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NetSpend

1.3

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NetSpend Reviews Summary

NetSpend's reputation is largely tarnished by pervasive customer dissatisfaction, particularly related to its customer service and account management. Many users report significant challenges in activating cards, accessing funds, and receiving timely support, often facing long wait times and unhelpful representatives. Concerns about account security and unauthorized closures further exacerbate frustrations. While a few customers have expressed loyalty and satisfaction in the past, the overwhelming sentiment reflects a lack of reliability and transparency. Overall, potential customers are advised to exercise caution and consider alternative options for prepaid services.

This summary is generated by AI, based on text from customer reviews

service
213
value
209
quality
200

We monitor reviews for authenticity

California
1 review
1 helpful vote
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They are a fraud
July 31, 2023

Don't trust them don't even try to get a net spend card because they will scam you and they will not give you a refund they just played game with you they are a fraud for stealing for me, and not giving me a refund on my money back I have all the proof off it in is really one months pass without my refund so please be careful with netspend

Date of experience: July 31, 2023
Social S. NetSpend Rep
over a year old

We're sorry to hear about your issue. For assistance, please email us at [email protected].

Thank you,
Netspend

Florida
1 review
1 helpful vote
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Horrible
July 31, 2023

First the card only works once or twice then you will have to withdraw money from ATM.Poor customer services when you go to the store they freeze the account every single time,and that is when you can use the card because the card never works.Just the worst card services ever.I wont even rate this company a 1 star.

Date of experience: July 31, 2023
Social S. NetSpend Rep
over a year old

We're sorry to hear that you are having issues accessing your funds. For assistance, please email us at [email protected].

Thank you,
Netspend

North Carolina
1 review
6 helpful votes
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Worst scam ever.
July 27, 2023

I had Netspend for over 6 years. One day they decided to close my account down and say that they could not verify me. No a month letter I still have not received my refund for my money. Ive called everyday to see where's my refund keep getting a different answer and no one can give my a number to talk to the place that process the check. Also I can't even speak to anyone that talk English. Worst experience every!

Date of experience: July 27, 2023
California
1 review
4 helpful votes
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I filed a dispute because someone took money out of Mt account and the denied my claim trust me your money isn't save here the policy says they will give previsonal credit but they lie look them up on Google there's already claims and lawsuits I will be bringing this to a higher up attention IL going to take action... scams!

Date of experience: July 18, 2023
Social S. NetSpend Rep
over a year old

We're sorry to hear that. To speak with us about the dispute claim, please email [email protected].

Thank you,
Netspend

Utah
1 review
0 helpful votes
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I hate net spend I was double charged for something and when I have tried to get my money back they argued with me and I wouldn't suggest them to my worset enemy. They charge to much to use there service

Date of experience: July 18, 2023
Social S. NetSpend Rep
over a year old

We're sorry to hear that. We can answer questions about the dispute claim you filed. For assistance, please email us at [email protected].

Thank you,
Netspend

Indiana
1 review
1 helpful vote
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I made two consecutive withdrawals for $300. Netspend charged me for 3! $900 was withdrawn in error.

Date of experience: July 8, 2023
Social S. NetSpend Rep
over a year old

We're sorry to hear that. We can assist you with filing a dispute claim. Please email us at [email protected].

Thank you,
Netspend

Maryland
1 review
0 helpful votes
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Please be aware they are scamming people out of their money i put $140 on this card and they put a block on it for fruad and want me too send my social sercurity card birth certificate and proof of resident why? Bottom line they are scamming!

Date of experience: July 6, 2023
Social S. NetSpend Rep
over a year old

We're sorry to hear about your issue.

Like other financial companies, we are required by our bank, as well as MasterCard and Visa associations, to be compliant with AML (Anti-Money Laundering) and BSA (Bank Secrecy Act) laws. Both laws require that all financial institutions verify the identity of each account holder.

This means that we will ask for your name, address, date of birth, and your government ID number during the activation process. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification are required before you can use the Card Account.

To speak with us, please email [email protected].

Thank you,
Netspend

Oregon
1 review
3 helpful votes
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My MiL gave us a Netspend card a few years ago. I assumed it had a balance - as it was a Christmas gift. I called to activate it, and they wanted my name, address, phone # and email. I asked why - to verify me. Then they asked for my SSN. No, you are NOT getting my SSN for a freaking gift card. They said ok, the card is now frozen. If you don't provide SSN, we can't verify you. Fine I don't need the $50 in exchange for giving you access to my private data. Since when do I need to verify my ID for a fkn gift card?!

Date of experience: July 2, 2023
Social S. NetSpend Rep
over a year old

We are sorry to hear that.

Netspend offers reloadable, prepaid debit cards, not gift cards. This type of product is intended for individuals who wish to have access to an electronic form of payment, but would like an alternative to a traditional bank account. The original card package states “This is not a gift card” on the front of the package. However, we understand that all of the packaging might not have been gifted to you.

Like other financial companies that offer debit cards, we are required by our bank, as well as MasterCard and Visa associations, to be compliant with AML (Anti-Money Laundering) and BSA (Bank Secrecy Act) laws. Both laws require that all financial institutions verify the identity of each account holder.

This means that we will ask for your name, address, date of birth, and your government ID number during the activation process. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification are required before you can use the Card Account.

To speak with us about the card you received, please email [email protected].

Thank you,
Netspend

California
1 review
1 helpful vote
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I got one of these when NetSpend was partnered with MLB. Big big mistake! Twice in less than two years I would get completely locked out of the app with no explanation, only to found that some scammer had called in an accessed my account. Somehow these people allowed that person to put in a different address and phone number! Seriously, who maintains the fraud department? Not once, but twice! The account balance dwindles like a leaky pipe. Complete waste of money.

Date of experience: June 29, 2023
Social S. NetSpend Rep
over a year old

We are sorry to hear that. To speak with us about your concerns, please email [email protected].

Thank you,
Netspend

Virginia
1 review
0 helpful votes
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Do Not Trust Them!
June 20, 2023

My mother passed in March and I called to see what to do to take out the money and close her account. They told me what to send in and I complied with everything. Then when I call to get an update they tell me I need to send the same documents in that I have already sent in. Also each time I tesend them in, they say I have twenty days for the legal team to check the account out and proves the check. We started in April and now they telling me in June once again that it's gonna take twenty more days for them to check and process the account! This is RIDICULOUS!

Date of experience: June 20, 2023
Social S. NetSpend Rep
over a year old

We are sorry for your loss. Please email us at [email protected] for assistance with the issue.

Thank you,
Netspend

Alabama
1 review
0 helpful votes
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Sorry company
June 19, 2023

I put $300 on a prepaid card...Told I could use it...Said only option I had was that they would refund me in 10 business days...They were very rude and not helpful at all

Date of experience: June 19, 2023
Social S. NetSpend Rep
over a year old

We're sorry to hear about the difficulty you experienced with the activation process. For assistance, please email us at [email protected].

Thank you,
Netspend

California
1 review
0 helpful votes
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MESSED Up!
June 17, 2023

I had dis viza gif card from my bro for a lees 1years and ain't bin able to use cuz when I tried to ativat it, thes playas be like (probs from overses like chynuh or indyuh or rushuh or indoneezuh, afrikuh) want all yall info soc sec, dob, lisnse, shoe size...nah aint doin it...uber sketch, breh. DON du it I wud giv it zeeero star ratting :(

Date of experience: June 17, 2023
Social S. NetSpend Rep
over a year old

We're sorry to hear that you had an issue with your Netspend prepaid debit card.

Like other financial companies that offer debit cards, we are required by our bank, as well as MasterCard and Visa associations, to be compliant with AML (Anti-Money Laundering) and BSA (Bank Secrecy Act) laws. Both laws require that all financial institutions verify the identity of each account holder.

This means that we will ask for your name, address, date of birth, and your government ID number during the activation process. We may also ask to see your driver’s license or other identifying information.

If you have questions about the card you received, please email us at [email protected].

Thank you,
Netspend

Texas
1 review
0 helpful votes
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My card was stolen and they refused to help lost over $1000.00 They shoud cease to exist as thugs can use your card and will not help get your money. They dismiss you when you call, just call back 14 days later.

Date of experience: June 16, 2023
Alabama
1 review
0 helpful votes
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THIS. COMPANY IS. NOT. HONEST. MY HUSBAND. PASSED. AWAY. ON. MARCH. 2.2023. HE. HAD AVAILABLE. FUNDS. IN. HIS. ACCOUNT. WITH. NETSPEND. I. CONTACT. THIS COMPANY. SEVERAL TIMES. ONLY. TO GET. THE. RUNAROUND. THROUGH. THEIR. ADVISEMENT. THEY. TOLD. Me. To. Contact. The. IRS. AND. THE. SOCIAL. SECURITY. OFFICE. I'M. LIKE. WHY. I. DID. THEY. BOTH. WAS. UNDERSTANDING COMPANY. THE. IRS. AN. THE SOCIAL. SECURITY. OFFICE. THEN. I. CALL. NETSPEND. BACK. EACH. TIME. THEY. GAVE. ME. DIFFERENT ANSWER. LOOK. I'M. A. GRIEVING. WIDOW. AND. I. ONLY Wanted. My. Husband. Funds. To. Take. Care. Of. His. Final. Expenses. I. Will Not. Recommend. This. Company. To. Anyone. This. Company. Is. An. Inconsiderate. Business. Thanks. Mrs. Levins

Date of experience: June 13, 2023
Social S. NetSpend Rep
over a year old

We are very sorry for your loss. For assistance, please email us at [email protected].

Thank you,
Netspend

Utah
1 review
1 helpful vote
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Net spend is a scam I went to take 40.00 out of the atm when there was 48.00 in there. They declined the the transaction then they credited my card for 43.50, and charged me 1.00 for a decline fee plus charged me 2.95 for a cash withdrawal that I was declined on when there was more than enough for the fourty dollars. The place is a scam that creates extra money by declining transaction and keeping the fee.

Date of experience: June 13, 2023
Social S. NetSpend Rep
over a year old

We're sorry to hear that. We can review your transaction history and fee plan with you. Please email us at [email protected].

Thank you,
Netspend

Georgia
1 review
1 helpful vote
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I put $100.00 and then another $40.00 on a NetSpend card and now they won't respond to me via phone, text or email. I guess they think they can just keep my money and I won't do anything about it. I don't care how much I have to spend hiring a lawyer, I'm not going to let them get away with this.

Date of experience: June 11, 2023
Social S. NetSpend Rep
over a year old

We're sorry to hear that you haven't been able to activate your card. Please email us at [email protected] for assistance.

Thank you,
Netspend

Arkansas
1 review
0 helpful votes
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What a scam!
May 31, 2023

I have checking account through Capital One and they are outstanding! I got title loan to pay off all my credit cards and the company gave me a Netspend card. What a nightmare! The company should be illegal in America! Awful everything! Stay away from this company!

Date of experience: May 31, 2023
Social S. NetSpend Rep
over a year old

We are sorry to hear that you aren't happy with your card services. If you are needing assistance, please reach out to us at [email protected].

Thank you,
Netspend

Illinois
1 review
4 helpful votes
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I bought it at a drugstore 2 years ago. Used it very little. "Inactivity fees"? Not properly disclosed
If they were honest, they would have made these fees very clear in bold print on the package

Date of experience: May 28, 2023
Social S. NetSpend Rep
over a year old

We're sorry to hear that you are unhappy with your card services.

The fees for using the card and for maintaining the Card Account, including maintenance fees, are fully disclosed in the Cardholder Agreement that was included in the card packaging. The fee is automatically charged after 90 consecutive days of no activity.

To speak with us about the card you purchased, please email [email protected].

Thank you,
Netspend

Texas
1 review
0 helpful votes
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I received email notification from Netspend to give them a call on my account. I call them and they inform me my account has been closed. I ask them, have I done anything against bank policy or is there a negative balance on my account? They answer no and that my account was in good standing. They inform me to protect my identity and my SSN they tell me my account has been closed. They further tell me my identity has not been confirmed so my account has been closed. I am very very confused as I have done nothing wrong and customer service is a time toilet. Stay away from Netspend and their fess are ridiculous.

Date of experience: May 26, 2023
Social S. NetSpend Rep
over a year old

We are sorry to hear about the experience.

If you would like to speak with us, please send your contact information to [email protected].

Thank you,
Netspend

Alabama
1 review
0 helpful votes
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PLEASE DO NOT USEI
May 25, 2023

THIS COMPANY IS A TOTAL RIP OFF, BECAUSE ONCE THE CARD IS ACTIVATED IF YOU DON'T START USING IT IMMEDIATELY, FOR EACH MONTH OF INACTIVITY YOU WILL BE CHARGED $5.95.
WOW, WOW, WOW, WOW!.
AVOID THEM IF YOU CAN. I WOULD HAVE GIVEN THEM 100 ZEROS IF I COULD.

Barbara Tucker

Date of experience: May 25, 2023
Social S. NetSpend Rep
over a year old

We are sorry to hear that you are unhappy with your card services. The fees for using the card and for maintaining the Card Account, including maintenance fees, are fully disclosed in the Cardholder Agreement that was included in the card packaging. The fee is automatically charged after 90 consecutive days of no activity.

To speak with us about your card, please email [email protected].

Thank you,
Netspend

From the business

NetSpend is a leading provider of reloadable prepaid cards and related financial services in the United States. We serve the estimated 68 million underbanked consumers who do not have a traditional bank account or who rely on alternative financial services. Our mission is to provide products and services that empower consumers with the convenience, security and freedom to be self-banked.

Since 1999, our products have helped more than 10 million consumers to make purchases, pay bills and manage their money without the need for a checking account or credit history.

Through our nationwide network of more than 70,000 distribution locations and 130,000 reload points, consumers can buy and reload NetSpend Prepaid Cards at neighborhood retailers, check cashers, convenience stores, grocers, pharmacies, insurance providers and tax preparers nationwide. In addition, our direct distribution channel reaches consumers beyond our store-based distributors. NetSpend is also a leading provider of cor...


netspend.com
Founded in 1999
Austin, TX
+82
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