NetSpend

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2.1
Reviews 434
5 Stars
2%
4 Stars
1%
3 Stars
0%
2 Stars
3%
1 Star
94%

Washington
1 review
1 helpful vote
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Worst ever app and customer service
February 1, 2024

Took 3 weeks to get card, then 3 phone calls to get it activated for the app wouldn't do it, then 5 phone calls to attempt to put money on the card to be able to use which still won't allow to do it not online on the phone and not in the app spent way took much time and effort to even consider using it ever!

Date of experience: February 1, 2024
Social S. — NetSpend Rep
over a year ago

We are sorry to hear that you had a bad experience with activating the card. We will be glad to assist you with your concerns. Please reach out to us at [email protected]. We will be gladly to assist you with your concerns.

Minnesota
1 review
0 helpful votes
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Dead Brother's Account
February 1, 2024

My brother died and I contacted their customer service. I was informed of what documentation was needed to have access to his account. Information was sent. When I called back, the representative was rude, told me the account was closed and the balance was $0. I said I know he had just received his disability checks right before he died and I know he had money. I was told I wasn't allowed to know that information, even though I'm next of kin. They are keeping money. I've filed a complaint with the FTC.
I am the guardian to my disabled son and I was trying to help him. They refused to take my guardian papers so I could help him. It became easier to withdraw the funds and open an account with a credit union.
It has really been disappointing dealing with this company as I morning my brother's death from an OD

Date of experience: February 1, 2024
Social S. — NetSpend Rep
over a year ago

We are sorry to hear that you had a bad experience with our customer service. We will be glad to assist you with your concerns. Please reach out to us at [email protected]. We will be gladly to assist you with your concerns.

Nevada
1 review
1 helpful vote
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I received My deposit here for the past 3 yrs.Lots of My cash is gone They lie and Steal.Get your out

Date of experience: January 30, 2024
Social S. — NetSpend Rep
over a year ago

We are sorry to hear that your funds are missing. Please reach out to us at [email protected] so we look into this promptly.

Illinois
1 review
2 helpful votes
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Overdue pending Transaction
January 26, 2024

Have a pending transaction with Netspend for 2 weeks and Netspend won't release funds back to my account. The merchant (my Credit Union) has verified they don't see transaction to verify, accept, or cancel. Netspend has a moving target as to when the funds will be put back into my account. First it was Jan. 19, then Jan. 24 and now who knows... On vacation and really need the funds. ($1318)

Date of experience: January 26, 2024
Social S. — NetSpend Rep
over a year ago

We are sorry to hear that about the pending transaction concerns you are having. We will be gladly to assist you with your concerns please reach out to us at [email protected]

Georgia
1 review
4 helpful votes
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Nothing but hassle
January 24, 2024

Bought a prepaid $100 prepaid card at the end of november 2023, and could not access the funds. I could not get the card activated, and after multiple emails and calls they tell me that their records show my account has already been closed, and my social security number showed up as belonging to a deceased person. I checked my credit report with all 3 major bureaus, my chex systems report, and my records at the social security administration. None of them list me as deceased. They told me to get some form from the social security office to show I was mistakenly marked deceased, but I cant get it because they never made that mistake. I recommend not even making eye contact with netspend cards.

Date of experience: January 24, 2024
Social S. — NetSpend Rep
over a year ago

We will be gladly to assist you with the concerns of the card you purchased in November, please reach out to us directly at [email protected]

Texas
1 review
4 helpful votes
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I was supposed to have received a $50 pre-paid card from them. The card never showed. When you call their customer service, they do not let you speak to a representative without said card number. So then your last resort is through email, to which they just tell you to call the number and speak to customer service.

After all of this, out of pure exhaustion I gave up. Recently I received an email saying the card would soon expire due to inactivity. I once more went through this process and experienced the same run-around.

It's one circulative process that is scummy, dirty, and mad evil. No doubt the worst company I've ever had the displeasure of dealing with.

Date of experience: January 16, 2024
Social S. — NetSpend Rep
over a year ago

We are sorry to hear about the negative experience with customer service. We will be gladly to assist with your concerns please reach out to us at [email protected]

California
1 review
1 helpful vote
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Horrible customer service
January 12, 2024

My account got hacked and I've been going thru the process of filing my dispute and they just keep on sending me in circles! And when ever I ask to speak to a supervisor they put me on hold FOREVER! Hoping that I'll just hang up and the supervisor never answers the phone!

Date of experience: January 12, 2024
Social S. — NetSpend Rep
over a year ago

We are sorry to hear about the negative experience with customer service. We will be gladly to assist with your concerns please reach out to us at [email protected]

Mexico
1 review
5 helpful votes
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Horrible service
January 4, 2024

Horrible customer service, I was transferred many times without anyone being able to activate my card. Customer service representatives were rude and un knowledgeable. Save yourself the trouble and DO NOT buy a netspend card.

Date of experience: January 4, 2024
Social S. — NetSpend Rep
over a year ago

We're sorry to hear that you were having troubles with activating your card. For assistance, please email [email protected].
Thank you,
Netspend

Pennsylvania
1 review
3 helpful votes
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Hacked
January 2, 2024

Recently on 12/25/23 my card was somehow hacked, account drained, and netspend has been no help. They tell you to file a dispute which can take anywhere from 10 to 90 days and in the meantime you are out your funds. They do not do like traditional banks and credit your account.

Date of experience: January 2, 2024
Social S. — NetSpend Rep
over a year ago

We're sorry to hear about the experience you had. For assistance, please email [email protected].
Thank you,
Netspend

Ohio
1 review
2 helpful votes
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Biggest scam ever.
December 28, 2023

They will not activate my son's card after numerous attempts. Now they want documentation of a social security card, proof of address, and 3 months worth of utility bills. It's all over seas, they will take your identity! I really hope this corporation gets shutdown.

Date of experience: December 28, 2023
Social S. — NetSpend Rep
over a year ago

We're sorry to hear that you were having troubles with activating your son card. For assistance, please email [email protected].
Thank you,
Netspend

North Carolina
1 review
0 helpful votes
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Idiots
December 26, 2023

I hate them. I'm former military, I went war against the Taliban. They think they're slick. Why I can't transfer my money to were I need to transfer it. $#*!s

Date of experience: December 26, 2023
Social S. — NetSpend Rep
over a year ago

We're sorry to hear that you are having an issue. For assistance, please email [email protected].

Thank you,
Netspend

New York
1 review
5 helpful votes
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Hard Ship caused by their Incompetence.
December 21, 2023

Card hacked, Disputes filed, clearly was fraud. They denied my disputes, I now have an attorney. They inconvenienced me and now do to over 30 day to get a refund my bills were late. This is totally on them get your money out. They allowed the hacker to change my PW and phone number. They knew when my deposit hit, how much was left after their attack on me. Poor Business and practices. IC3 filed with the FBI

Date of experience: December 21, 2023
Social S. — NetSpend Rep
over a year ago

We're sorry to hear that. For assistance, please email [email protected].

Thank you,
Netspend

Georgia
1 review
2 helpful votes
Follow Marsha D.
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I admitted that I was the one that used my card for a transaction that I found was a bad deal. So NetSpend went ahead and blocked my card. The money on it is to pay my bills which I can't now. I asked the man to expedite my new card and he said that it will cost me $25 and then he tells me that he can't expedite my new card to my p.o.box. That is a bunch of crock

Date of experience: December 14, 2023
Social S. — NetSpend Rep
over a year ago

We're sorry to hear about your issue.

For questions, please email us at [email protected].

Thank you,
Netspend

Pennsylvania
1 review
4 helpful votes
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Won't reactivate after verification
December 9, 2023

So this is my 3rd day on the phone with them. First car was very rude. Sent them documentation for last year to verify who I was still won't reactivate my account. I may lose my job because I can't get to work. Information sent license, tax information, paystub and others. I'm tired of jumping through hoops work theses people. DON'T ACTIVATE AN ACCOUNT WITH THEM. Save yourself the trouble. They are not willing to work with you at all.

Date of experience: December 9, 2023
Social S. — NetSpend Rep
over a year ago

We are sorry to hear that you are having an issue.

For assistance, please email [email protected].

Thank you,
Netspend

Florida
2 reviews
5 helpful votes
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Netspend can go to hell
December 7, 2023

Severely pissed off after waiting over a month in a half for the dispute team to get my money back from a transaction I didn't make in the amount of 157.98 they denied it and won't give me my money back this is wrong and netspend can go to hell stay clear of getting a netspend card nothing but hell on earth with these people this is not the first time I've had an issue with them. I've had several and they don't do $#*! about anything

Date of experience: December 7, 2023
Social S. — NetSpend Rep
over a year ago

We're sorry to hear that. For questions about your dispute claim, please email [email protected].

Thank you,
Netspend

Washington
1 review
2 helpful votes
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They fee you to death
November 28, 2023

Netspend is a horrible card,no matter what you purchase you pay1.95 fee on it even if what you buying costs.75 cents f ing stupid! My wife and I will be promptly cutting up our cards and feeding the shredder! NEVER AGAIN

Date of experience: November 28, 2023
Social S. — NetSpend Rep
over a year ago

Sounds like you are signed up for our Pay-As-You-Go plan. For every debit/PIN transaction or signature/credit transaction there is a fee. We also have a monthly plan that allows for unlimited card purchases. Change your plan at any time through your Online Account Center or with Customer Service.

For questions, please email [email protected].

Thank you,
Netspend

Indiana
1 review
1 helpful vote
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They took my money
November 27, 2023

Since July of this year I've had over $2000 taken out of my account without my authorization, I wasn't alerted but a total of three times after unauthorized transactions were let through they put a restriction on my account in July I had over $500.00 still in my acct from my direct deposit from Social Security Disability. I was given one option prove my identity, I was confused because they have never once asked for any identification so how can they prove I'm me?! I want to know?! So after July passed my August deposit also was frozen, I had to apply for a new ss card wait two weeks for it, when it arrives I call NetSpend to give them my iDS they never asked me for them just said oh I'll lift the restriction, and minutes later $1392.00 was unauthorized by taken and used several different cards virtual and past ones that were suppose to have been blocked, and obviously weren't, I'm still trying to get the rest of my money $500.00 they have, after being told my information was not correct my email was changed, my secret questions answers were wrong, total sickness, I was told they couldn't do anything about it I needed to hang up and just call back, refused to let me speak to management. I turned them into the Federal Trade Commission When that happened at that time they still had my $1392.00
Two different women I spoke to both named Ashley from corporate after the trade commission reached out to them, they acted so helpful promised things, I was even promised from just a supervisor that netspend would help me pay my bills I got behind on and give me money because that's what they do, Need to say that was when I found out That NetSpend Corp Were The Ones Who Transfered $500.00 from my acct not 12 hrs after I finally received my $1392 they just gave my money to a random person didn't think it was worthy to ask me if I authorized the transfer, so they were saying whatever they could to sound like they weren't the criminals stealing my money, And Corporate Both Ashley's Have Never Called Me Back And Have Not Answered The Number I had Spoken To them On, kinda Shady, Kinda Obvious they are hugs THEIVES, THEY WONT GET AWAY WITH IT, THEY TOOK MY GOVERNMENT MONEY, MY BENEFITS SO THEY WILL HAVE TO EVENTUALLY GIVE MY MONEY BACK AND HOPEFULLY MORE. DONT I BEG YOU LET THEM TAKE YOUR LIFE EITHER, RUNNNNN I have attached my proof in pictures

Date of experience: November 27, 2023
Social S. — NetSpend Rep
over a year ago

We do not recommend posting personal information on public websites.

Our records show that an agent from our Corporate Office has reached out.

Thank you,
Netspend

Alabama
1 review
2 helpful votes
Follow Tony W.
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Beware of Netspend!
October 23, 2023

Someone made an unauthorized transaction to my card. I called netspend and after 3 times of being placed on hold for a total of 1 hour and 47 minutes, they blocked my card and hung up on me causing extreme difficulty in re-contacting the company. They have my personal information, ssn and the remaining balance of cash that was on the card.it has been 8 weeks since this has happened, the only people you can connect to are in INDIA, so there is also a continuing communication problem. When asking to speak with someone whom speaks English they get mad and place you on hold and of course after 30-45 minutes of hold they disconnect the phone line. They claim to be a Government entity, but it seems there is no relief here. I believe this is a big scam considering everything I've been put through! Does anyone know a way to make them do right? I mean there is no information to contact a live person and they use many forms of interference when trying to contact them...to give a rating you have to atleast give them the least of one star, which is to much! Ha, can you believe, while trying to enter my review they have a statement saying it's against the law to write a false Review. Now that is funny as s__t! I'm sure stealing my money is against the law! With so many negative reviews I can't believe they're allowed to remain in business.

Date of experience: October 23, 2023
Social S. — NetSpend Rep
over a year ago

We're sorry to hear that you are having issues. For assistance, please email [email protected].

Thank you,
Netspend

Arizona
1 review
0 helpful votes
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Scam
October 20, 2023

I had a netspend account and they closed my account and has not has not sent me my $289.00 that i had in there when they closed it. I keep calling and they keep giving me thr run around. I called to change my address 5x and they never changed it. It has been 4 weeks and still have noit gotten my money from them. I need help to get it back. And there sister company deep blue also has over $300.00 of mine and will not send it to me. They keep telling me that they will send out but have not. By law when they close a acct they have 14 days to send you what u had left in the acct.

Date of experience: October 20, 2023
Social S. — NetSpend Rep
over a year ago

We're sorry to hear that. For assistance, please email us at [email protected].

Thank you,
Netspend

Texas
1 review
0 helpful votes
Follow Keshionne G.
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They took my money out my account close my account and told me they going to mail a check to me. I am 30 miles away from my house. I use the car for Ubers I recommend no one I mean no one to get a card from these guys you will be stuck out just like I am …. This company do not know how to do business try another card you guys would not regret it. If you do this card you will regret it

Date of experience: October 16, 2023
Social S. — NetSpend Rep
over a year ago

We don't recommend posting sensitive information on public websites. To speak with us about your concerns, please email [email protected].

Thank you,
Netspend