Unified Caring Association

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Unified Caring Association

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South Carolina
1 review
1 helpful vote
Follow Charlene K.
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Not health insurance policy
June 22, 2023

I went through Healthcare.gov to sign up for insurance coverage. A person representing himself as an insurance agent called to sign me up - was told the $104.85 monthly premium was for health insurance. I had to contact Healthcare.gov today on another matter and mentioned the monthly premium. Found out I do NOT have a monthly premium and that is company scammed me. Misrepresented themselves as selling health insurance when they do not.

Date of experience: June 22, 2023
Virginia
6 reviews
19 helpful votes
Follow Kay S.
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I reviewed the above business on 11/10/17. Sitejabber incorrectly entitled the business as HealthCare.org, a name surreptitiously chosen by the above cited to imply a connection w/ ACA/HealthCare.gov. They seem to have changed the name of their website, eliminating the words "Perennial Care."
Https :// www.sitejabber. Com/reviews/healthcare. Org? Utm_source=transactional%20email&utm_medium=email&utm_campaign=weekly%20views%20update&utm_content=text%3A%20see%20entire%20review#6
I now have further info about the company.
The sales agent re-contacted me after I canceled and snookered me into signing up again. Cost was $253 + $95 commission to enroll, and $253 /mo thereafter. But the agent did warn that if there were any discrepancy between services he said were covered on the phone and the website, that the website was correct. For good reason. Claimed they had contracts w/ >90% of physician providers.
But later found no coverage for X-Rays, labs, preventive care, well- woman checks, and most common services. Hospitalization paid a flat fee of $550 for ICU for up to 5 days, and $450 for non-ICU beds for up to 3 days.
I canceled after 3 mos, to the tune of $750 + $95. And my wallet lighter by $220 for GYN annual visit and $296 for labs that were not covered. I was able to negotiate down to $220 w/ LabCorp. And they had several different phone number/departments, so they'd shuttle me back and forth when I made an inquiry.

When I called to cancel, that agent had enough nerve to warn that the HC.gov marketplace wouldn't allow new enrollment until Oct, in order to trick me into not canceling. I later was actually able to connive HC.gov to allow me to enroll in a $6300 deductible Bronze plan in Feb, not Jan.

Date of experience: June 12, 2018