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Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
We monitor reviews for authenticity
Yalda was easy to talk with and made the loan process a breeze. Great customer service skills! I didn't have any questions because she made the process so very easy.
Customer service was very helpful, informative, friendly, and patient. Customer Service Representative Yalda was polite, and very knowledgeable of Services MoneyKey could provide.
I been using Money Key services for quite a while.
Easy to fill out paperwork and great costumer service. Mireya is useful, clear and fast. I am very happy with these services and I would recommend to my friends and family.
She took her time and explained everything thoroughly. She is very pleasant and knowledgeable about her work.
M i r e y a was very helpful and polite. She explained everything I needed to know. She went over the contract with me and explained it thoroughly. It was easy to follow along with her. I would definitely do this again if needed.
Love this company never a problem with them. I set up my line of credit and its there whenever I need it all I do is call the next day its in my account
Customer representatives like Giselle, have been especially helpful and polite. Getting a loan and confirmation was quick and easy.
The lady that help was Irene very pleasant and helpful to me explained how things would work and my money would be in my bank tomorrow I would give Irene a 10
Andrea has helpef me in this marree that I am going through. Money Key has once again proven the professionalism in their employees
Irene, my service representative, was incredibly polite and professional and not only resolved my issue quickly, she actually far exceeded my expectations and really brightened my day. Customer service of her caliber is rare and extremely appreciated, coming from someone who has worked in the phone service industry. Things have been difficult for me and Irene understood and worked to help me. Kudos.
-----Jacqueline pasker-excellent helpful, very polite it was very pleasant talking to her. Very satified
Mireya was very good, and patient. Answered my questions. Nice job, would recommend her.as a great asset
Andrea G have very great customer service in give her a 5 star rate. I ready she should move up to a Team leader.
Finished the review of my application quick and easy. Got my loan done in only a few minutes. She was very helpful and polite.
Andrea g was very helpful and friendly and polite very well train and knows what she is doing to help me get my loan
Mireya was very friendly and polite. It was a very pleasant experience. She helped me finish my application very quickly.
Walked and stayed with me through the whole application process! Was ver satisfied with service! Gisele helped me the whole time and was very pleasant the whole time
Answer: Nope! It's high-interest, as hard credit checks aren't performed, but all info can be found on MoneyKey.com. B rating with BBB, and registered with the Online Lender's Alliance.
Answer: It all depends which State you're in, and whether you're paid weekly, biweekly, semi-monthly, or monthly.
Answer: MoneyKey only reports to credit bureaus when repayments default, or are sold to 3rd-party collections or to a bankruptcy/consumer proposal trustee. Otherwise no.

