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Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
We monitor reviews for authenticity
She was very nice and patient with me and helped me out a lot, I was able to sign my loan documents with her on the phone waiting patiently
The company is very helpful and well answer all your questions. I have asked every question possible pertaining to muy situation from cost to how to save paying back along the way. They have been truthful and sincere.
Great service. Honest and professional staff. Amanda H did a wonderful job. I will definitely be using their services in the future.
Will use again friendly fast Amanda H is. Awesome... always there when they needed. Will recruit mend to others
Kristen was the MOST polite CSR I have talked to today. She was knowledge able and very friendly and assertive and outgoing. Kristen was extremely nice to talk with. I would love it if all of the CSR's in the world worked for the customer like Kristen. You go girl!
Amanda H was fantastic from start to finish of the process to short phone calls 5 minutes online reviewing signing documents fantastic experience as usual long time customer thank you
Even though I couldn't have my money in the account I wanted it in, Komal went the extra mile to rework my application and make sure I had the money I needed. Very polite and professional. Great representation for a company. Thanks Money Key!
Komal was very professional and helpful. Very knowledge about her work. I would recommend her to others.
The lady was very professional and curtious. If I ever needed to borrow again I would come here again.
Received Quality Customer Svc from Rep: Cassandra. She was very Professional, prompt & courteous. She is an asset to your Business! Thank you!
I have had a very pleasant experience with Amanda today for my loan needs. This is my second loan with Moneykey and this time went much smoother
If you need assistance outside of conventional loans, Moneykey is very helpful, friendly and efficient.
Money key really helped me out and was very fast and curious to my needs. Ms. Eveyln was very nice and sweet. And cared about my loan application.
-casey Crawford
Ms Evelyn J was the bestGreat and fast helpful and kind rep squared me away fast and easy process, She help me with everything i needed help with was patient and kind the entire time
Mireya R was very helpful, friendly, and efficient. She made this process totally easy and quick. She explained the payback options and the loan agreements very thoroughly.
Renee was great, very helpful and was patience. She answered all my questions, I was satisfied with my service
Andrea wad very professional, nice and explained everything I needed to do and when the loan would be do. She was very nice and walked me through the whole process.
She was very helpful and the call was fast. No problems with getting my loan approved and stayed on the line with me to make sure.
Answer: Nope! It's high-interest, as hard credit checks aren't performed, but all info can be found on MoneyKey.com. B rating with BBB, and registered with the Online Lender's Alliance.
Answer: It all depends which State you're in, and whether you're paid weekly, biweekly, semi-monthly, or monthly.
Answer: MoneyKey only reports to credit bureaus when repayments default, or are sold to 3rd-party collections or to a bankruptcy/consumer proposal trustee. Otherwise no.

