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NetSpend

1.3

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NetSpend Reviews Summary

NetSpend's reputation is largely tarnished by pervasive customer dissatisfaction, particularly related to its customer service and account management. Many users report significant challenges in activating cards, accessing funds, and receiving timely support, often facing long wait times and unhelpful representatives. Concerns about account security and unauthorized closures further exacerbate frustrations. While a few customers have expressed loyalty and satisfaction in the past, the overwhelming sentiment reflects a lack of reliability and transparency. Overall, potential customers are advised to exercise caution and consider alternative options for prepaid services.

This summary is generated by AI, based on text from customer reviews

service
213
value
209
quality
200

We monitor reviews for authenticity

Texas
1 review
1 helpful vote
Follow Candace B.
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I have used this company in the past to make certain purchases online that I did not want to use my bank card for. I loaded $500 and am unable to access my card. Each time I called it was more dismissive and contradictory than the last. I was given the run around and spent several hours trying to contact someone to resolve the issue. My hardworking money was stolen by people who have no conscience or ability to earn money the honest way. Also, to add insult to injury, why is Jose. B the only person responding to complaints? The unprofessional is unreal. They HAVE TO BE STOPPED!

Date of experience: July 30, 2022
Social S. — NetSpend Rep
over a year old

We're sorry to hear that you haven't been able to use your funds. We are happy to look into this for you.

Please email [email protected].

Thank you,
Netspend

California
1 review
1 helpful vote
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A total scam, horrible customer service, no English speaking people, they give you the run around, they automated system sucks, hold times are over an hour, hung up on, In possible to close account, this company is straight up FRAUD and should be held accountable, if I could give negative stars I would

Both Middle fingers up

Date of experience: July 30, 2022
Social S. — NetSpend Rep
over a year old

We're sorry to hear that you haven't been able to activate your card. For assistance, please email [email protected].

Thank you,
Netspend

District of Columbia
1 review
6 helpful votes
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Netspend is a scam
July 29, 2022

This is a fraudulent big scam company that must be shut down by the authorities. Purchased a Netspend Master card from Walmart, they cashed the money and never answered the phone to activate the card. We spent over 10 hours over 3 days trying to talk to them, they answered one time then they hunged up.
I am writing this on behalf of a none speaking English friend of mine who came to the US for a visit.

Date of experience: July 28, 2022
Social S. — NetSpend Rep
over a year old

We're sorry to hear that our cardholder is having an issue with activating their card.

Like other financial companies that offer debit cards, we are required by our bank, as well as MasterCard and Visa associations, to be compliant with AML (Anti-Money Laundering) and BSA (Bank Secrecy Act) laws. Both laws require that all financial institutions verify the identity of each account holder.

This means that we will ask for the name, US residential address, date of birth, and government ID number during the activation process. We may also ask to see a driver’s license or other identifying information.

We are happy to go over the options for accessing the funds on the card. Please email [email protected].

Thank you,
Netspend

Puerto Rico
2 reviews
6 helpful votes
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No Customer Service
July 27, 2022

Today I have been trying to get through to customer service. I've called 4 times and was on hold in excess of 1 hour each time through the course of the day. No one ever picks up. I have direct deposit and I will be changing to another company. Netspend is demonstrating that customers are not valued.

Date of experience: July 26, 2022
Social S. — NetSpend Rep
over a year old

We apologize for the inconvenience. If you still need assistance with your issue, please send us an email to [email protected]. We will be glad to assist you.

Nebraska
1 review
0 helpful votes
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Would give 0 stars if I could. Walk into 7/11 on my 18th birthday to put money on one of your prepaid cards to buy some things online. Tried 3 times to activate the card through website and every time it told me something was wrong. I tried calling them 2 times the day of and was put on hold for 30 minutes, I gave up and now 2 days later I am writing this review while I've been on hold for 40 minutes so far. This company is horrible and does nothing to help you. They have over 500 1 star reviews on this website so no way they should even be allowed to be a company because I know so many people have had to put up with this same stuff and lost plenty of money. And I've read reviews and seen the company gives the same lame response to every person so I ask you to not do that to me and give your customers the help they deserve because this is ridiculous

Date of experience: July 26, 2022
Social S. — NetSpend Rep
over a year old

We apologize for the experience you have had with activation and with customer service. Please send us an email to [email protected] with more details and your contact information. We will be glad to assist you further.

Louisiana
1 review
1 helpful vote
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THIS COMPANY SUCKS!
July 26, 2022

My rating for NetSpend on a scale of -100,(NEGATIVE ONE HUNDRED) to positive +10,(Positive TEN). Would be -100, (NEGATIVE ONE HUNDRED)! They stole my pre-paid funds that was connected to my NetSPEND Debit/ Cerdit Card for no reason what so ever. They have refused to return it! This company and personal are very dishonest and RUDE! THEY STEAL everything that you pre-pay on your card. There is nothing good about these BAD people. They SUCK!

Date of experience: July 25, 2022
Social S. — NetSpend Rep
over a year old

Hi, we are sorry for the experience you have had with your account. Please send us an email at [email protected] and we will be glad to look into this further.

Georgia
1 review
1 helpful vote
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I have 2 netspend cards and a playcard which own by netspend. 1 netspend card I had for 6 or 7 years meter really had a problem. I got 2nd netspend card had for 2 years no problem... my 2 netspend cards was negative made $5 deposit every week so my playcard netspend decide to debit my playcard for the negative balance on the 2 other cards without my consent and the cards was never link.

Date of experience: July 23, 2022
Social S. — NetSpend Rep
over a year old

We don't recommend posting personal information on a public website.

For questions, please email [email protected].

Thank you,
Netspend

Michigan
2 reviews
1 helpful vote
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This company is 100% fraud. NetSpend caters to web identity hackers with their customer support platform. There is no Customer Service. It's all auto generated email response telling you to call a bogus number that sends people on a round robin of tele-prompting for 10 minutes at a time just to get nowhere, with no-one and cut off as your reward for trying! This company needs to be SHUT DOWN BY THE BETTER BUSINESS BUREAU!

Date of experience: July 23, 2022
Social S. — NetSpend Rep
over a year old

Thank you for your reviews. Our records show that an agent from our Corporate Office has reached you. For additional questions or concerns, please email [email protected].

Thank you,
Netspend

Wisconsin
1 review
2 helpful votes
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You dummies sent me a card and your site sais theres something wrong no matter what i do. Something went wrong. I called several times and went through the recording bs 4 or 5 times and i never once was able to speak to a person. You bozos had me on an indefinite hold playing awful music for god knows how long all gor nothing. I would like to activate my card now if that's ok with you guys?

Date of experience: July 19, 2022
Social S. — NetSpend Rep
over a year old

We're sorry to hear that you haven't been able to activate your card. For assistance, please email [email protected].

Thank you,
Netspend

Ohio
2 reviews
1 helpful vote
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Review
July 16, 2022

I think it's ridiculous that you are being charged everytime you use your card. When it's your money unless you pay a $9.99 monthly. I would highly not recommend this card. YOU SHOULDN'T BE CHARGED TO USE YOUR OWN MONEY PERIOD

Date of experience: July 16, 2022
California
1 review
0 helpful votes
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NETSPEND is a joke do not open an account!
July 15, 2022

I've never left a bad review for anybody but this is the worst customer service I've ever had the misfortune of dealing with. Not only was I put on hold twice for over 45mins while waiting for a supervisor(which never came). They locked my account because of an unauthorized charge which is understandable but then I was told I couldn't use my money until I get a new card which can take 5 business days and there would be no other way to access my funds. I was told at the end by a representative that I should be grateful they were sending another card hahahah wow incredible. Worst experience I've ever had dealing with customer service in my 35 years of life. I will get my card and withdraw all the funds and close the account immediately. How can a place that charges money to keep an account open act like this towards their customers? I wish there was a way I could rate this zero stars.

Date of experience: July 15, 2022
Arkansas
1 review
0 helpful votes
Follow Paul K.
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Beware with this company if someone steals your card and makes fraudulent purchases this company will side with the thief. 500 gone.

Date of experience: July 14, 2022
Social S. — NetSpend Rep
over a year old

We're sorry to hear about your experience.

When investigating dispute claims reported by our cardholders, we adhere to the processes as defined in both Regulation E and in Netspend cardholder agreements that our customers receive when opening an account. Please email us at [email protected] so we can look into this for you.

Thank you,
Netspend

North Carolina
1 review
0 helpful votes
Follow Kevin J.
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I bought a NETSPEND card and these idiots could not activate it and now i know why they have a one star rating on here. I must tell you that the one star is a lot more then they deserve. Every one i talked to their was a complete idiot please do your self a favor do not ever use this company.

Date of experience: July 13, 2022
Georgia
1 review
1 helpful vote
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Netspend is Fraud
July 9, 2022

Received a card in the mail which I did not apply for which is a HED debit card that can only be used in stores many states far from me. I called the number provided on the documentation and could not get anybody except automated questions asking for sensitive financial information.

Emailed to their contact and then got a phone call and an email indicating a required phone meet time. I've demanded communication in writing only.

I checked their online application forms (see image attached) and none of these functions/work therefore that card account had to have been created by NetSpend organization. This a fraud and nothing more.

Everything about this organization screams run or sue. Pursuing legal reporting avenues.

Date of experience: July 9, 2022
Social S. — NetSpend Rep
over a year old

Hmm. We're sorry to hear that. Netspend relies on affiliate marketing services as a source for reaching potential new customers and your information was likely acquired through these business relationships.

If you weren't able to user the toll-free number provided with the card to opt-out, please email us at [email protected] with your request to remove and we will remove your information from our system.

Thank you,
Netspend

New York
1 review
0 helpful votes
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Horrible
July 8, 2022

Got a card as a gift from my job. Went online to activate it said that there was a problem and I have to call customer service. Over 2 days trying to get them to answer, 4 calls on hold 30+ mins each time and no answer. Still trying.

Date of experience: July 7, 2022
Social S. — NetSpend Rep
over a year old

We apologize for the inconvenience.

We want to make sure that you are able to activate your Netspend prepaid debit card. Please email [email protected] so we can assist you.

Thank you,
Netspend

Florida
1 review
2 helpful votes
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Avoid this card
July 3, 2022

Do not use this company, your money will be stolen. Aloha was the made up name of the person who helped me online, she laughed and wished death on my mother. Avoid this company!

Date of experience: July 3, 2022
Social S. — NetSpend Rep
over a year old

That does not sound right. Netspend does not offer Customer Service online. Our cardholders can call or email for assistance.

Please email [email protected] with the details of your interaction.

Thank you,
Netspend

Maryland
1 review
0 helpful votes
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Workers stole $200
July 2, 2022

Went to ace yesterday at 5:12 to cash my check which was for $600 I asked the cashier to put $200 on my card and give me the remaining of the balance in cash. She proceeded to give me my cash and receipts. I woke up this morning and the same lady actually stole the 200 and never put it on my card... I WENT up there and now everybody lost on what happen to the money and what did she do with it. I tried to reach out to corporate and nobody responded this is Beyong a Scam at this point I just want my money

Date of experience: July 2, 2022
Social S. — NetSpend Rep
over a year old

Oh no! We're sorry to hear that you had a bad experience at an ACE location.

Please email us at [email protected]. We'd like to look into this for you.

Thank you,
Netspend

Nevada
1 review
0 helpful votes
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Netspend is so not good I lost my card and somebody took all my money and they don't wanna give me my money back don't use them

Date of experience: June 27, 2022
Social S. — NetSpend Rep
over a year old

Oh no! We are very sorry to hear this. Are you able to email us at [email protected] so we can look into it?

Thank you,
Netspend

Texas
1 review
0 helpful votes
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I filed a charge back on May 11 2022 with netspend. I know how charge backs work and it is MY bank that has final say based on information I provided. They are telling me it is the merchants choice if I get it back or not. Bull**it. They are crooks that read from a scipt. I filled a complaint with FDIC and then Stephanie Perkins from corporate started reaching out to me. She seemed helpful at first then she fell into the same BS as all the other people I spoke to. I have all the BS emails from her saying its not up to them it up to the maerchants bank (PAYPAL). I contacted them and they told me if my bank would reach out to them with their findings on my case they would send them the funds to return to me. NETSPEND SUCKS!

Date of experience: June 26, 2022
Social S. — NetSpend Rep
over a year old

We're sorry to hear that.

Our records show that an agent from our Corporate Office has reached out to you. If you would like to speak with us about the results of your dispute claim, please email [email protected].

Thank you.

Tennessee
2 reviews
3 helpful votes
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Card sucks
June 25, 2022

Don't do it you will never get your money it's the worse prepaid card ever I mean who need your social security number for a pre paid card just plain dumb

Date of experience: June 24, 2022
Social S. — NetSpend Rep
over a year old

Like other financial companies that offer debit cards, we are required by our bank, as well as MasterCard and Visa associations, to be compliant with AML (Anti-Money Laundering) and BSA (Bank Secrecy Act) laws. Both laws require that all financial institutions verify the identity of each account holder.

This means that we will ask for your name, address, date of birth, and your government ID number during the activation process. We may also ask to see your driver’s license or other identifying information.

If you are needing assistance with activating a card that you purchased, please email [email protected].

Thank you,
Netspend

From the business

NetSpend is a leading provider of reloadable prepaid cards and related financial services in the United States. We serve the estimated 68 million underbanked consumers who do not have a traditional bank account or who rely on alternative financial services. Our mission is to provide products and services that empower consumers with the convenience, security and freedom to be self-banked.

Since 1999, our products have helped more than 10 million consumers to make purchases, pay bills and manage their money without the need for a checking account or credit history.

Through our nationwide network of more than 70,000 distribution locations and 130,000 reload points, consumers can buy and reload NetSpend Prepaid Cards at neighborhood retailers, check cashers, convenience stores, grocers, pharmacies, insurance providers and tax preparers nationwide. In addition, our direct distribution channel reaches consumers beyond our store-based distributors. NetSpend is also a leading provider of cor...


netspend.com
Founded in 1999
Austin, TX
+82
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