MoneyKeyReviews 1,241

I am thinking of taking out a loan with them; however, after reading other reviews, this does not seem like a good idea. First of all, I am only asking for $325 & the final amount showed to be over $1,000. Also, if anyone can answer the question as to why my 11 payments would begin at around $80+, then in the middle of the loan, about 3 payments, over $100+, then at end of loan go back down to the $80 some odd and change which is affordable. We all know these types of loans are overly high, so this is not unexpected on my behalf.

I tried to get a loan through this scamming company I told them how much I made a month, which is a fixed income, they told me that I was approved for $625. First the representative called my bank & while I was on the phone getting verification somehow the representative was disconnected from the call. I didn't know at the time but when the bank teller hung up I thought everyone hung up. So I had to call back to figure what happened & was told that the representative got disconnected. So the new representative said she was going to have to re call the bank I said I don't think my bank is going to allow it a second time. Low and behold the bank manager stated that they don't do third party calls. So I had to go to my bank and have them fax over my bank statement showing proof of my income. Mind you I told them my fixed income amount. Well after all of that, I didn't get a call back saying they received the statement. So I called the next day an I was advised that I didn't get approved cause I didn't meet the minimum requirements to get the loan. If I'm not mistaken I told them how much I get paid. So now I'm upset not because I didn't get the money cause judging by everyone's reviews you DON'T WANT there money cause the interest will kill you several times over. I'm upset cause I had to give them my banking statement with personal information. If there robbing you on interest what else could they be robbing you of. IJS. DON'T DO IT

I opened a loan in October of 2015. I was out of work for two months due to surgery but I still made my loan payments during that time. Now that I am back to work I am behind on all of my other bills due to the payments I were making to Money Key. No matter how hard I try I cant get back on track. Its nearly impossible. To date I have paid money key 2168 on a $825 loan and now I owe $872.25 more than the original amount I borrowed. I did speak to a couple agents and their response was to refinance the loan and have the amount declined through my checking account and pay insufficient funds fees along with their fees. Basically bounce a check. I'm going to have to figure out who to report this to get results maybe congress person or BBB

I BORROWED $500 and I asked what I would have to pay back and was told $664.10. I thought they would take that amount out of my bank account and I was done, but they took a $160 payment and the next month another $160 payment and I called and they said in my state payback was by payments. Then I had a $340 payment taken out and I thought that was it. Today I find out I have two more payments totaling $440. That makes a $600 interest on $500 loan and I was unaware. They will not work with you - IT IS USARY AND I WILL NOT USE THESE PEOPLE BECAUSE THEY LIED.

So i needed this loan because i was in a tough situation. At first it said i was good for a line of credit for $600 but then it went down to $350. No biggie because i needed it. The first time i talked to someone they were completely a turn off and i wanted to just scream then i had the pleasure of talking to Harpreet Kaur, she was the best. She explained everything in detail. And she just actually seemed like she was trying to help and that to me being in the service industry made me feel more welcome. I know when it comes to lenders and borrowers that it can be like pulling teeth, but she made my experience feel worthwhile and that to me actually made me want to engage and continue business with moneykey. This is my experience i just hope that they read this and at least get more people like her so some of the bad reviews that i did read could go away.

Hi, I really enjoy moneykey. I borrowed money, and they instantly set up my account as a line-of-credit. Which means, the minimum payment always borrows against what is in the account. You have to contact them in order to pay more and pay your balance off. Emailing them to do that was awkward at first, but then Claudia, my rep, developed a relationship wherein she answers me immediately, and sometimes several times a day. I don't like that the site is unwieldy. You can't request money from your line of credit, and you can't set up your payments from their website either. Hopefully they will change that soon.

This Math is not working for me on May 25 I got a LOC for 600 which immediately became 713 first payment partial month June 10 $113, Second payment July 10 no principal Int only $196 Third payment Aug 10 200 principal 203 Int, Fourth Payment September $200 Principal $188 Int, I will make my last payment in October for the remaining balance of $318 $200 principal $118 Int so to borrow 600 for 5 months has cost me 820 dollars this should be outlawed or considered Robbery... NEVER EVER EVER will I work with this company again.

I have been with Money Key now for several loans, and I am always happy with everything... They have never let me down... They always work with me through any of my problems... I really can't see how anyone would not be happy with them.!

I borrowed 750.00 from this company. On 8/31/15 I paid the service fee of over 254.00 for using this money for less than 1 month. I called them on 9/3/15 to get a pay-off amount. I was told it would be over 1000. 00 to pay it off. (fee of 252.00 just 3 days after I had made the 254.00 payment). I thought it was a mistake. I expected that rate to be adjusted tremendously since it was only 3 days later. I was told that NO that was the way it was. I have used other loan companies before AND this has NEVER happened. Normally there would have been practically no fee since I was paying in full. I think they are scamming everyone who deals with them. Please do NOT use this company again.

I WOULD LIKE TO UPDATE THIS POST. I received a call from a supervisor and they made this right. They waved the fee since it was within just 3 days. Rates are high but they come through when you need it.