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Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
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Talked to the nicest person, who treated me like a friend. I believe her name was Shevonne. Thank you!
I spoke with IRene she really helped me and was patient, while I tried to get the loan documents, she also went beyond to ask me if I a had any questions about my loan. My overall experience with moneykey has been awesome. Wonderful customer service. Thank you for not making me feel like less of a human for needing to take out small loans. I wish every business had your customer service
Everything was great! Andrea was very helpful and efficent and knowledgeable. I've been using moneykey for over a year now and always have been 100% satisfied
Irene was very helpful with my call on December 27th very understanding of my situation always a pleasure to call Money key their employees are very pleasant to speak to
This is my second loan. I was helped by Kristin. She was very kind and easy to work with. Very professional!
Kind careing and helpful for me thank-you. Rep. Called me back when we were disconnected, and waited for me to find more info to complete my loan
Irene was very professional n courteous! I feel as though she handled all my questions n any concerns I had. Her demeanor on the phone was very polite.
Andrea was very helpful. She went over all the loans documents with me. She helped me reset my password and confirmed all documents were signed properly.
Andrea was great, quick and efficient. Thanks for your professionalism and steadfast service. Ive never had any problems with Money Key or using any of their services.
The reps have alot of patience and make sure the customers needs are met everytime! Brittany could answer all my questions w/ o hesitation. She was quick and confidant! Thanks Brittany!
Andrea was patient as I updated my banking info then transitioned into a loan approval process as well as document signing.
Interviewer talks way too fast and softly. She was hard to understand. You can tell she is reading from a script which is ok, she just needs to slow down.
Very patient with me today did a great job explai############! ££¥¥¥¥ned the process well#####################################################################################
Irene was wonderful however whoever started my alone on 12/24 and neglected to do one thing and now I'm going to be stuck in another state for an extra day possibly missing a day of work a day of pay possibly getting in trouble at work because the money did not hit my account the day it was supposed to
Great service. Thoroughly explained everything. Smooth transaction and very helpful. Thank you...
Very nice friendly people you can count on them to help you when you need it, this is my second loan from them and it won't be my last I'm very happy they could help me
Answer: Nope! It's high-interest, as hard credit checks aren't performed, but all info can be found on MoneyKey.com. B rating with BBB, and registered with the Online Lender's Alliance.
Answer: It all depends which State you're in, and whether you're paid weekly, biweekly, semi-monthly, or monthly.
Answer: MoneyKey only reports to credit bureaus when repayments default, or are sold to 3rd-party collections or to a bankruptcy/consumer proposal trustee. Otherwise no.

