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From the business
Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.
MoneyKey Reviews Summary
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
We monitor reviews for authenticity
Great customer service and dependable agents Great satisfactory experience with customer service agent.
Thank you Irene for being so courteous and patient in assisting me for a new loan. I appreciate everything you did and communicated to me.
Irene Herranz was very helpful overall this company is great! The great part about their loan products is that their payments actually have some part going towards what you borrow, so at somepoint it will be paid off! This is my Go To loan company. They are very fast at processing the loans and very helpful as well.
I thought Andrea was very friendly. I do not feel that she needs to change anything in her presentation.
My agent name was Irene. She was very nice and very helpful.
You get the loan once approved.
And they deposit it right into your bank account
No waiting in long lines or drive through windows
And the money is in your account in 24 hours.
This is an expensive way to do business, but you could easily accrue the loan fee in late payments, NSF charges etc. if something unforeseeable happens. They are professional and give you all the information you need. If you come out thinking you've been scammed then you either didn't listen or didn't read your paper work that they send ( they encourage you to ask questions about several times before your loan goes final). It works for us. Good job Money Key!
The service was excellent! Andrea was very helpful and knowledgeable about the service provided. She explained the payment process very specific so that there were no misunderstandings later. She was polite and respectful.
This is the second time I've used this company I spoke with a representative named Irene she was very friendly very informative and I appreciate her help and the
Loan was quick application was short finally a company that does not lie. Diana answered all of my questions.
Helped me with my loan application, polite, knowledge of products & happy voice, its nice to call customer service & hear a representative agreeable tone if voice who actually sounds eager to help, awesome customer service skills..
Appreciate the help and understanding to my situation. I felt they listened, understood and did everything they could do to help me in my situation.
Great service ms. Mireya treated me with a lot of respect and a great enthusiasm good employee and explain and gave me good advice about my loan
I have used Moneykey in the past. Andrea who has helped me with this loan service has been very friendly. I recommend moneykey to anyone that needs a loan.
Overall Andrea was very knowledgeable and patient. Good job! Will keep coming for further financial needs.
Money key has great customer service Amanda was very helpful she helped me through the process of my loan and answered every question i had for the application.
Tammy who reviewed documents was very courteous and friendly and answered my questions and was knowledgeable about the process
She handled myl loan process very professional made sure I understood to process of the loan and payment arrangements very knowledgeable
I had a great experience with Tammy today. She was very nice and took time to explain things to me. Very helpful.
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- SmartCustomer’s sole mission is to increase online transparency for buyers and businesses
- SmartCustomer has helped over 200M buyers make better purchasing decisions online
- Suspicious reviews are flagged by our algorithms, moderators, and community members