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Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
We monitor reviews for authenticity
Went easier than I thought joan b was very helpful and polite. Very patient and made sure I understood everything.
Very satisfied, I am very satisfied with Kadijha as being my customer representative, she really took time with me and her patience was very extrodinary.
Very good service. I was impressed with the follow up calls to remind me of my committment to payWill possibly do business in the future!
Application on line is easy then gone on the phone. But weather you on the phone or on line the MoneyKey customers is outstanding, patient, polite,
Maylun was very informative and answered all my questions. She was very friendly and made this process very simple and pleasant. Thank you, Maylun for all your help
65.5 stars out of 10 for Renee S. She explained some of inane company policies with sympathy. Great asset to your company. Give her a raise. Thanks and Peace out to all
My over all review was great I have been with Money key for a while and I love them they are the best
Andrea was very concerned and was efficient in helping me with my account. Thank you. On the call she explained all information and made sure my account was up to date with my bank as well.
Thanks Renee you were professional and personal with resolving my issues. I would call for help anytime if all of the customer care staff were as understanding and patient as you Thanks
The process is easy and quick. The rep, Tashi, guided me through the process of verifying that the final payment to Money Key cleared. It was a long process with my bank. She was very patient and stayed on the like with me until it was completed.
I am happy to take put another loan with Money Key. Excellent company. Excellent people.
Yalda was very efficient and helpful I will always use Money Key next time I need extra funds.And I would recommend my friends and family to use Money Key when they need emergency funds
Komal Garg was very helpful and explained everything very well. This was a great experience. I had been looking for a loan for a while and when everyone else said no, she helped me get the money I needed. Thank you so much.
Reggie made sure I knew EXACTLY what to do and walked me through the process of the loan I borrowed from MoneyKey! She definitely deserves to be Employee of the YEAR!
Timely, accurate and helpful my representative Komal Garg. I needed help and she was very helpful, and was quick and accurate.
Agent was very helpful polite, she also made the experience very simple, it was fast and easy she made things go smooth and very professional
After two customer service reps confirmed that I only had 2 payments left, I was then charged after making my "final" payment. I called to request a refund and I was told that I have payments clear throughout the remainder of the year. $1500 dollar payback on a $500 loan! Smh. SCAMMERS. Use their services at your own risk.
She is very good at the the job and i wish that she will always do the same with others. Very helpful on the what she is doing. For the person that she is working at the time telling what is going on. The experience her was greet.
Awesome help, very professional. Walked me through all the steps. Connected with my bank to verify information, while I was on the line. Felt good to know that I am treated with resoect.
The lady who helped me was wonderful.it took like under 10 min from start to finish. I really needed this loan abd she made sure to get it for me. I really appreciate it
Answer: Nope! It's high-interest, as hard credit checks aren't performed, but all info can be found on MoneyKey.com. B rating with BBB, and registered with the Online Lender's Alliance.
Answer: It all depends which State you're in, and whether you're paid weekly, biweekly, semi-monthly, or monthly.
Answer: MoneyKey only reports to credit bureaus when repayments default, or are sold to 3rd-party collections or to a bankruptcy/consumer proposal trustee. Otherwise no.


Thank you for writing to us. We are looking into your review and will reach out to address your concerns separately. In the meantime, if you have any further questions, please feel free to reach us at 866-252-5578 ext. 2123 or email us at [email protected]. Thank you for choosing MoneyKey.