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Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.
Perpay Reviews Summary
Perpay has a rating of 4.6 stars from 2,506 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay most frequently mention customer service, direct deposit and credit score. Perpay ranks 8th among Discount Shopping sites.
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Listen, I enjoy the concept of Perpay and the many things they offer. Even though on most of the items I wouldn't personally do a "buy now pay later" type transaction on, I still appreciate the concept. However, the user experience and the design of the app is… well… horrendous. I still feel like it's 2008 ( i was born in 2002). I don't know what it is but the UX/UI of the site needs a huge upgrade and a little more TLC to that department that's over app design and how everything looks. It doesn't have to be anything over the top but just even small changes make a difference.
Been with perpay for a little over 2yrs now and love it. Yes, some of the items are way over priced but you are paying based off pay period and billing credit over time
Very slow response time when sending emails. No phone number found to contact customer service.
The best secret to buying expensive items at low affordable prices. I have been able to purchase much needed items without breaking the bank. The payments are affordable and they come right out my paycheck so I don't have to worry about missing a payment. It even helps with my credit score. I love perpay!
Love perpay. I've gotten 2 ps5's, a desktop PC, meta quest 3, a TV and more. No hidden interest or guessing game. Improve your credit while getting things you love, per pay.
If I had to come up with a complaint, I could come up with 2. It would be limit increment increases. My credit limit is $2130. What's up with the odd numbers or like $160 increases. Make it $2200 it $2100.
2nd - lack of real explanation of the credit card. They want me to pay $200 a month on a credit card I wouldn't use often. If I just don't use it where does my $200 go. Am I required to spend at least $200 a month so my $200 pays it? I don't get it. Articles are very vague besides I pay them per pay.
Unique buying experience designed for those trying to rebuild or build credit. You set up direct deposit and the payment gets taken right out of your check. Yes there is a markup on products but that is due to how the program works. A $500 PlayStation 5 is around $1,000. At Rent-A-Center or Aaron's with interest the PlayStation 5 ends up being around $2,500. At Perpay everything is upfront. You see what you are paying and what you will owe per paycheck. I have gotten a computer, printer, and a PS5. I would recommend it to anyone trying to build or rebuild credit. It took a while before they started but they do report to the credit bureaus which has boosted my score a lot. (Until I ordered the ps5 and my usage was high) lol
Great service, fast deliveries, and almost everything you are looking for. Payment set up is easy-to-use. Shop now!
I love the fast delivery on large ticket items. It don't hurt my pockets either.
I make my payments on time on my account because someone else that lived inside my household wasn't making their payments they won't let me order anything and that's not fair I'm dissatisfied because I have nothing to do with somebody else's account
Hi Lakea. Unfortunately, the Approvals Team will not process orders to an address where a past due user resides. We do apologize for any inconveniences this may cause. If you have any further questions, feel free to reach out to our Customer Success team at [email protected].
It has been great working with PerPay for many years. Large items can be pricy and with this you can pay it over time. It is a bit more but really worth it in the end.
Talents payments promises to give back and never does extremely high interest and prices they have a 0% interest but there prices are three times the amount and they have extremely poor customer service Zee is such a horrible representative.
Our prices can be higher than retail prices, but they reflect the convenience of our zero interest, zero fees financing options! As a financial platform, we encourage you to choose the purchasing option that's most comfortable for your own financial goals. If you're able to buy the item for a cheaper price in stores, we support you in doing so!
It is a great place to get all the things you need and want. Customer service is wonderful and they have a great selection of products. Love that they take the small payments directly out of my paycheck makes life so much easier. Love this company i will be lost when is retire and can no longer use them
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Perpay is the best thing ever. Everything ships quickly. Bring able to pay as you go is great.
It is the best company I have ever dealt with. The truly care about their customers. I have been with them for years and have bought many a Christmas with them. Truly an awesome company
I've been able to purchase items outside my buying capabilities for high cost items without worrying about missing a payment with the direct deposit
For people without the best credit this is a great resource. I love that I can setup payments and they come out from my check before I get paid. Helps me stay on track.
Perpay is a little more expensive then buying outright, but no interest and up to 6 months to pay it off is awesome. Always helpful and they resolved my return quickly!
I loved the convenience of the service that they off and also have the credit card
I have a great experience with you guys always get my delivery. I really appreciate you guys. Thank you.
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- SmartCustomer’s sole mission is to increase online transparency for buyers and businesses
- SmartCustomer has helped over 200M buyers make better purchasing decisions online
- Suspicious reviews are flagged by our algorithms, moderators, and community members
Hi Fernando, thank you for sharing your feedback with us. We apologize for the slow response time you experienced. Please note that due to a high volume of customer outreach at this time, we are directing all inquiries to our live chat or email at [email protected]. Our team would be happy to assist through these secured channels!