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Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
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Think I would recommend Money Key to others, punctual responses, informative conversation, helpful to questions, etc. Thanks, Thanks! 1
Mireya took her time and was patient in assisting me. She had to call my bank several times and never seemed impatient. She ensured my loan was completed even through the difficulties.
Everything was quick and easy very helpful and respectful. Waiting was short customer service very informative and friendly.
Andrea was very polite and accurate and to the point. She is a great example of the leadership of your company.
Agent Mireya, help me with my problem and made my life just a little easier. I just want to say Thanks for your help and being so kind and awesome. Mireya, Thanks again for all your help
Very friendly, great customer service. They walk you through every part of the process. Andrea was very very helpful.
My experience was awesome, Ms Tammy responded kindly and she met my needs without any delay, she gave directions and instructions to help take care of my needs. I will give her excellent iin her job.
Tammy was great in helping me. She was patient and very helpful and I appreciate her assisting me today. Thank you!
Thank you Britney J (Toronto site) for going over and beyond to assist me today. Professional, patient and knowledgeable. Great agent.
Was very helpful in all my needs, I was directed to the correct person and was given the correct information. Agent was polite
Money Key is so reliable and easy to deal with I can always call or email them and I can always count on them t email me reminders about the status of my loan. I called today to reborrow funds and Irene was very prompt with giving me the information I needed and was very happy to assist me in my request. Thanks so much Irene & the Money Key team!
Diana was very helpful to me, she stayed on the phone with me until I achieved my gold. She was very nice and professional. Thank you Diana!
I would like to thank Diane for going above and beyond and helping me get this loan she made my Christmas better she went back and talk to her supervisor about getting this long go through and I thank her for it
Andrea was professional and informative. She made the process easy and explained all details. It was a pleasure working with her. She really loves her job. It shows.
10 out of 10 First time calling and Zam made me feel comfortable, answered all of my questions. I will definitely be recommending Moneykey to friends and family. Thank you A. Rose
Answer: Nope! It's high-interest, as hard credit checks aren't performed, but all info can be found on MoneyKey.com. B rating with BBB, and registered with the Online Lender's Alliance.
Answer: It all depends which State you're in, and whether you're paid weekly, biweekly, semi-monthly, or monthly.
Answer: MoneyKey only reports to credit bureaus when repayments default, or are sold to 3rd-party collections or to a bankruptcy/consumer proposal trustee. Otherwise no.

