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Green Dot

1.1

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Green Dot Reviews Summary

Green Dot has a rating of 1.1 stars from 681 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers dissatisfied with Green Dot most frequently mention customer service, debit card and monthly fee. Green Dot ranks 17th among Debit Card sites.

service
319
value
314
quality
306

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Florida
1 review
0 helpful votes
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Not Legit
April 15, 2021

This is not a real bank. Just give customer service a call and you will know right away. Don't trust your money here. ZERO stars!

Date of experience: April 15, 2021
Virginia
1 review
3 helpful votes
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Don't get greendot
April 14, 2021

I have to have greendot and don't get my points after a 100.00 dollars they suck.do not recommend them

Date of experience: April 14, 2021
California
2 reviews
13 helpful votes
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Never worked
April 14, 2021

I tried to use the card years ago and now finding it again I have learned it expired and probably all the money I had prepaid into it is gone because of the monthly charge fees the card had. It would have been the same and easier if I had just taken cash and burned it.

Date of experience: April 13, 2021
California
1 review
8 helpful votes
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Update to green dot and stimulus money
April 6, 2021
Updated review

Update the deputy attorney general of california called me and went ahead and started an investigation and not more than a week later i had a check in full delivered by fed ex. Thank you all in the office of the Attorney General.

Date of experience: April 6, 2021

From 2016-2019 i went through a personal downfall. My bank in may of 2019 was state chartered Greendot Bank. Due to bank error in which they accidentally added more money to a savings to checking transfer i made in 2019 and my lack of keeping up with my balance the account became negative $1400. I have made payments a little at a time to bring balance down. In april Gov Gavin Newsom signed into law executive order N-57-20. This order stated"1. Funds in any account held by an individual who received the financial assistance described in Paragraph 1 shall be exempt from any such lien or setoffincluding, but not limited to, any such setoff in connection with fees charged to, or debt arising from, the same account in which the funds are held". Gobank/Greendot setoff my whole stimulus deposit in the amount of $1200. After hours spent everyday calling and requesting to speak to someone in the corporate office i finally recieved a call from Jonathan a Corporate Manager within the office of the Ceo. I Stated my case which is that an Executive order was signed into law and most banks are working with and not against the customers voluntarily. He responded that the deposit was taken automatically and the system is setup that way and wasn't much he could do for me. He added he would look further into it but couldn't make any promises. I ended with "that will be fine but i do believe they are legally, if not out of goodwill, bound by the order. And that i would pursue this further if no response. I believe Gobank/Greendot is violating state law by not adhering to the Executive Order. This has caused My 2 daughters and Myself to be on the brink of falling behind on utilities/rent. Im a full time divorced Father of 2 Girls with 22 yrs working for the United States Government.

Date of experience: May 10, 2020
New York
1 review
0 helpful votes
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SCAM! AVOID!
April 1, 2021

Got a holiday $60 gift card from relative. You can't even use the card unless you ‘signup' for a debit card. I did. After that, they charge you $7.95 every single month until it is depleted if you don't use it. Basically stealing all the gift card money back! Genius! BEWARE!

Date of experience: March 31, 2021
California
2 reviews
12 helpful votes
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What a pathetic cad
March 31, 2021

I got this as gft card and they made me register with my social to use the fund. I would never suggest anyone ever to give greendot as gift card. Their fees are huge. Everyone loses in this card except for the greendot company. Will never recommend, will never buy again. Stay away if you like to keep your hard earned money.

Date of experience: March 31, 2021
Arizona
1 review
0 helpful votes
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Customer Service is trained to lie. They withhold your funds from you to pay for their high default rates. I still receive statements on an account that was closed four months ago.

Date of experience: March 28, 2021
New Jersey
1 review
18 helpful votes
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Do not trust them with your info. I'm currently opening a case due to them releasing HIPPA data. Bad

Date of experience: March 26, 2021
Washington
1 review
0 helpful votes
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Tried to purchase 3 games online with greendot card never went thru wasted my time calling 5 tie to coster service even got a case code but after the 5 time i never called back to hell with them i will get my games somme other way greendot sucks so does the owner and it's emploees

Date of experience: March 23, 2021
Washington
2 reviews
0 helpful votes
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Within 2 weeks of using the card, I decided to close the acct. No customer service online or by phone, at the time. I tried again later, spending 45 minutes trying to find a person to talk to. I was finally able to contact them via email. They said they would get in touch with me within two days. (They did not.) Long story short, and after several emails to them, and researching how to contact them, they finally posted a real number I could call, from their website. I was able to speak to a person. They refused to close the account. They refused to send the small amount I requested back in a check, like they suggested. They stated I have a negative balance, that grows every month. I mentioned I followed their reply on how to close the account. They continued on and on they cannot close the account, and I have a balance. I argued NO, I had been trying to close the account since I received the card. They put me on hold, for over 2 hours...(I just went to work, so I didn't lose any time.) Beware of false claims of how easy it is to close the account, they will not let you.

Date of experience: March 14, 2021
Mississippi
1 review
0 helpful votes
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The rich get richer
March 9, 2021

$8 monthly fee, $5 fee to deposit cash. Rich people make money with their money, poor people lose money just to hold it.

Date of experience: March 9, 2021
Puerto Rico
1 review
0 helpful votes
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This is the worst bank in human history, NO ATMS, NO PHYSICAL BANK AND NO OUTSIDE BANK TRANSFERS AVAILABLE. There is no way to access your money other than using the greendot card. Horrible costumer service, they provide no alternative solutions. After my account is on zero I'm burning the card and forget this bank exist.

Date of experience: March 6, 2021
Kentucky
1 review
0 helpful votes
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If negative 10 rating available would use that. NOTHING good about this business.
Just purch Green Dot debit visa card 4 days ago at Krogers. I relaized when I looked at card I had someone pick up for me at store it was not what I needed. I needed simple gift card to give someone.
Spent literally 2 hours today with hangups and deception by Green Dot. Each call takes min 20 min wait.
First call lady answered bad english as usual. Told her needed to cancel or get money back. After giving card number to her she went away from phone and never came back. Spent another 20 min and gal answered and said she could not hear me. No phone problems here. Waited another 21 min and got 2nd gal that took info saying she would cancel card and would take 2 wks. As original gal we talked to once we gave her card number she went somewhere and did not hang up but never returned to phone
To complete what she claimed she was doing.
Out of desperation went online to activate so I could go to Kroger or bank and cash out card. After putting all information in including ss number no errors but at final end it said system error can not complete.
Went thru the process again 2nd time with no problem putting in all information but again at final confirmation screen said system error. Clearly obvious they had my $300 and intended to put up road blocks from being able to get the money back using card in any way it says you can. This is like the Nigerian scam calls you get except they sell cards thru reputable stores. Unless you want to lose your money or have money to throw away to scammers avoid these people. I hate negative reviews but what I hate worse is good people getting their hard earned cash scammed away or have to lose $1000 of time to fight and get THEIR money back. When you put YOUR money into a legitimate bank you do not have to beg and fight to get some of it back as these losers require. Getting it back takes hours or added legal help. Go to your local bank or credit union. Easier and safer.

Date of experience: March 1, 2021
California
1 review
0 helpful votes
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It is like a broken tell them gave them right id and made it sure had clear picture and its ridiculous they say not legible I took so many pictures of it to many times made sure I took it well its a dozen times not legible. Heidi

Date of experience: February 8, 2021
Tennessee
1 review
6 helpful votes
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Purchased a moneypak. The pin numbers were unreadable. I sent in pics of cards and receipts three times! No response. On hold for 15-20 EVERY TIME! When the agent finally answers, they are not able to help whatsoever. You basically are screwed. So now I'm 300 bucks down the tubes and no one will even attempt to pretend to help. It's all bizarre. I'm so angry!

Date of experience: February 5, 2021
Nevada
2 reviews
8 helpful votes
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This company drops their cards into stores where they display them along with the normal gift cards. Then consumers pick them up for family thinking that is what they are buying into and the person they give it to gets tricked right out of their money from the very start.

A parent of mine got me one last year. I dropped it in with the rest of the other gift cards waiting to be used and didn't really get much anything done last year because of the current covid situation. This month I decided to break it out and use it to find out I have to register it first. Ok, so I pay normal and go home to register it for next time. Then to find out I need to give them my social security number and all sorts of information. I look everything up online to find out this has nothing to do with being a gift card. It is a prepaid debit card and in order to use the funds someone gifted on it, you have to set up a whole bank account with them.

So then I do it, ready to drop everything as soon as I use the $50 on it for something. The very moment I register the card with an account, they immediately charge a $7.95 "monthly fee" from the $50. Well, this keeps getting worse.

I will never go anywhere near a Green Dot card. Even if I was purposely looking for a prepaid card, I would stay far away from them because of this experience and their practices in tricking people into buying something thinking it is something else (a covert bait and switch routine they have there). I won't touch them again and I advise you to stay away as well.

I wouldn't be surprised if they try to "fee" me closing the account once the card is depleted...

Date of experience: January 31, 2021
Ohio
1 review
0 helpful votes
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Thieves
January 13, 2021

Green dot charged me 2.95 to load 20.00 to a card. Not even 30 minutes after activating it, they immediately charged me 8.95! They should just be upfront and say the first time loading of this card is $12.00. This is how they get you. You expect that you can use it like a gift card (which they don't seem to offer anymore), and then they take $12.00 from you. Then they make it extremely hard to cancel the card, it is nearly impossible. You cannot cancel it on the webpage, you now MUST call them, they put you on hold for hours or hang up on you before you can get through. Green dot didn't always use to be a scam you use to be able to use it briefly and cancel it, at one time they let you cancel it on your security tab. No longer do they let you do this. No longer do they charge you after a month has gone by but immediately! Again beware of this scam, it is a terrible service, would not recommend it. Do not give anyone a gift on one of these cards!

Date of experience: January 13, 2021
District of Columbia
1 review
1 helpful vote
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Identity Theft Scam
January 6, 2021

Greendot.com appears to be the place to go to transfer funds from loans secured through identity theft. My identity was stolen and a loan for $15,808 was secured from OneMain Financial on 10/29/2010. OneMain Financial says the loan was for $12,000.00 but it shows up on my credit report as $15,808. I have tried and documented that I was put on hold by their fraud department once yesterday and 6 times today. The system conveniently hangs up after 5 to 16 minutes. I am relatively sure that victim's (like me) bank accounts that were set up fraudulently through Greendot are programmed to hang up before an agent can answer the phone. I don't know how long this rogue(hack) has been going on but I hope Greendot can resolve it before it takes their company to bankruptcy. The fraudulent account number is 495 338 005 240. If someone who is honest in the Greendot company gets this post they should contact the fraud department at OneMain Financial and have all of the funds in the account transferred to OneMain Financial to recover some of the funds that were secured through identity theft victims like me.
Charnetta from OneMain Financial's fraud department can be reached at *******454 and her case number is 460 5430. If you want more documentation you can get my information from OneMain Financial.

Date of experience: January 6, 2021
Illinois
2 reviews
3 helpful votes
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DO I HAVE TO LEAVE A STAR
December 26, 2020

I've dealt with bad costumer service. Who hasnt. But when I say this. Here my warning. Run, don't walk! Green dot on the surface seems ok. But God forbid you have any problems or questions. If your able to get through by phone(2\12 hours) You'll deal with a terrible echo that makes it impossible to communicate your problem! You want to dispute a charge, good luck bc there online site says in handle disputes, but it just refers You to call. Remember 2 and 1\2 hours + phone echo. So now your left with chat room or email. Well email has yet to even send a apology letter and I've sent multiple for past 2 weeks. And the chatroom lol... Well my 4 year old can comprehend better than the ppl I've come across. I would explain all what I just explained and the number one response. I apologies, please try the phone number on back of card! I can't make this up. I explain I have problems with the phone and you help is. "Sorry call it again". I understand you get what you pay for. But in a market where there's a dozen prepaid cards. Stay clear of green dot.

Date of experience: December 26, 2020
Pennsylvania
1 review
22 helpful votes
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Never Get a GreenDot
December 23, 2020

I would give them negative stars if I could because they take they money - mark it as pending - and don't release the funds to Amazon. Because of this my little 2 year old girl isn't getting some of her Christmas presents on time this year. Also kept me waiting for over an hour to speak to someone who is using an internet connection that fails when they try to even talk to you. You failed horribly!

Date of experience: December 23, 2020