Hioscar

You don't really know what you've got in an insurer until you need them. Well, now I know. I needed to find a primary care physician that accepted Oscar, so I used Oscar's site as a starting point. I'd find a doctor that Oscar listed as accepting new patients, then call the doctor to make an appointment, and they'd be like, "there's no doctor with that name here". It happened multiple times, so I abandoned Oscar's site and found a doc on my own.

I go see said doctor, and he writes me a prescription for a pill that I need to take twice a day. The pharmacy submits it to Oscar, and they're like "no, we'll only approve it for once a day". But here's the best part - the prescription Oscar would not approve was for TWELVE DOLLARS AND NINETY ONE CENTS. So I paid for it myself without their approval. And I'm paying Oscar like twenty thousand dollars a year for coverage that basically makes me pay for everything out of pocket.

In short, I'm not impressed.