Vault.insurance

We went with Vault despite its ratings downgrade. Two years in, with no claims and full payment of premiums, they have arbitrarily sent us notices of non-renewal. They gladly took our mandatory "contributions" to their reciprocal. Don't waste your time or money on this cheesy company. There are far better options for affluent insureds than these jokers.

A high-net worth P&C insurance company with promising success due to their age and market entry, but currently providing poor quality service by hiring a lot of college grads with no industry experience and working them to death without licensing. Competitive rates for HNW clients in certain markets and products, but don't be shocked if there is ever a payment issue and you have to wait several months for a resolution while they track down the paper trail. Highly disorganized, but will certainly be a company worth partnering with once they sell out or merge with a more established entity and establish some type of workflow structure.