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Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
We monitor reviews for authenticity
She was very knowledgeable, courteous.
I found today's call was handled in a very efficient and professional manner.
It was a pleasure working with her.
Claudia P was easy to deal with, the whole process only took a few minutes. Professional and courteous.
Yumna was very nice, patient and helpful. There was a problem with my information, but she handled it with ease.
I don't remember the name of the person I spoke with this morning, but she was very friendly & didn't get upset when I held her up because I had to look things up to verify. She was a bit hard to understand sometimes because of her accent & my hearing. She even said she hoped my son would be safe because hurricane Irma was hitting & he is in the path. Once I make sure the money is in my account in the morning, my rating for you will go to a 5.
I was very pleased with the efficiency and time that Andrea gave me. The only reason for not getting 5 stars was the fact that she sound like she had her headset way to close to her mouth. Very hard to understand her sometimes because it was very muffled.
Michelle was sweet and helpful. It was easy. Thank you soooo much! I will recommend them to everyone!
The customer service rep was very helpful and professional. Answered all of my questions knowledgeably.
The whole process was quick and easy and the rep who helped me was very personable and helpful in completing the application. I would give her an A+ for customer service!
Very awesome job! Claudia P got my loan done fast! Thank you! Money Key i a really great safe place to get funds in need of emergency very fast!
Thank you Kristin S for the professional service. Your had a great customer service attitude with a friendly tone. You were efficient in gathering my information. Mostly you had patience on me signing my documents. Again Kristin, I say thank you.
I found the personell to have been most professional, patient, and informative even as it applied to early pay off information. I would definitely recommend this company to others. Thank you.
Komal Garg was super nice and a pleasure to talk to. It's always a stressful time when you need to borrow money. Komal made the whole process stress free. Thank you!
Mireya R did an excellent job on helping me get thru the process of my loan. She did it quick and easy. She stayed on the phone with me while I signed the loan papers.
I absolutely love working with Moneykey, and would definitely recommend them to anyone.They are very pleasant and easy to work with. They explain everything in detail and have incentives for an early payoff. I especially loved working with Claudia.
My experience with this company and my service representative was so easy and outstanding. The process was so simple and they talk to you with compassion. She was so nice and considerate and understanding
I spoke with Kristen, she was very pleasant, accomodating, and thorough throughout the process. I trust when I call again that I will have the same type of customer service.
I spoke with Kristen and she was the most pleasant CSR. Every time I speak with MoneyKey I have the most pleasant experience with their CSRs. There rates are high, but what can you expect. The customer service eases the sting of having to do business with this type of company.
Komal Garg was very professional and patience very knowledgeable and very informative she is truly an asset to your organization, Keep up the good work.
Kristen Sierra was a great rep. She was thorough and explained the conditions and assisted with my bank in verifying income. I would recommend their service to anyone would needs a small loan.
Answer: Nope! It's high-interest, as hard credit checks aren't performed, but all info can be found on MoneyKey.com. B rating with BBB, and registered with the Online Lender's Alliance.
Answer: It all depends which State you're in, and whether you're paid weekly, biweekly, semi-monthly, or monthly.
Answer: MoneyKey only reports to credit bureaus when repayments default, or are sold to 3rd-party collections or to a bankruptcy/consumer proposal trustee. Otherwise no.

