PerpayReviews 2,523

My wife and I found them very convient until COVID hit and we had to file bankruptcy. I did not want this company included because until that point there had been a slight glitch nothing major. We had the case dismissed and went right back to paying and when my wife went to order they had the order pending with no communication at all. When a reply was finally given we were told that our limit was dropped so we could not order anything. I said that was fine and 2 could play that game. I dropped the payment coming out of my check to $1 and that is all they will ever get. Be very careful when doing business with these we people

Perpay is amazing! I had perpay for a year before I started using it and why did I wait so long? I love the flexibility of the payments coming out of my check and the products that they have. My only con is that the products are a little overpriced but the products are legit. I have the perpay credit card too and I love it!

I am definitely recommending perpay to everyone I know. This is a great way to build credit and I love it!

I wasn't so sure about how things worked with Perpay. But after I got a full understanding. The credit card has been very useful.

Very easy to shop. Good selection of items and quick delivery when available

Didn't get all my products yet but they are charging me for them

Great to have access to high dollar merchandise and be able to make payments with bad credit

My experience with perpay has been great i get purchase items on a payment plan that works for me and my budget the money comes directly out of your paycheck so you don't even realize it until you have paid for the item. Perpay also gives you credit limit increases

Its so easy... It comes right out of your paycheck... No interest. And they have so many things to choose from

Per pay makes things easy when money is tight. My son wanted an Xbox for Christmas and with 4 children I thought it was impossible but with per pay they all got exactly what they wanted and it was actually affordable

I love perpay because yes it may cost a little more but it make it easier for people that struggle and can't afford things out right. Great selections and good quality.

Perpay helped when I needed a desktop computer. After finishing my last payment, the system kept an extra $250. It was on automatic I had to wait two weeks to have the money returned.

Simple set up, glad I found out about it. Can't wait to use the service again

Prepay is a really good to have its not all about getting merchandise you could also get a credit card they only charge interest once a month not everyone you use like those other credit cards they might not have everything you want but they got good electronics..

I set up direct deposit for the 10 payments of exactly what was asked and yet they take the money every payday after 10 payments I am somehow still in dept $200. How? When my check stubs show that the exact amount is being deposited not a penny less. And now they are reporting me to the credit bureau that I am not making payments? Thieves a bunch of lying thieves

"Perpay is a fantastic app that has truly helped me build my credit while providing an easy and convenient way to make payments on purchases. I've been using it for a while now, and it has made a significant difference in how I manage my finances. The app is user-friendly, and the process of setting up payments is straightforward. I highly recommend Perpay to anyone looking to build their credit or simply looking for a convenient way to manage their purchases."

Honestly I was a little nervous but it's been great. Ordered our xbox as a mutual Christmas present for my husband and myself. Got it even faster than I thought brand new. I've made steady payments the whole time and any time I had a question it was answered as quick as possible. When I had finished paying off the xbox my credit shot up its great!

I have had issues with my card being declined multiple times and when I called customer service, they were no help whatsoever. I only had help from one person and Overall, I was very dissatisfied with the outcome. I am still unable to use my card for certain purchases that I should be able to use it for.

At first I enjoyed Perpay but now it became a nightmare due to I used a shipping address for one of my orders associated with a person that I guess has a past due balance with Perpay they tell me I can't order until they bring account current. My shipping address is totally different I only used their address once. I was not aware of this persons account status with Perpay so it makes no sense. How am I being penalized for someone's bad financial decisions?

I really do love this! I'm able to get my son his birthday and Christmas gifts and I'm able to pay weekly with my paycheck. It even helped my credit go up since I've been making my payments on time 🥰 Thank you Perpay!