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Neptune Flood is the country's largest provider of private flood insurance, offering an entirely digital quote and bind process. Neptune offers residential, commercial, and RCBAP primary and excess flood products in a 2-minute quote to bind process with greater coverage limits and additional optional coverages.


neptuneflood.com
St Petersburg, FL, United States
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Neptune Flood Reviews Summary

Neptune Flood has a rating of 4.7 stars from 81 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Neptune Flood most frequently mention customer service and great experience. Neptune Flood ranks 10th among Insurance sites.

service
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value
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quality
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Florida
1 review
0 helpful votes
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Superior service
February 27, 2026

I spoke with Eddie. What a great representative for the Neptune brand. He listens intently and responds with all the info accurately and efficiently. He is very knowledgeable and personable. He made, what I thought would be just an ordinary call - expecting nothing special, into a great all around delightful experience. I received all the right info from a very kind man. He definitely exceeded my expectations at all levels. Thank you Eddie!

Date of experience: February 17, 2026
Steve A. — Neptune Flood Rep
18 hours ago

Thank you, Linda, for sharing your experience with Eddie. We’re proud that his dedication and knowledge made your call a positive and trustworthy interaction. Smiling colleagues like Eddie who exceed expectations inspire us every day to serve you better.

Florida
1 review
0 helpful votes
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Great!
February 10, 2026

Great service by Eddie. God bless and give him a raise.

Date of experience: January 30, 2026
Steve A. — Neptune Flood Rep
3 weeks ago

Thank you, Eric, for your kind words and recognition of Eddie’s excellent service! We deeply appreciate your support and will make sure Eddie knows how much his efforts mean to you. Your feedback inspires us to keep delivering the best possible experience.

Florida
1 review
0 helpful votes
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Excellent customer services
February 9, 2026

The agent was extremely courteous, helpful in getting my issue resolved while I was on the phone, and very knowledgeable about his field & expertise. Thank you sir for your help!

Date of experience: January 30, 2026
Steve A. — Neptune Flood Rep
3 weeks ago

Thank you so much, Kieron, for sharing your positive experience. We're delighted to hear our team could assist you promptly and with care—your satisfaction is our top priority. Looking forward to supporting you whenever you need us!

Florida
1 review
0 helpful votes
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Awesome service!
January 19, 2026

I wanted to take a moment to share a positive experience I had recently, thanks to the awesome customer service provided by Kelseigh. I needed to make some changes for an insured who required a flood policy to be in place before obtaining her homeowner's policy. Kelseigh had these changes done for me fast and efficiently.

Thank you, Kelseigh, for your outstanding customer service. Your efforts are greatly appreciated!

Date of experience: January 8, 2026
New Jersey
1 review
0 helpful votes
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Sigh of relief
January 18, 2026

After several phone calls to my general insurance agent following my husband's death, my policy still showed up as expired. After finally connecting with Eddie, who was the first to actually explain what had transpired, I could relax. I was so relieved to know this situation was handled and my home was protected. Tank you Eddie

Date of experience: January 8, 2026
Steve A. — Neptune Flood Rep
1 month ago

Thank you so much, Barbara, for sharing your experience and recognizing Eddie’s commitment to resolving the issue. Thank you for choosing Neptune.

Massachusetts
1 review
0 helpful votes
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Eddie very quickly made the changes and was clear about what docs he needed.

Date of experience: December 22, 2025
Florida
1 review
0 helpful votes
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Excellent Service
January 1, 2026

I worked with Nicole St. Williams for assistance in resetting my password and logging into the system. Nicole was efficient and had me back online in no time at all. Much thanks for a great job!

Date of experience: December 19, 2025
Virginia
1 review
0 helpful votes
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Always professional and prompt service
December 29, 2025

I have been a customer for years and they are always consistently professional and responsive. I highly recommend Neptune Flood!

Date of experience: November 18, 2025
Steve A. — Neptune Flood Rep
2 months ago

Claudia, thank you so much for your kind words and long-term trust. We’re proud to maintain the professional and responsive service you deserve and look forward to supporting you for years ahead! Your recommendation means a great deal to us.

Oregon
1 review
0 helpful votes
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Great support
December 17, 2025

Received very responsive and efficient customer support when I called with several recent inquiries.

Date of experience: December 7, 2025
Steve A. — Neptune Flood Rep
2 months ago

Thank you for the review!

Florida
1 review
0 helpful votes
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Great job today
November 29, 2025

Great experience. Had a question that was answered quickly and assisted with an email for
Follow up.

Date of experience: November 18, 2025
Steve A. — Neptune Flood Rep
3 months ago

Thank you, Jeff, for your kind words and for sharing your positive experience. We’re glad we could help answer your question promptly and assist with your follow-up. Please don’t hesitate to reach out anytime; we value your trust and look forward to supporting you in the future!

California
1 review
0 helpful votes
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Excellent Customer Service
November 27, 2025

Eddie Richardson was very professional and helpful.

Date of experience: November 17, 2025
Steve A. — Neptune Flood Rep
3 months ago

Thank you, Michele, for recognizing Eddie’s dedication to providing excellent service. We're committed to making every step easy and transparent.

California
1 review
0 helpful votes
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Thank You For An Outstanding Service!
November 14, 2025

I apply for a home loan and the bank requires extra documents to prove that my policy has all the requirements for the loan.
I contacted Neptune, and Mr. Tye Petrotta of Customer Success Office, helps fulfill all the paperwork in a short period of time. I appreciate his professionalism, experience, and kindness.
Respectfully,
Trung Bui

Date of experience: November 3, 2025
Steve A. — Neptune Flood Rep
4 months ago

Thank you so much for sharing your experience, Trung! We're thrilled to hear that Tye was able to assist you quickly and professionally with your paperwork—it's exactly the kind of service we strive to provide. If you ever need anything else, don’t hesitate to reach out!

Virginia
1 review
0 helpful votes
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Ian is the best!
November 10, 2025

Ian helped me sort out an old policy and a new policy in real time within minutes over the phone. Best customer experience over the phone I've had in a while. I know who to call if I need help!

Date of experience: October 31, 2025
Steve A. — Neptune Flood Rep
4 months ago

Jess, thank you for sharing such a fantastic experience! It's wonderful to hear Ian could assist you quickly and make everything seamless over the phone. We'll be here anytime you need support.

Alaska
1 review
0 helpful votes
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Very easy and responsive.
November 9, 2025

Was able to get a quote and purchase the insurance in a matter of minutes.

Date of experience: October 30, 2025
Steve A. — Neptune Flood Rep
4 months ago

Mary, thank you for your review!

Florida
1 review
0 helpful votes
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Nicole quickly responded and provided all the invoices needed.

Date of experience: October 13, 2025
Steve A. — Neptune Flood Rep
4 months ago

Thank you for the review!

Tennessee
1 review
0 helpful votes
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Not very customer focused
October 14, 2025

Tough to cancel when moving
Tough to directly communication with some quickly
Huge hit when you cancel

Date of experience: October 3, 2025
Steve A. — Neptune Flood Rep
5 months ago

Hi Tim, thank you for your feedback. Our customer success team is available to assist you with your policy whenever you need help at [email protected] or 727-202-4815. You can easily cancel your policy by providing the valid property sale documentation.

North Carolina
1 review
0 helpful votes
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Nadia was very helpful
October 3, 2025

I needed to cancel out flood policy. I tried on the Neptune website & could not find where to cancel. So I called the insurance agent. She was to send me a cancellation form to sign & send to Neptune. I never got it. But I did get another notice that our policy was due. I responded to the email, which doesn't usually work in responding to such emails, and Nadia responded that she could cancel the policy. Thank you so much for responding!

Date of experience: September 23, 2025
Steve A. — Neptune Flood Rep
5 months ago

Thank you for your review, Chris! We're happy to hear Nadia was able to answer your questions.

Texas
1 review
0 helpful votes
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Policy clarification
September 27, 2025

Nadia Vera gave exceptional customer service as I navigated the status of policy renewals and payments. Kudos to her quick responses and professional handling of my requests.

Date of experience: September 16, 2025
Steve A. — Neptune Flood Rep
5 months ago

Thank you for the review, Carol!

Georgia
1 review
0 helpful votes
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EDDIE at Neptune!
September 21, 2025

Excellent and thorough consultation with Eddie. Will contact Eddie immediately if I decide to reconsider flood insurance. Thanks muchly, DKU

Date of experience: September 11, 2025
Steve A. — Neptune Flood Rep
5 months ago

Thank you for the review, David! We're glad to hear Eddit was able to answer your questions. Please do reach out if you need further assistance.

Florida
1 review
0 helpful votes
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Outstanding
September 1, 2025

It was very easy and informative to do this. I was glad I did this. I saved a lot of money too.

Date of experience: August 21, 2025
Steve A. — Neptune Flood Rep
6 months ago

Thank you for the review, Kenneth!