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Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
We monitor reviews for authenticity
Andrea did an excellent work in explaining the details of my loan. I had every question answered to my understanding and satisfaction. She helped me every step of the way to resolve my issues. I appreciated her assistance. Well job Done!
Mireya helped me out and she was great. Her expertise was excellent and she was extremely helpful. She was also very fast but not too fast and explained anything I asked her too.
Irene did an excellent job identifying my service need and working quick to resolve the matter! I was definitely impressed!
I wish to speak with irene every time i call money key i wish for irene to get promoted for excellent customer service
Thank you for listening to me this morning regarding my situation. Your suggestion was truly appreciated.
Mireya R. In customer service was excellent with helping me today. She explained my loan information and was very helpful and patient!
This is my third loan and they are very helpful. Irene was very helpful and efficient. Im very pleased with her attitude and positive vibe.
Today I spoke with Mireya R. And her friendliness and helpfulness is why I'm a repeat customer. My call was short, yet knowledgeable and I was able to have all of my questions answered promptly. I feel very comfortable recommending Money Key to others!
Gisele in customer service was excellent with helping me today. She explained what I didn't understand and very helpful with explaining my payment plan.
Thank you Irene:)
She was very kind and I offer a good service and above all, I stuck with what I needed.
Muy amable y respondio todas mis preguntas.
Y las respuestas que me dio fueron muy claras.
Espero que cuando me toque volver a llamar, me atienda ella.
Muchas gracias.
I loved how quick she was. I was only on the phone for about 3 minutes and she finished everything. Thanks Irene...
Mireya was swift and efficient and gave me everything I needed to stop payments and set up alternative payment options. I wish all customer service was this kind, polite, and most importantly SWIFT!
She was very helpful and kind on helping me resolve my problem. I am experiencing some difficult times and raising my grandson on a fixed income
She is very knowledgeable and was able to help me quickly and effectively. I really needed this loan to make sure my children and I can make it the next couple of weeks. Thanks Irene.
Irene was quick responsive and straight to the point the way customer service should be hope to get her again next time i call.
La representante Irene me ayudó rápidamente con el proceso y estuvo conmigo en línea hasta asegurarse que todos los documentos estaban firmados correctamente.
Customer services was exceptional! Andrea G was great! She was very quick and informative. My hold time was minimal. All my questions were answered and I was able to sign my loan documents while on the phone with Andrea so if I had any issues she could assist me.
Andrea g. Was very helpful. Very good customer service. Helped me through process. Explain in great detail the process from beginning to end. She is very friendly and made the process go smooth. Thank you
Answer: Nope! It's high-interest, as hard credit checks aren't performed, but all info can be found on MoneyKey.com. B rating with BBB, and registered with the Online Lender's Alliance.
Answer: It all depends which State you're in, and whether you're paid weekly, biweekly, semi-monthly, or monthly.
Answer: MoneyKey only reports to credit bureaus when repayments default, or are sold to 3rd-party collections or to a bankruptcy/consumer proposal trustee. Otherwise no.

