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From the business
Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.
MoneyKey Reviews Summary
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
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Moneykey makes it easy to payback as well as upping your limits when your on time
While I can appreciate the opportunity to use this service the fine print needs to be properly outlined in bold regarding the fees structure. I feel like you are taking advantage of people that have fallen on hard times with this repayment plan. Even trying to pay early on the principle balance are fee based. Not cool!
This was so easy to work with when I was in a pinch for a small loan.
Moneykey is a great resource, it need to offer more dollars for good customers.
The service rep polite and knew what they were doing. The service was quick and easy.
They are there when you need them. And to be able to barrow again and again if you stay on top of your payments is awesome.
I have had the opportunity to deal with financial institutions, but Money Key has surpassed them all in service and reliability. I'm happy with them.
I had some unexpected expenses that came up and left me with no groceries and a shut off notice. They came through when I desperately needed it and I'm greatful. I'm disabled and low income but they got me through the month. 🙏👍
Thank You For Being There For Me In Time Of Needed $$$$. Nice To Know That I Can Get Help From You All.
The process was easy, from the application process to communicating your approval was an easy process1
It was great money came fast easy to fill out I recommend it 100%
The two agents i spoke with were very professional and friendly
It was so easy to receive a line of credit. I recommend this company.
Told them how much i can get approved for and gave me a good amount, got the money fast and easy
Requesting the loan, it was very easy it was there the next day
I like that I can take so much money out of my account a little or all of it. Thank you
They where able to help me with my needs for a loan. I'm super great full.
Please read terms and conditions not even a desperate man should take the offer you'll be in debt for life it's same as paying 5k to borrow 400.00 def not worth it your struggle you're attempting to get thru will be well over before this place hits you with fees and believe me you will cry when you find out the trouble you've gotten yourself into with this lender I urge you find another way stay away at all costs you've been warned
I want to thank Moneykey for giving me a chance when nobody else would. I have been with Moneykey now for a little more than two years. My credit wasn't good at all but Moneykey still have me a chance. My credit still isn't great but my credit is good with Moneykey because I have never missed a payment with them. As a matter of fact I was given a $100 increase in credit after one year and given another $100 this year. There rates are NOT bad either! I highly recommend them big time.
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- SmartCustomer’s sole mission is to increase online transparency for buyers and businesses
- SmartCustomer has helped over 200M buyers make better purchasing decisions online
- Suspicious reviews are flagged by our algorithms, moderators, and community members
Hello,
We appreciate your honesty, and your experience matters to us as we’re always looking for ways to improve the products offered through MoneyKey.
If you would like to provide further feedback, please feel free to email us at [email protected]. Thank you.