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Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
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Hello
My name Rochelle McDowell and I want to take this time to thank you. Your friendliness and professionalism was great. But you were also fast. I am taking a trip and needed everything approved fast and it was. You made sure that I signed while you waited for me to complete my documents. Wow. What a great company. But most of all Ms. Claudia was a great and excellent agent.
Once again thank you, Ms. Claudia.
Have a good day. Because I had a great experience today.
Sincerely, Rochelle McDowell
Francis was a very helpful, kind man.
He expressed total professionalism with and
He represents your company well.
The experience was easy, Aisha was polite, thorough and very helpful. I would definitely recommend her and your company to friends in a punch.
This is a great service! I can't say anymore you just need to try it and I promise you will be very excited with the outcome.
Great fast reliable service. My specialist T'yawne was outstanding. Everything was exactly as was explained. I applied on a Holiday and was able to receive my funds the Next day. Everything was upfront. Service was so reliable, I was able to pay for my truck repairs on time. I thank you guys so much for this service. You guys Rock! By the way please consider giving T'yawne an accommodation as she provided outstanding customer service from beginning to end. She even followed up with me to make sure I was funded and satisfied. Just excellent. I will recommend your company to everyone. Thanks so much again.
Very professional, smart and have a lot of empathy. I was attended by Mrs. C. Pedroso, and I m still in chock, I have been making loans on line for solve my unsuspected cash problem, she go direct to the point. I really will like to every body, trust in this employee and her company.
I was pleased in the beginning dealing with Rosalyn. Unfortunately the following day I dealt with someone else who greatly upset me & who obviously didn't know what she was talking about since she asked me the same questions I had already answered in my application & denied my loan request. I asked to speak to someone else since I had already been told it was approved... I just needed to complete the verification. The woman who came to the phone said she was a supervisor & asked me a few questions & she told me the same thing, "that my loan request was denied". I asked about the conversation I had had with Rosalyn & she said she would listen to the conversation, but the decision was made & my application was declined. Shortly thereafter Rosalyn called me & told me that my earlier conversion with the other women was incorrect. I completed the verification process & the requested money was in my bank account the next morning.
I took the wrong loan out and did not understand why i was still being charged. Elana went over my product and I found out it was a line of credit. I had a surgery and could not afford to pay anymore, she saved my life by putting me on a plan that fit my income. I am now done paying my loan thank you moneykey for being there when i needed help.
Very helpful and friendly representative. She made this a very stress free and quick process. She also made sure she explained everything in great detail and made sure I understood.
Was very helpful and understanding. Answered all of my questions. Was patient with me on the phone. Very friendly.
Thanks Ayan! This was a straight forward loan process, and a big help when in need of assistance, I am so glad that I received the financial help I needed
I highly recommend MoneyKey for all your short term money needs. Their process is quick and terms are reasonable.
Mr. Marin was extremely helpful and assured me that everything was taken care of. Would highly recommend this online Loan company. Thanks again
Alexandra was very quick, professional, and too the point. Never did I feel rushed or like I was on the phone too long. She took control of the call and made this transaction very smooth. Thank you for being a human and not a robot!
I applied for a here with bad credit after being rejected by many other lenders. I called, and spoke with Ayan, and she quickly helped me find a loan that suits me pretty well. I would definitely recommend getting a loan from them!
She was more than helpful, she was very patient and assisted me through the whole procedure. Thank you.
I honestly thought quality customer service was dead... until today when I spoke to Harold from MoneyKey. He was professional, well informed, patient, understanding, but most of all- empathetic to my service needs. Harold left such an impression on me, that I requested to speak with his supervisor to relay the 100% satisfaction that I had with said service. I asked his supervisor if people with Harold's same pleasant disposition was the norm at MoneyKey- and he assured me that hiring people like Harold was important for their company. Furthermore, I had never heard of MoneyKey before, so I was initially wary. However, Harold seemed so jovial as he asked me the required questions needed to get my loan approved, that I couldn't help but trust in the process. Therefore, I left the experience feeling at ease- and knowing that this would not be my last time doing business with MoneyKey. Again, thank you Harold for being such a nice person, and treating your customers with dignity and respect; it is much appreciated. I'm happy to report that great customer service isn't dead after all!
Mr. Sergio was very helpful and understanding. He went step by step on doing my application and understanding it.
Answer: Nope! It's high-interest, as hard credit checks aren't performed, but all info can be found on MoneyKey.com. B rating with BBB, and registered with the Online Lender's Alliance.
Answer: It all depends which State you're in, and whether you're paid weekly, biweekly, semi-monthly, or monthly.
Answer: MoneyKey only reports to credit bureaus when repayments default, or are sold to 3rd-party collections or to a bankruptcy/consumer proposal trustee. Otherwise no.

