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Perpay

4.6

On SmartCustomer, businesses may not offer incentives or pay to remove reviews. Learn more about our Review Guidelines.

From the business

Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.


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Perpay Reviews Summary

Perpay has a rating of 4.6 stars from 2,517 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay most frequently mention customer service, direct deposit and credit score. Perpay ranks 8th among Discount Shopping sites.

service
389
quality
1,199
This company responds to reviews on average within 3 days

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Connecticut
1 review
0 helpful votes
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Great Credit Builder
May 25, 2025

Love Perpay, it's been helping my credit go up with there direct deposit option, I love and I know everybody will to.

Date of experience: May 24, 2025
Texas
1 review
0 helpful votes
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Amazing Way to Pay
May 24, 2025

My experience with prepay has been incredibly amazing. The low payments in such short time allows me to keep up with my monthly obligations, while still being able to afford big ticket items. My credit score has increased, since I have joined Perpay, and not to mention the speedy delivery. I give Perpay 10/10!

Date of experience: May 24, 2025
Ohio
1 review
0 helpful votes
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Good
May 24, 2025

Very professional, understanding, respectful no problems

Date of experience: May 24, 2025
Texas
1 review
0 helpful votes
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Easy to use and very convenient
May 24, 2025

Makes it easy for me so I don't have to go to the store and have almost a little bit of everything that I need for gifts for the holidays and birthdays and vacation

Date of experience: May 24, 2025
Florida
1 review
0 helpful votes
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Great service!
May 24, 2025

Awesome service, payments made on-time automatically so there's no worry and you build credit while purchasing great products!

Date of experience: May 24, 2025
California
2 reviews
4 helpful votes
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Credit building
May 24, 2025

Going on my 5th year of faithful payments, offsetting my debt-to-ratio. Which helps to balance out the credit cards with high utilization.

Date of experience: May 24, 2025
Kentucky
1 review
0 helpful votes
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Best in the business
May 24, 2025

Rac and Aaron's are terrible. They expect anyone to pay x3 the amount for new or their [GENTLY] BROKEN STUFF.

Date of experience: May 23, 2025
Georgia
1 review
0 helpful votes
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Easy to use very convenient and was able to get something I been wanting with affordable payments

Date of experience: May 23, 2025
Florida
1 review
0 helpful votes
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THANK YOU!
May 23, 2025

As a single mom with a budget, I can honestly say PerPay has been my savior. I would highly recommend! The direct deposit option is perfect, what I do not I do not miss. Thank you PerPay for helping me build my credit with ease.

Date of experience: May 23, 2025
Colorado
1 review
0 helpful votes
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Great so far.
May 23, 2025

My experience has been easy and helpful. When I have to reach out the responds are fast and easy.

Date of experience: May 23, 2025
Tennessee
1 review
0 helpful votes
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Great service and products!
May 23, 2025

Products are great and the customer service is exceptional. Thank you so much for always resolving the issues and looking into everything that we ask.

Date of experience: May 23, 2025
Pennsylvania
1 review
0 helpful votes
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So helpful
May 23, 2025

They have a large selection of high ticket items, so it's a cheaper alternative to purchasing those items, especially if you are on a budget. Also they ship out right away, and raise ur credit score!

Date of experience: May 23, 2025
Indiana
1 review
0 helpful votes
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Amazing
May 23, 2025

Amazing affordable, and great quality very satisfied great way to get gift for the family

Date of experience: April 2, 2025
Massachusetts
1 review
0 helpful votes
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They are great!
May 23, 2025

I have e used this for 4 years now amd I love it, paying gor high value items with weekly pay is great. The only issue i had was when I was in the hospital last year for three months I couldn't pause it and it brought my credit down 100 points.

Date of experience: July 13, 2024
Delaware
1 review
0 helpful votes
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I've been using per pay for about two years now I bought gaming consoles, tires for my car, cameras, and a bunch of other stuff. It's a real convenient way to get things that you might not be able to afford to buy outright.

Date of experience: May 23, 2025
Illinois
1 review
0 helpful votes
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Love this
May 23, 2025

Never had an issue with any product received everything always came in perfect condition and in a timely manner.

Date of experience: May 22, 2025
California
1 review
0 helpful votes
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It's a second chance
May 23, 2025

My experience overall is mostly satisfied it's improved my credit score and rating it has helped me give gifts to friends and family I myself would never be able to afford alone and it's given me.hope and has done all its promised in the world today id say that's priceless... Not the cheapest but it gets you what you want when you need it most!

Date of experience: May 22, 2025
Mississippi
1 review
0 helpful votes
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Overall it's in control I dont have to worry about anything everything is taken out that's supposed when needed it pays things like my light bill and other bills. It's Awsome makes me work harder

Date of experience: May 22, 2025
North Carolina
1 review
0 helpful votes
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Love my Perpay
May 23, 2025

I love my Perpay! It has helped me in difficult times when I needed it most. I will 100% recommend to everyone I know!

Date of experience: May 22, 2025
Ohio
1 review
0 helpful votes
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Very pleased customer
May 22, 2025

My credit isn't the best but setting up a direct deposit to make payments for the merchandise I ordered, is so awesome and they sent my merchandise which is awesome also. Love PerPay!

Date of experience: May 22, 2025