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SmartCredit is an all in one credit and financial wellness platform built for people who want real control over their credit, not just a score.
Unlike basic credit monitoring apps, SmartCredit provides full access to your three bureau credit reports so you can see exactly what lenders see. The platform helps you take action by identifying negative items and allowing you to communicate with creditors directly to work toward resolving inaccurate or outdated information.
SmartCredit also helps you optimize credit utilization, one of the most important factors in your score. Its easy to use credit simulator shows how payment timing and balances may impact your score before you make changes, removing guesswork from the process.
You can also link and manage your financial accounts in one dashboard while offering identity monitoring and privacy protection tools that help prevent your personal information from being sold online and alert you to potential risks early.
SmartCredit® Reviews Summary
SmartCredit® has a rating of 4.8 stars from 155 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with SmartCredit® most frequently mention customer service and great experience. SmartCredit® ranks 3rd among Credit Reports sites.
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Follow the directions given. You will see a difference that impresses you and you don't have to stop there. You have opportunities after completion to go on. Smart Credit makes it easy to improve your score.
It's easy to keep up with your money and credit with a service like SmartCredit. Amazing product, haven't seen anything like it.
The score master is a good tool to show how payment balanced can drastically improve your credit. The score builder doesn't look like it going to be effective because I keep getting letters from all the different debit collectors saying they can't do anything about my situation
I'm learning how to keep up with my credits score and about what credit can do for you
I do like my service although I find myself wondering why I am charged several times during the month for the service.
It's easy to use, and offered tools to help build your credit! I love that I can purchase my reports as well! The monitoring is a great feature as well! Oh and don't let me forget the insurance! What other app offers identity fraud insurance!? Powerful app!
The site doesn't seem to be very user friendly. The reason I say that is as follow: filling in the name of the business or the credit item, then the username and password, it takes 2 or 3 minutes to find or return with a message that the account is not found. I go back and try to enter the info again and it tells me that I already have that account. I really don't have that many accounts but 4 out of 5 accounts I was unable to enter my credit information for my accounts.
Great customer service skills. I had forgot to sign up and complete my profile. Natasha was very pleasant with reminding me and wanted to get the ball rolling, to start me on my credit journey. Awesome!
Learning new ways to improve my score! Ideas in the site are very informative
Mi experiencia fue muy buena, buen trato y la comunicación excelente
I love it I love it I love it I love it I love it I love it I love it I love it I love it I love it
The whole staff made my experience worth it. Tammie is awesome, very welcoming. Amanda gave me the greatest, most detailed oral cleaning that I've ever had. I'll definitely be back to see those wonderful faces again. Thanks you guys!
Knowledgeable, understanding the value of good customer relationship
Excellent credit service. Happy to be a member and the fee is so reasonable.
Thanks... I'm looking forward to seeing my credit go up
Very great and awesome experience and hope everything works out with my credit of going up and reaching points so i will be able to purchase a home!
I'm very satisfied with service. And I will definitely recommend it to my friends and family.
I really like it so far no complaints from me I'm new with my account and my
So far i am just starting and will have to wait for a few months to rate this service.
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- SmartCustomer’s sole mission is to increase online transparency for buyers and businesses
- SmartCustomer has helped over 200M buyers make better purchasing decisions online
- Suspicious reviews are flagged by our algorithms, moderators, and community members