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Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
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My review is that I give overall appreciation to Cleopatra and Noel... for taking the time to acknowledge my services... and Il keep u guys for awhile cause u helped me out of a bind thank u MONEYKEY...
SINCERELY,
MATILDA GONZALES
The agent was very kind and had great knowledge on the product and my account. I feel as though she cares about the customer.
Mireya was awesome to talk to and very helpful. Moneykey is super easy to work with and will use them again in the future!
This is not the first time I've dealt with Money Key. Every time is always a good experience. Mireya handled the call very well and was so professional. Great Customer Service makes it easy to come back.
It was ok. Needed at least to April but it will be fine. Thanks for the help though. I could barely understand who was helping me at the time..
The lady was very kind helpful and respectful with helping me get my loss taken care of. I will use money key again and recommend it to friends
The customer service rep was so helpful and professional. I hope I am recalling her name correctly Marabella.
I requested a loan and was approved, I was told they would have my request deposited the following day. However it was never done they sent me my loan docs to sign at least 9 times. Assured me my loan would be in my account the following Monday. Monday came no funds deposited but got a message they denied the loan. They will be hearing from the BBB
It was nice not to be stuck on the phone for too long. My whole experience was around 15 minutes and the woman that helped me was absolutely great$
Excellent service friendly Customer service representatives process is very convenient Money key has always helped with cash when I really needed it they have never said no and I have been a Customer since 2016
I was very satisfied with Irene. She was very polite and helpful. I am very satisfied with the service with moneykey
Irene was so helpful and kind in getting an installment loan verified and completed for me. It seemed like it might take a while, but she gave me a suggestion and a speedy verification happened. Thanks again for all of your help and patience. I look forward to doing business with you.
Very professional and thorough. Amanda did a great job. Very responsive. 100 Characters. What is wrong its Brevity?
I spoke with Mireya R and she took care of my request in a fast, professional, and friendly manner. After I told her I wanted to get a new loan, she had me all set up in 5 minutes.
I called in with great concerns about my account this was actually the second call I'm I've made and Gizelle affirmed any concerns that I had would be taken care of. I've been using MoneyKey now for 3 years and they are awesome.
Miss Mirey iwas an exremelr nice individual. She made my situation very comfortable and was helpful with my circumstance.
I would like to thank every represents that were so kind and help full with me. Every time I /we would try to fix the account we'd get interrupted, but my final call was with Ms Irene H and she was so patient, courteous, and extremely helpful. Moneykey is lucky to have such a great agent like "Irene H "
Money Key is fast efficient and the people never fail to make you feel like they care. When you ask questions they always know the answer or where to find it.
Great customer service. Mireya R. Answered all my questions and explain my options. She confirmed everything that we had discussed on the call regarding my upcoming payment.
Answer: Nope! It's high-interest, as hard credit checks aren't performed, but all info can be found on MoneyKey.com. B rating with BBB, and registered with the Online Lender's Alliance.
Answer: It all depends which State you're in, and whether you're paid weekly, biweekly, semi-monthly, or monthly.
Answer: MoneyKey only reports to credit bureaus when repayments default, or are sold to 3rd-party collections or to a bankruptcy/consumer proposal trustee. Otherwise no.


Hello Gina,
Thank you for writing to us. We’re interested in hearing from you, as the details you’ve provided do not align with MoneyKey’s business practices. At MoneyKey we aim to make the loan process simple and convenient, we apologize for your experience and we will contact you separately to address your concerns. If you have any additional questions, please give us a call at 1-866-252-5578 ext. 2123 or send an email to [email protected]. Thank you