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MoneyKey

4.6

On SmartCustomer, businesses may not offer incentives or pay to remove reviews. Learn more about our Review Guidelines.

From the business

Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.


moneykey.com
Wilmington, DE, United States
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MoneyKey Reviews Summary

MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.

This summary is generated by AI, based on text from customer reviews

service
20
shipping
7
returns
7
This company responds to reviews on average within 14 days

We monitor reviews for authenticity

Michigan
1 review
0 helpful votes
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First timer
October 11, 2025

It was typical although you dont want to do it on the weekend if its urgent. Now that im established i am hoping fir smooth sailing and im happy about not allowing every time so hoping fir the best

Date of experience: September 30, 2025
Florida
1 review
0 helpful votes
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Money partners
October 11, 2025

Always there when you need a few bucks courteous quick careful customer service. The best way I have found to borrow money for short-term emergencies thank you to CC flow

Date of experience: September 30, 2025
Alabama
1 review
0 helpful votes
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Fantastic Thing
October 10, 2025

Really came through from me when I Really need a hand. I was scammed online which caused me to lose alot of my savings. Money Key really came through instead clutch for me. I can't say enough

Date of experience: September 30, 2025
Arkansas
1 review
0 helpful votes
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Helping hand
October 10, 2025

My experience with money key was great, Because they help me when I really need help, Thanks Money Key. For being a blessing to me in my time of need!

Date of experience: September 29, 2025
Arizona
1 review
0 helpful votes
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Great service
October 9, 2025

The representative from the customer service is so outstanding with follow the steps and lot of patience to assistance me to understand through the progress and how it's work to use when it's need. I would recommend to any one who need emergency cash for cover unexpected bills.

Date of experience: September 29, 2025
Ohio
1 review
0 helpful votes
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Fast response time
October 4, 2025

Associates online were very quick answering questions. My only complaint was the amount kept changing. Asked for the amount of money I received a month. And then only based off my disability status That's not cool. Went from 3500, 1700, and the ultimately ended on 700

Date of experience: September 24, 2025
New Jersey
1 review
0 helpful votes
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Perfect for emergency needs
October 4, 2025

Since I opened a line of credit with Money Key, I can handle any surprise or emergency needs. I make my request and have the funds by the end of the day.

Date of experience: September 23, 2025
California
1 review
0 helpful votes
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A Wonderful Service
October 3, 2025

My experience with Money Key is positive. The process and loan details are easy to understand.

Date of experience: September 23, 2025
Florida
1 review
0 helpful votes
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Respuesta inmendiata
October 3, 2025

Mi experiencia ha sido, satisfactoria ha superado cualquier expectativa, ya que la solucion a mi problema fue inmediata, gracias

Date of experience: September 15, 2025
Ohio
1 review
0 helpful votes
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Great experience
September 30, 2025

Money Key is a great experience and want to thank you very much.

Date of experience: September 20, 2025
Florida
1 review
0 helpful votes
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SATISFIED CUSTOMER
September 29, 2025

It has been a pleasure doing business with Money Key

Date of experience: September 19, 2025
Florida
1 review
0 helpful votes
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$600 loan and my receipt of only $120.
September 28, 2025

I spoke with a representative that stated the funds I'd receive would be more that the $120. That was the exact amount and I'm concerned, I'm not sure this was the correct loan for me.

Date of experience: September 17, 2025
Management T. — MoneyKey Rep
6 months ago

Hello,
We would like to take the opportunity to look into your specific concerns. Please feel free to reach out to us at 1-866-255-1668, and we will be happy to assist you. Thank you!

Arkansas
1 review
0 helpful votes
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Awesome place
September 28, 2025

I have borrowed from them before. They approve you quickly and are so easy to work with. Recommend

Date of experience: September 18, 2025
Missouri
1 review
0 helpful votes
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Everything has been helpful
September 28, 2025

I was offered an increase yesterday. It was very helpful boosting my limit up to $1500 would've made a world of difference for me and my family. I am grateful for what I did receive though.

Date of experience: September 18, 2025
Indiana
1 review
0 helpful votes
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Dependable
September 24, 2025

Easy experience and they are there when you need help! Thank you!

Date of experience: September 14, 2025
Florida
1 review
0 helpful votes
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I had a very good experience, thanks to your loan and your speed, I solved the problem.

Date of experience: September 12, 2025
Pennsylvania
1 review
0 helpful votes
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The fees to give to you guys not fair to everyone that is trying to get all paid off. Please don't include the fees to give the money to guys. Thanks.

Date of experience: September 9, 2025
Ohio
1 review
0 helpful votes
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Unsatisfied customer
September 18, 2025

I was sent email saying I was approved for credit upgrade. I requested $500 and have received nothing. Need status update

Date of experience: September 8, 2025
Management T. — MoneyKey Rep
7 months ago

Hello Edra,
We would like to look into this concern for you as a matter of priority. Please give us a call at 1-866-255-1668 at your earliest convenience, so we can assist you. Thank you.

Ohio
1 review
0 helpful votes
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Super Easy
September 18, 2025

Love that I never have to worry about making a payment, never have to worry about being "hounded" for a payment. I get an email reminding me a few days ahead of time and that's it. Easy an peace of mind.

Date of experience: September 8, 2025
Michigan
1 review
0 helpful votes
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Thumbs up!
September 18, 2025

Money key has been consistent with my line of credit. I have not had any problems.

Date of experience: September 8, 2025