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Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
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Service was awesome thanks Chris. I was very impressed we ihe knowledge and professional. Ser b ice i recieved. Chris was very patient with me gping over the agreement, at one time he couldn't hear me but i could him and he was still very professional.
This is my first time using your services. Your operator was very fast, efficient and fully prepared to answer my questions. She was very personal and was very professional.
I hope I spell Brittney's name correctly, You were so nice and professional, you answered all my questions.
Thanks
Very helpful and professional. Explain the terms of the loan very well very knowledgeable and patient very easy to talk with
Efficient quick and polite loan process. Very friendly and easy to use loan process. Highly recommended. Due to very high interest rates recommend paying off loan fast.
Friendly professional and easy to use. Definitely will refer to friends. Options in paying back are great and work around your pay period schedule which helps you in the long run. Tried so many places but money key has been the best so far hands down.
Everyon that i have talked to at money key are ver knowledgeable and so friendly. I love dealing with money because your people know the buisness. Hats off to money key.
Always friendly and helpful, patient and knowledgeable. Willing to assist you until you understand everything.
I am very happy with the level of service I received today. She was amazing and such a hard worker! Thanks Stephanie!
I have not had any problems with them. I have borrowed several times and have not had any problems they take out when they say they always give me a courtsey call before my payment is due. When I pay off early I always get a great person today I had the pleasure of talking with Claudia Pedroso and she was amazing
They have always been very easy to deal with. The customer service is really well and easy to understand.
Claudia was professional courteous and helpful in every way to deal with the situation that I was dealing with using money key she really give the meaning customer service is not just her job it's our life other companies need customer service agents like her five stars
I was stuck in a corner N didn't know what to do... BUT with 1 phone call I was able to get out the corner N breathe a sigh of relief. Its not easy to ask for help, so to know that Mireya with Money Key was there for me... I couldn't be any happier. My kids will have lights on tonight N that's all that matters to me. Thank you Money Key for helping me N my kids out when I truly needed the help!
After reviewing my account I notice that I'm only paying off the interest fee not the principle, I really don't want this loan again, I'm paying a lot more than what I originally received. If you get the line of credit, they call/compare it to a credit card, but I don't think so, you are paying back both and they accumulate fast and very very high. Never again.
Kilidi was professional, helpful and as asset to your company. He assisted me in getting a loan and explained everything very thoroughly.
Always quick and efficient to work with. Simple. I've never had any issues with this company...
The Rep was very thorough and professional at all times and fast with service. Love the service with her greatly! AWESOMEEEEE! I gave Claudia a +10 110% greatness!
I want to thank Michelle for being nice and professional. I recently relocated and needed more funds to cover bills that I had where I moved (son's education). They completed my application in a timely manner and I got the money I needed.
Thanks again, Denise
Answer: Nope! It's high-interest, as hard credit checks aren't performed, but all info can be found on MoneyKey.com. B rating with BBB, and registered with the Online Lender's Alliance.
Answer: It all depends which State you're in, and whether you're paid weekly, biweekly, semi-monthly, or monthly.
Answer: MoneyKey only reports to credit bureaus when repayments default, or are sold to 3rd-party collections or to a bankruptcy/consumer proposal trustee. Otherwise no.


Hello Barbara,
Thanks for taking the time to write to us. We’re sorry to hear you’re unhappy with our loan products. We are looking into your review and are reaching out to you separately to address your concerns. In the meantime, if you require further assistance please do not hesitate to contact us at 866-252-5578 ext. 3176 or by email at [email protected].