Neighborhood Assistance Corporation of AmericaReviews 983

Naca is a mortgage program that offers no down payment, no closing cost and no PMI. You also have the option to buy down your interest rate. I haven't found any other mortgage programs offering these perks. I decided to give it try. The process so far has been a smooth one. I am hopeful that I will become a homeowner soon. If you are in the market for buying a home Naca is a good mortgage option, give it a try. -Tina S

My husband and I are on the journey to be First time Homeowners and with these high interest rate I was researching and came across NACA. I would say NACA has the best interest rates plus no down payment or closing costs. Wow who can beat that. I did my workshop, got my NACA ID, uploaded all my required documents and is scheduled for my first intake with my Counselor on 03/28/2022. I am so excited about my journey. #Handmethemkeys #NACA #Best in America Mortgage

This experience has been very fulfilling. The amount of support I received has been great. Everyone is professional and they genuinely care about helping me fulfill my dream of being a homeowner. I would brag about them to everyone I know that is on the same path. I highly recommend their services.

I am starting the process with NACA of becoming a 1st time homebuyer. I'm excited to begin the journey but the process is very long and time consuming.

I love the fact that I have gotten my appointment very fast, my counselor is so helpful, this home buying program I will definitely recommend.

I am not computer savvy enough the counselors were so helpful they help me every step of the way and uploaded my documents into the portal. The counselors were very nice and very helpful. I'm so excited I can't wait to complete the process. I never owned anything in my life no car no house I am 60 years old I am ready to own something I am ready to own my own home. I am so grateful to NACA. They took me by the hand and help me every step of the way. Sharon Jack

I wanted to buy my 1st home, and had no idea where to start, I looked up programs and came across NACA, I did the workshop and learned about the low interest rates and the Hand program, and I'm still in the process, but so far so good, I'm really hoping I'll be able to purchase soon. I will give an update once I have finished the entire process, until then I can only give 3 stars.

NACA is good Program assisting you in buying a home, steps are easy if you put yourself to it by following meeting with your counselor they provide information on how to accomplish the process. The hardest part is to look for your documents and upload them, just create time and your process will be easy with NACA. It is very simple just trust NACA and you will see soon you qualified to look for a home.
Thank you.
Guimy Voltaire.

This is an awesome program that considers low to moderate-income earners. It seems as though the process will be overwhelming based on the documents required but if you do your due diligence, you will find out this is an awesome and accommodating program. I am super impressed with the level of professionalism of my mortgage counselor Ms. Natalie. She is very respectful and takes her time to explain things, always helpful and supportive. Generally, I will recommend the NACA program to friends and families. I look forward to my dream home God bless NACA in Jesus' name Amen.

This program gives everyone an opportunity to own your home. There are a lot of document being requested but do not let it overwhelm you. Keep pressing.

Since last I wrote, I have learned & experienced so much with being involved in this program. As a reminder NACA, has No down payment, No closing costs, No fees, No requirement for perfect credit score and at a below-market interest rate. You can't get no better than that with todays market. I have learned what to look for when doing a home inspection as I was in contract back in December 2021 and upon doing the home inspection there were a lot of issues and the deal fell through. Know I could have brought the house because NACA also provides property renovation assistance and Membership Assistance for NACA homeowners. However, I wanted a home with less issues for my first year living there. NACA assist it's members through the whole home buying process as they have dedicated staff who are committed to working with you to access this incredible mortgage product and to advocate for strong neighborhoods and economic justice. I cannot wait to update your once I find my forever home. Until then everyone stay well and remember... naca.com

I'm very excited to be on this journey and hope to be approved for home ownership soon for my family and i. My dream is to be a homeowner and as a single mother thats a goal i want to achieve.

I recently had my intake and everything went well and pray fully it does the entire time. My counselor Kimberly was very professional and explained everything well. I'm currently working on submitting my forms and excited about my next appointment date.

Thank you Michelle for introducing NACA to me. In December, I took the first step of purchasing my first home. What was that step? Attending one of NACA seminars about home ownership and it was the best decision I could every make. After joining NACA, I couldn't wait to get my first counseling session to see how long it is going to take me to get into my home. Yesterday, I was so excited to have my counseling session! It wasn't a shock to me about some of the things that were mention to me that I needed to change. However, it showed me if I really want to get my own home that I have to get out of my own way and start be more disciplining in my budgeting and finance. I can't wait for my next session with my counseling because he will see a big difference. Thank you NACA!

My counselor Shacarrah was very friendly and extremely knowledgeable. She answered all of my questions. I'm looking forward to working with her throughout the process.

I really wanted this program to work out in my favor, but if you have questions throughout the process and in between appointments (6 months), you have to wait until your next appointment. Initially I was told that I can email and contact my counselor (Curtis Luke) for additional questions. I mean he was 15minutes late to my interview, he has ample amount of time to respond obviously. Long response time (with still no response, one month) granted I am patient and understand the high volume of participants, but I called to speak to anyone to determine if this process is even worth it and I get irritated answers in lamens term, "stop calling, you called and emailed already (Tenecia Dixel)." I think im better off taking my chances with a normal lender and a faster process. I have a friend that went through a brokerage company and was approved in 2 days, granted she is better off financially, but still not so many limitations. The structure of this program is tidious and drawn out. Good luck

It takes a village to own your own home and NACA helps achieve the dream Through hard work, perseverance and patience the dream of homeownership can be had…