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Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
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I had an emergency come up and I called money key to discuss my loan options. Automatically Mireya had a solution and in less than 20 mins my problem was solved and it took all the anxiety away that I had!
My aplicacion fue un exito gracias a la Ayuda de Irene estoy satifecho con su atencion a mis necesidades.
I love the ease of business with MoneyKey. Mireya was very professional and gave outstanding customer service.
Harini was very pleasant and patient. She answered all of my questions and made sure I understand what the process was. I love your tone, she provided excellent customer service in a timely manner. Great job, Harini!
Mireya made my call quick and easy! I've dealt with this company for awhile now and they are always pleasant and easy to deal with!
I had a family emergency and needed a short-term loan quick. Ashley was great to work with, and made the whole process easy and quick. I would recommend them to anyone.
My loan set up was quick and easy. I was pleased with Mireya, she explained what I needed to do clearly.
Irene, was very helpful and patient with me. She was able to guide me on the application.
THANK YOU, IRENE
PayDay loans and the like are no fun but it can help get out of a bind from time to time. MoneyKey has been great to work with - they are always very nice and professional and take extra steps for security. Today I worked with Irene and she was great - she got everything taken care of quickly and smoothly.
Already have a loan with them, needed extra funds unexpectedly. Called on Wednesday afternoon and the money was in my account on Thursday by 10am.
Harinamy service reprentive was helpful and helped me though the process and she got me my loan thank you harina and money key
Irene helped me to get my loan she was very nice in helping me. At first I did it online but to call customer service to finalize it. She was very helpful in helping me
Irene was patient and stayed on the line while I signed all of the necessary paperwork. Thank you!
I have recommended your company to my small circle of friends.
The representative, Mireya, was very attentive, courteous, helpful, informative and sensitive to my issue
When I needed to extend my payment to the next due date because of some financial stress that came up, Mireya was very helpful in arranging that for me. Even though it was only a one time adjustment she was very thorough and provided exactly what I requested. She was very polite and understanding.
Very courteous and professional customer service! Money key is my favorite lender when I need to borrow money in a pinch!
I have had a wonderful experience with this company. Everyone has been extremely helpful and kind. Special thanks thanks to Mireya.
MoneyKey has helped me out a lot when I needed it the most... Mireya R was very polite an explained things greatly... She was very helpful an did a great job...
It was a pleasure speaking with someone attempting to help at a stressful time financially. She was efficient but still made me feel as if I was her top priority at that time.
Very simple process. Friendly representatives on the phone. Pleasant and easy to talk with. Answered any questions I had.
Answer: Nope! It's high-interest, as hard credit checks aren't performed, but all info can be found on MoneyKey.com. B rating with BBB, and registered with the Online Lender's Alliance.
Answer: It all depends which State you're in, and whether you're paid weekly, biweekly, semi-monthly, or monthly.
Answer: MoneyKey only reports to credit bureaus when repayments default, or are sold to 3rd-party collections or to a bankruptcy/consumer proposal trustee. Otherwise no.

