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SmartCredit®Reviews 152

4.8

On SmartCustomer, businesses may not offer incentives or pay to remove reviews. Learn more about our Review Guidelines.

From the business

SmartCredit is an all in one credit and financial wellness platform built for people who want real control over their credit, not just a score.

Unlike basic credit monitoring apps, SmartCredit provides full access to your three bureau credit reports so you can see exactly what lenders see. The platform helps you take action by identifying negative items and allowing you to communicate with creditors directly to work toward resolving inaccurate or outdated information.

SmartCredit also helps you optimize credit utilization, one of the most important factors in your score. Its easy to use credit simulator shows how payment timing and balances may impact your score before you make changes, removing guesswork from the process.

You can also link and manage your financial accounts in one dashboard while offering identity monitoring and privacy protection tools that help prevent your personal information from being sold online and alert you to potential risks early.


smartcredit.com
Founded in 2003
Irvine, CA, United States
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SmartCredit® Reviews Summary

SmartCredit® has a rating of 4.8 stars from 152 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with SmartCredit® most frequently mention customer service and great experience. SmartCredit® ranks 3rd among Credit Reports sites.

service
6
value
2
shipping
1
returns
1
quality
2

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California
1 review
0 helpful votes
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Good job
June 30, 2022

It's keeps me up to date with my credit score and fraud alert is amazing

Date of experience: June 29, 2022
New Jersey
1 review
0 helpful votes
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Great experience
June 30, 2022

My representative has been very helpful in all aspects of helping me improve my credit and is very knowledgeable in the field I'm very pleased

Date of experience: June 29, 2022
California
1 review
0 helpful votes
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Thank you
June 30, 2022

Good experience. Thank you………………………………………………………………….

Date of experience: June 29, 2022
Georgia
1 review
0 helpful votes
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I've been using SmartCredit for more than 8 months this experience is amazing the update, the report and all the informations you need it's fast and easy to get i highly recommend u to try this App

Date of experience: June 29, 2022
Nevada
1 review
0 helpful votes
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Really keeps you in track
June 30, 2022

I love using credit boost to know where I am with my spending and how it can affect my credit score.

Date of experience: June 29, 2022
Tennessee
1 review
0 helpful votes
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It's easy and helpful
June 30, 2022

I enjoy the service and would recommend it to anyone

Date of experience: June 29, 2022
California
2 reviews
0 helpful votes
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Smart Credit is the best!
March 19, 2022

I've had a great experience. I like the fact that the reports are easy to read and the platform is easy to maneuver.

Date of experience: March 18, 2022
Florida
1 review
0 helpful votes
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TOP DOG
March 19, 2022

Finally getting somewhere never seen it move so fast!

Date of experience: March 18, 2022
California
4 reviews
1 helpful vote
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It took just 30days to get my score a 180point boost on the three credit bureaus. Thanks to the super work of CreditMason, a credit restoration company I registered with after my score went down the bad road last year, I use smart credit to check my scores regularly but my old collections won't let my credit be great so I had to speak to CreditMason for a permanent removal which they did within a month. I'll implore anybody that needs a quick boost to register with www.creditmason.net, there's been no regrets for me so far. My score is a little over 800 at the moment.

Date of experience: February 1, 2022
GB
2 reviews
0 helpful votes
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Good experience!
December 5, 2021

Smartcredit has helped me keep track of everything going on with my credit. All with the action button! I would highly recommend this to anyone its very user friendly and very affordable. They also provide me with useful tips that really help to increase my credit score.

Date of experience: December 3, 2021
Washington
1 review
0 helpful votes
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Very helpful
December 1, 2021

It's been wonderful to be able to see my credit score so easily and to monitor who has my personal information.

Date of experience: November 30, 2021
Texas
2 reviews
0 helpful votes
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Great reporting
October 25, 2021

So far reporting is very accurate. I'm satisfied with the service

Date of experience: October 25, 2021
New York
1 review
0 helpful votes
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Rating of Smart Credit
October 1, 2021

It was recommended to me to use Smart Credit while in the process of attempting to terminate my Time Share to maintain my credit rating. As of this date I am very pleased with what they have done and how they have kept me informed.

Date of experience: October 1, 2021
Delaware
2 reviews
0 helpful votes
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Rebuilding credit
September 29, 2021

It's been a roller coaster but I'm getting there. I'm glad credit smart is so efficient.

Date of experience: September 29, 2021
Alabama
2 reviews
0 helpful votes
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Great Credit Monitor
September 29, 2021

Great credit monitoring service. Great value for the money.

Date of experience: September 29, 2021
Texas
1 review
0 helpful votes
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Love it
September 29, 2021

Awesome and keeps me on track with my credit and updates

Date of experience: September 29, 2021
California
1 review
0 helpful votes
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Credit scores
August 19, 2021

I love the app and watching now my credit score can improve and paying off credit cards but my credit scores ain't matching

Date of experience: August 17, 2021
Puerto Rico
1 review
0 helpful votes
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Muy amablr
August 4, 2021

Me explico todo estoy muy agradecido

Me gustaria trabajar con ustedes

Date of experience: August 4, 2021
New York
1 review
0 helpful votes
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Recommend for all
August 4, 2021

It had been a great way to monitor what's going on across all 3 credit bureaus plus helpful tools to see exactly where I stand pertaining to my credit score.

Date of experience: August 4, 2021
Indiana
1 review
0 helpful votes
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Fix my credit
August 4, 2021

Fix my credit i have issues on my credit please help me

Date of experience: August 4, 2021