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Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.
Perpay has a rating of 4.6 stars from 2,489 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay most frequently mention customer service, credit score and direct deposit. Perpay ranks 7th among Discount Shopping sites.
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Love that it helps your credit while you get to have items and they raise the limits pretty often only downside is items are little over priced but dont mind if i can make payments
I wanted to improve my credit score and found an offer from Perpay in my email. I figured I had nothing to lose, so I decided to try it. The payroll deduction for payments has made the process easy and helped increase my score.
I have never been able to buy now and pay later and improve my credit in real time. Plus the bonus getting a card for doing it.
The best experience for credit cards I've ever had.
The service was good the shipping was on time and the merchandise was just great
Shop for great products while building my credit + payments are electronically processed through my employer. I have no complaints.
Per-Pay has helped me with my credit score immensely, which I needed. Just in the last year my credit score has increased by more than 50 points. Any time I have had questions about a balance or about an item being in stock, they have been quick to respond if I wasn't able to get the answers needed from the online bot. Over all great customer service which seems to be rare these days. Some of the prices of items can be a bit more expensive, but I look at it as I am paying for the convenience and there's also no interest, so it evens out. Been using for a year now and will continue to use for the foreseeable future.
Perpay is easy and make big ticket items affordable. My family has been able to enjoy multiple products because of Perpay. Ships quickly with timely deliveries. Thank you!
I really appreciate my product. But I never received a perpay card. My account is being paid for so I dont understand why I dont have a card. And my account is direct deposit but I haven't still got a card. Can yall please fix it were I can have a card?
Easy to monitor, quick log in, I love that it shows all the payments im making on time. And love the verity of items to shop.
The money comes right out my check and my credit is getting better
Everything is delivered in a timely manner. The product is good quality.
Easy way to get big ticket items today and pay for them tomorrow. I'm hoping i get approved for $1000 card. Ive successfully paid off a few orders and got my limit increased but still no card offer. Person i referred got it
Perpay is a great app for everyday shopping because it makes it easy to access high-quality products without stressing your budget. Whether you're looking for stylish clothes, the latest electronics, fresh sneakers, bikes, or useful kitchen gadgets, Perpay offers a wide variety of items that fit into your daily lifestyle. What really sets it apart is its simple payment system, allowing you to pay over time in manageable amounts instead of all at once. This makes it perfect for people who want to upgrade their essentials or treat themselves while staying financially responsible. Overall, Perpay combines convenience, flexibility, and a diverse product selection, making it a smart choice for everyday needs.
I am a single mom and having the money on hand for larger cost purchases is rarely an option for me. I have been able to get gaming systems and more to be able to make Christmases and birthdays special for my son. I am so grateful that I found Perpay and even have coworkers using it too!
There are so many wonderful name brand items to choose from. The prices are so reasonably affordable, the method of payment is worry free and the shipping is effortless.
I've been using perpay for over a year and have gotten many nice things and increased my credit score a lot. It's super easy especially because of the direct deposit process. I will continue to use perpay.
I had a hard time getting my job to accept but now I am in and I am loving it already
I was short on cash around the holiday season and was glad that I was able to get my girlfriend a couple items using Perpay. I am near the end of paying off the items and having the payments come directly out of my pay made it easy and convenient.
I started with Perpay about 6 months ago. I like how the payments are drafted from my paycheck, I never notice the money gone. I've already seen a credit limit increase of $100 in the last 6 months and hope to see larger increases in the near future. Perpay reports to the three (3) major credit bureaus every month and so far the information has been accurate.
Answer: They are 100% reliable. I have ordered multiple nothings NEVER had an issue. If I reached out to customer service they respond within 24hours. Try it once and you won't be disappointed.
Answer: I don’t think my answer would help you now, if you do not have access to your payroll software then tell them account numbers you wish to add and how much to deduct and keep track because you decide whether you are paying for 8,16, or 20 weeks and depending on which the amount of is higher if paying in 8 or much less if paying off in 20.
Answer: The truth is, when I had an issue, I wished there was customer service number but, you have to send email and they will respond till your problem is resolved, but that is how they keep the cost down no additional fees, no interest. They respond usually quickly.
Answer: Yup! I use it pretty often. I have terrible credit and it helps me get things. Not to mention after using them for a while they also gave me a credit card with a $500 limit!
Answer: I guess on the software for individual payroll company used, mine spli my check in muliple account example 30% to one account then account Perpay amount say it’s 25 dollars weekly for however many weeks and balance of my check to another account.

