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MoneyKey

4.6

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From the business

Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.


moneykey.com
Wilmington, DE, United States
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MoneyKey Reviews Summary

MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.

This summary is generated by AI, based on text from customer reviews

service
20
shipping
7
returns
7
This company responds to reviews on average within 14 days

We monitor reviews for authenticity

1 review
0 helpful votes
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Satisfaction
April 27, 2026

My experience was very easy. Everyone I talked to helped with my questions in a very professional manner.

Date of experience: April 17, 2026
1 review
0 helpful votes
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Awesomeness
April 27, 2026

Great interest rate, being that I didn't have credit with a bank, if a person has a steady job and doesn't have credit, this might be for you.

Date of experience: April 16, 2026
Texas
1 review
0 helpful votes
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Satisfied Customer
April 25, 2026

I received excellent customer service in dealing with Money Key's representatives. They were able to answer all of my questions/concerns in a professional and concise manner. I thought the process would be far more difficult than it was‼

Date of experience: April 15, 2026
1 review
0 helpful votes
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My Savor 🙏🏽
April 25, 2026

These guys gave me a line of credit when everyone else denied ME! 😢 I can't thank them enough I was able to pay all the bills I was behind on because of them, their absolutely amazing

Date of experience: April 14, 2026
1 review
0 helpful votes
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Fast and easy
April 23, 2026

I was shocked when I was approved because of bad credit. I was very happy because I didn't know what to do but they came through for me.

Date of experience: April 13, 2026
Texas
1 review
0 helpful votes
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Incorrect account number
April 16, 2026

I requested a withdrawal and the account number was incorrect. Not sure how this happened. I had to link my account. Was able to correct and re request. Hopefully I will have the money soon.

Date of experience: April 6, 2026
1 review
0 helpful votes
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Credit faults
April 15, 2026

You charge too much interest and don't give enough credit and now I'm in trouble with my house payment. As perfect as as I am making payments you don't appreciate that!

Date of experience: April 5, 2026
1 review
0 helpful votes
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Very Satisfied Customer
April 14, 2026

I have had my account for awhile now each time I reached out I had very good experience. It's easy to access my account and withdraw when I needed to use my available credit. Never had any problems or issues with services and excellent service reps.

Date of experience: April 3, 2026
Florida
1 review
0 helpful votes
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They want all your money
April 13, 2026

So far I can say by how little they want you to pay on payments they want evert little cent of interest they can take. Make sure you pay everything off asap

Date of experience: April 3, 2026
Arizona
1 review
0 helpful votes
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Increased Credit Limit
April 12, 2026

I was given the opportunity to a credit increase and was quite simple to take advantage of this as I was in need of extra funds. This gave me access to request the extra needed funds. I am also looking forward to making extra payments which also I think will be a simple function. Thank you!

Date of experience: April 1, 2026
1 review
0 helpful votes
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Excellent product
April 12, 2026

Ian enjoying being a client of Money Key. The registration process was easy and customer service is great. The terms are easy to understand

Date of experience: April 2, 2026
1 review
0 helpful votes
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Legalized Loan Sharking
April 12, 2026

It should be a crime that you get a way with charging so much interest. My bi-weekly payment was all interest except 2 or 3 dollars that went to principal. You take advantage of people who need help. I do understand that you need to make money but what you do is steal from poor people. There will be a judgement day will you will have to answer to the living God.

Date of experience: March 31, 2026
Arkansas
1 review
0 helpful votes
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Pleased with service
April 11, 2026

Needed a quick loan.
They were fast. Did everything online. Money was in my account in 4 hours. 👍

Date of experience: April 1, 2026
1 review
0 helpful votes
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Access Money
April 11, 2026

It is very simple. I receive an email from MoneyKey stating that I have money available to transfer into my account. It is my choice if I want to accept it or not.

Date of experience: April 1, 2026
Arizona
1 review
0 helpful votes
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My time with Money Key
April 6, 2026

I was very nice talking to a real person and them going over everything with me. I am very happy with them

Date of experience: March 27, 2026
Florida
1 review
0 helpful votes
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BUS DRIVER RETURNED
April 6, 2026

Yo RAMON SUFRAN.Estoy muy agradecido
Con esa Empresa de préstamo GRACIAS
MONY KEY…

Date of experience: March 27, 2026
1 review
0 helpful votes
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My Experience
April 6, 2026

I want to say thanks for everything you all came through when I really needed it and the process was easy and short

Date of experience: March 24, 2026
1 review
0 helpful votes
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Interest rate price gougers
April 4, 2026

This company sucks. Just like all the other prey upon the poor that can't get a real loan.

Date of experience: March 25, 2026
1 review
0 helpful votes
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Service Plus
April 3, 2026

I applied with MoneyKey in the hopes of getting a line of credit. I was approved and received the line of credit I was seeking. MoneyKey's process is easy, draws usually arrive same day and decisions are fast. Give them a try if the need arises. You won't be sorry. Oh one other thing, they like to be paid back. Ty MoneyTree

Date of experience: March 24, 2026
1 review
0 helpful votes
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Best customer serv ice
April 3, 2026

CC Flow Line of Credit quality of service is consistently outstanding, exceeding my expectations every time. And Their customer service is second to none. I highly recommend this business.CC Flow Line of Credit through Money Key.

Date of experience: March 24, 2026