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SmartCredit®

4.8

On SmartCustomer, businesses may not offer incentives or pay to remove reviews. Learn more about our Review Guidelines.

From the business

SmartCredit is an all in one credit and financial wellness platform built for people who want real control over their credit, not just a score.

Unlike basic credit monitoring apps, SmartCredit provides full access to your three bureau credit reports so you can see exactly what lenders see. The platform helps you take action by identifying negative items and allowing you to communicate with creditors directly to work toward resolving inaccurate or outdated information.

SmartCredit also helps you optimize credit utilization, one of the most important factors in your score. Its easy to use credit simulator shows how payment timing and balances may impact your score before you make changes, removing guesswork from the process.

You can also link and manage your financial accounts in one dashboard while offering identity monitoring and privacy protection tools that help prevent your personal information from being sold online and alert you to potential risks early.


smartcredit.com
Founded in 2003
Irvine, CA, United States
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SmartCredit® Reviews Summary

SmartCredit® has a rating of 4.8 stars from 155 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with SmartCredit® most frequently mention customer service and great experience. SmartCredit® ranks 3rd among Credit Reports sites.

service
8
value
2
shipping
1
returns
1
quality
2

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California
1 review
0 helpful votes
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Awesome
February 2, 2021

Happy so far! Can't wait to see changes and hope it will boost my score

Date of experience: February 1, 2021
Pennsylvania
1 review
0 helpful votes
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Appreciated
February 2, 2021

The process is not over I see you have made changes but I'm sure I'll be satisfied from what I see so far

Date of experience: February 1, 2021
Ohio
1 review
0 helpful votes
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It's helpful
February 1, 2021

Oh I love that it. It's helpful and I love how it explains everything..

Date of experience: February 1, 2021
Virginia
1 review
0 helpful votes
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Great!
February 1, 2021

Easy to use, great experience. I recommend it to anyone.

Date of experience: February 1, 2021
South Carolina
1 review
0 helpful votes
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Excellent Service
March 5, 2021

Very pleased with the services thus far, just excited to see the end results.

Date of experience: February 1, 2021
Florida
1 review
0 helpful votes
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Excellent
February 1, 2021

Super excited for what this will do for my credit!

Date of experience: February 1, 2021
Georgia
1 review
0 helpful votes
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Customer
February 1, 2021

Pleasant and smooth I will definitely refer my friends and family

Date of experience: February 1, 2021
Texas
1 review
0 helpful votes
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She doing a great job so far
February 1, 2021

Great job on fixing my credit right now and looking forward to the good work

Date of experience: February 1, 2021
Minnesota
1 review
0 helpful votes
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Helpful
March 5, 2021

It's helpful to know where you are at with your credit scores

Date of experience: February 1, 2021
Michigan
1 review
0 helpful votes
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Very easy to use
January 25, 2021

Experience is good very useful. Service is professional

Date of experience: January 24, 2021
Texas
1 review
0 helpful votes
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Best Thing Since Sliced Bread
January 22, 2021

Wonderful service, I will definitely recommend to friends and family.

Date of experience: January 22, 2021
New York
1 review
0 helpful votes
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Great
January 22, 2021

Great excellent very helpful learning a lot I recommend to family and friends

Date of experience: January 21, 2021
Texas
1 review
0 helpful votes
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My progress
January 21, 2021

It has been a great help on getting my credit back on track I have a long ways to go bu appreciate this service

Date of experience: January 21, 2021
New York
1 review
0 helpful votes
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Great
January 21, 2021

Great and keep me up to date with a mu credit. Also I like managing my own credit

Date of experience: January 21, 2021
Georgia
1 review
0 helpful votes
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Great benefits
January 21, 2021

Awesome experience as really cool website. Great company to be apart of

Date of experience: January 21, 2021
Texas
1 review
0 helpful votes
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Agente
January 21, 2021

Estoy agradecida y más que contenta, soy una nueva persona, ustedes son realmente increíbles.

Date of experience: January 21, 2021
Texas
1 review
0 helpful votes
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It's ok
January 21, 2021

It's ok I check my score often and it's very convenient

Date of experience: January 21, 2021
Ohio
1 review
0 helpful votes
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Does exactly what it says it will do!
January 21, 2021

So far so good, no complaints. Wish I could've put more a month in but it's still helped my credit a ton.

Date of experience: January 21, 2021
Texas
1 review
0 helpful votes
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Smart credit
January 21, 2021

I have been please with the monthly updates and the tools that are available on the website

Date of experience: January 21, 2021
District of Columbia
1 review
0 helpful votes
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SmartCredit helps you take charge!
January 21, 2021

My experience has been amazing so far! My credit has jumped more than 100+ since joining. I paid someone to help with my credit but truthfully all I needed to do was signup with SmartCredit. It provides an actionable process and so many different systems to take charge of your credit score.

Date of experience: January 21, 2021