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From the business
Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.
MoneyKey Reviews Summary
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
We monitor reviews for authenticity
I had a great experience, it was fast and easy. I got approved tight sway and funding was in my bank account on next business day which was Monday at end of bank day.
From getting approved to receiving portions of the approved amount there have been no delays or glitches. Thank you for getting me through my money crunch with no glitches!
They lied about the interests rates.The way they over charge you, you will never finishing paying them.Do not borrow money from this company.
Money Key was there when no one else would help. I would recommend them to try and get yourself back on track. Very easy to navigate.
The day after my application was successful, I called the customer service desk. The receptionist who answered was very patient and polite. She answered all my questions and dispelled my doubts about trusting your company. I don't know her name, but she was indeed a wonderful receptionist.
I've just recently began my line of credit with Moneykey. So far, no issues. It's been easy to use, request money and pay on the balance.
I've been using this line of credit for several months now,
I am so thankful, the way you can access your cash is easy, transparent and also quick.
I was very happy with the way things. I o ly thing I need now is my payment plan I can't seem to find it and I don't want to be late on payments
I appreciate the company giving me a chance to redeem myself. I was nothing less than amazed how straightforward, fast, reliable, and professional the company and customer service was. I look forward to establishing a relationship with them in the near future!
My service received from MoneyKey has been fast and always a smooth process. I have had consistent service and very happy to be a part of the MoneyKey family.
My experience with money key was real good a few questions I gave him a few answers they told me he said give me a minute I'll get back with you and the minute was they got right back with me and thank you again for looking out for me money key
I was in pretty dire financial straits. When I was referred to MoneyKey, I discovered that I was finally able to get financial assistance I desperately needed. I highly recommend trying this valuable resource.
Working with MoneyKey was great and so easy. They were able to work everything up fast and get me the money by the end of the day. So grateful and look forward to working with them again. Highly recommend
From the application process, the outstanding as efficient customer service; up to the funds process has been a great experience so far. I look forward to keep it up being in good standing to remain and gain future increases of my line of credit!
I signed up for MoneyKey to assist and help with all intentions of paying back because urgency with the past dues bills looming and money was delivered timely and efficiently. I look forward to using this service when I need it.
Thank you so much. I appreciate the loan for 200$ I didn't notice it already went into my account. Sorry for the last review about still waiting for it.
Being on a fixed income, every once in awhile an unexpected expense will come along. That is what happened two days ago. I saw the ad for Moneykey and got in touch. I was approved for the money I needed the same day. They were so helpful.
I was very skeptical about getting approved for a loan and surprisingly I was approved for 2300 line of credit. Thanks
I have no complaints whatsoever. I was in a bind needing emergency home repairs with minimal extra cash. I was able to secure a line of credit relatively swiftly, with full-transparency, timely draws… and I couldn't be happier. I've since repaid the entire debt, and am sincerely grateful for the kindness and credit that was extended to me in such a horrible and critical time! It's definitely not an ideal scenario…. The ideal scenario would've been that I had more money saved up in an emergency fund. But I was definitely fortunate that there are companies like MoneyKey that make getting emergency assistance easy and accessible…. AND are able to see me for who I am…. Not a scammer or someone trying to shirk financial responsibility. Just someone that fell into a hard time and needed a little up front cash.
This CC has helped me and my family get through some tough situations I would definitely highly recommend MoneyKey to anyone needing some financial help
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- SmartCustomer’s sole mission is to increase online transparency for buyers and businesses
- SmartCustomer has helped over 200M buyers make better purchasing decisions online
- Suspicious reviews are flagged by our algorithms, moderators, and community members
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Hello,
Thank you for taking the time to leave a review. Please note that at MoneyKey, transparency is important to us. Details about cost of borrowing can be found in disclosures provided during the application process.
We’re always looking to improve how we disclose information to ensure that all details about cost of borrowing are available upfront to help consumers make informed decisions.
If you have any specific concerns that we can help with, please email us at [email protected]. Thank you.