Check out our latest communities fighting
AI scams on Reddit and Facebook
On SmartCustomer, businesses may not offer incentives or pay to remove reviews. Learn more about our Review Guidelines.
Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
We monitor reviews for authenticity
It was typical although you dont want to do it on the weekend if its urgent. Now that im established i am hoping fir smooth sailing and im happy about not allowing every time so hoping fir the best
Always there when you need a few bucks courteous quick careful customer service. The best way I have found to borrow money for short-term emergencies thank you to CC flow
Really came through from me when I Really need a hand. I was scammed online which caused me to lose alot of my savings. Money Key really came through instead clutch for me. I can't say enough
My experience with money key was great, Because they help me when I really need help, Thanks Money Key. For being a blessing to me in my time of need!
The representative from the customer service is so outstanding with follow the steps and lot of patience to assistance me to understand through the progress and how it's work to use when it's need. I would recommend to any one who need emergency cash for cover unexpected bills.
Associates online were very quick answering questions. My only complaint was the amount kept changing. Asked for the amount of money I received a month. And then only based off my disability status That's not cool. Went from 3500, 1700, and the ultimately ended on 700
Since I opened a line of credit with Money Key, I can handle any surprise or emergency needs. I make my request and have the funds by the end of the day.
My experience with Money Key is positive. The process and loan details are easy to understand.
Mi experiencia ha sido, satisfactoria ha superado cualquier expectativa, ya que la solucion a mi problema fue inmediata, gracias
Money Key is a great experience and want to thank you very much.
It has been a pleasure doing business with Money Key
I spoke with a representative that stated the funds I'd receive would be more that the $120. That was the exact amount and I'm concerned, I'm not sure this was the correct loan for me.
I have borrowed from them before. They approve you quickly and are so easy to work with. Recommend
I was offered an increase yesterday. It was very helpful boosting my limit up to $1500 would've made a world of difference for me and my family. I am grateful for what I did receive though.
Easy experience and they are there when you need help! Thank you!
I had a very good experience, thanks to your loan and your speed, I solved the problem.
The fees to give to you guys not fair to everyone that is trying to get all paid off. Please don't include the fees to give the money to guys. Thanks.
I was sent email saying I was approved for credit upgrade. I requested $500 and have received nothing. Need status update
Hello Edra,
We would like to look into this concern for you as a matter of priority. Please give us a call at 1-866-255-1668 at your earliest convenience, so we can assist you. Thank you.
Love that I never have to worry about making a payment, never have to worry about being "hounded" for a payment. I get an email reminding me a few days ahead of time and that's it. Easy an peace of mind.
Money key has been consistent with my line of credit. I have not had any problems.
Answer: Nope! It's high-interest, as hard credit checks aren't performed, but all info can be found on MoneyKey.com. B rating with BBB, and registered with the Online Lender's Alliance.
Answer: It all depends which State you're in, and whether you're paid weekly, biweekly, semi-monthly, or monthly.
Answer: MoneyKey only reports to credit bureaus when repayments default, or are sold to 3rd-party collections or to a bankruptcy/consumer proposal trustee. Otherwise no.


Hello,
We would like to take the opportunity to look into your specific concerns. Please feel free to reach out to us at 1-866-255-1668, and we will be happy to assist you. Thank you!