyone who needs funds right away, they will work with you and help you as much as they can.
Mireya was very efficient and kind! I appreciate not being meant to feel bad for taking a loan. She was very sweet and knowledgable
Mireya was very polite and handled my call professionally! Money Key helped me out in my time of need!
Money Key has helped me out twice before and again they came through.
Andrea is a joy and answers all questions. Full information on rates and payback
Schedule.
I liked the representative, but I could barely understand sone things she stated. It also took a while to get information, maybe he systems to slow loading. Overall she did ok.
Money Key has been a true blessing in the time of need.
Thank you Andrea G for your kind attention.
Money Key treats their customers with honesty & professional. Courtesy. They give full disclosure on their rates & payment plans.
Interaction was brief and professional. Representative was friendly and knowledgeable. The process was easy and problem-free.
Very Professional and very helpful. I was very pleased with the customer service that was provided to me.
1business day u will be satisfied I would love to refer. Some one. Thanks again took me long enough to get 1and I was greatful by the news
Money key is a fair and good loan company. I have never had any issues with them. I would refer people to them if they need to get a loan. Andrea was really nice like all the others.
Andrea G delivered exceptional customer service to me today. Her pleasant and friendly voice makes you feel at ease while conducting important business. I was able to secure funds and received much needed advice on how to pay down the loan. The MoneyKey service has been very helpful to me in my time of financial shortcomings.
Irene was very helpful and very nice she was very professional money key has always been there for me when i needed them
Easiest place to use for a loan. Very quick. I have used them 3 times. Customer service is always awesome to me. Irene was the last rep I talked with and she was so quick and very helpful. I don't even try to use any other places. Entire transaction through phone and online. Thank you Moneykey!
Answer: Nope! It's high-interest, as hard credit checks aren't performed, but all info can be found on MoneyKey.com. B rating with BBB, and registered with the Online Lender's Alliance.
Answer: It all depends which State you're in, and whether you're paid weekly, biweekly, semi-monthly, or monthly.
Answer: MoneyKey only reports to credit bureaus when repayments default, or are sold to 3rd-party collections or to a bankruptcy/consumer proposal trustee. Otherwise no.

